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Allowance for Loan and Lease Losses
 3 Months Ended
Mar. 31, 2018
Receivables [Abstract]  
Allowance for Loan and Lease Losses
Allowance for Loan and Lease Losses
 
Originated Loans and Leases
 
Management reviews the appropriateness of the allowance for loan and lease losses (“allowance”) on a regular basis. Management considers the accounting policy relating to the allowance to be a critical accounting policy, given the inherent uncertainty in evaluating the levels of the allowance required to cover credit losses in the portfolio and the material effect that assumptions could have on the Company’s results of operations. The Company has developed a methodology to measure the amount of estimated loan loss exposure inherent in the loan portfolio to assure that an appropriate allowance is maintained. The Company’s methodology is based upon guidance provided in SEC Staff Accounting Bulletin No. 102, Selected Loan Loss Allowance Methodology and Documentation Issues and ASC Topic 310, Receivables and ASC Topic 450, Contingencies.
 
The model is comprised of four major components that management has deemed appropriate in evaluating the appropriateness of the allowance for loan and lease losses. While none of these components, when used independently, is effective in arriving at a reserve level that appropriately measures the risk inherent in the portfolio, management believes that using them collectively, provides reasonable measurement of the loss exposure in the portfolio. The four components include: impaired loans; individually reviewed and graded loans; historical loss experience; and qualitative or subjective analysis.
 
Since the methodology is based upon historical experience and trends as well as management’s judgment, factors may arise that result in different estimates. Significant factors that could give rise to changes in these estimates may include, but are not limited to, changes in economic conditions in the local area, concentration of risk, changes in interest rates, and declines in local property values. While management’s evaluation of the allowance as of March 31, 2018, considers the allowance to be appropriate, under adversely different conditions or assumptions, the Company would need to increase or decrease the allowance.
 
Acquired Loans and Leases
 
Acquired loans accounted for under ASC 310-30
 
For our acquired loans, our allowance for loan losses is estimated based upon our expected cash flows for these loans. To the extent that we experience a deterioration in borrower credit quality resulting in a decrease in our expected cash flows subsequent to the acquisition of the loans, an allowance for loan losses would be established based on our estimate of future credit losses over the remaining life of the loans.
 
Acquired loans accounted for under ASC 310-20
 
We establish our allowance for loan losses through a provision for credit losses based upon an evaluation process that is similar to our evaluation process used for originated loans. This evaluation, which includes a review of loans on which full collectability may not be reasonably assured, considers, among other matters, the estimated fair value of the underlying collateral, economic conditions, historical net loan loss experience, carrying value of the loans, which includes the remaining net purchase discount or premium, and other factors that warrant recognition in determining our allowance for loan losses.
 
The following tables detail activity in the allowance for loan and lease losses segregated by originated and acquired loan and lease portfolios and by portfolio segment for the three months ended March 31, 2018 and 2017. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
 
Three months ended March 31, 2018
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
Beginning balance
$
11,812

 
$
20,412

 
$
6,161

 
$
1,301

 
$
0

 
$
39,686

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(3
)
 
0

 
(185
)
 
(292
)
 
0

 
(480
)
Recoveries
6

 
170

 
42

 
75

 
0

 
293

Provision (credit)
616

 
(180
)
 
(46
)
 
218

 
0

 
608

Ending Balance
$
12,431

 
$
20,402

 
$
5,972

 
$
1,302

 
$
0

 
$
40,107

 
Three months ended March 31, 2018
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for acquired loans
 
 

 
 

 
 

 
 

 
 

Beginning balance
$
25

 
$
0

 
$
54

 
$
6

 
$
0

 
$
85

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(1
)
 
0

 
0

 
0

 
0

 
(1
)
Recoveries
20

 
8

 
33

 
0

 
0

 
61

Provision (credit)
(19
)
 
(8
)
 
(14
)
 
0

 
0

 
(41
)
Ending Balance
$
25

 
$
0

 
$
73

 
$
6

 
$
0

 
$
104

 
Three months ended March 31, 2017
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 

 
 

 
 

 
 

 
 

Beginning balance
$
9,389

 
$
19,836

 
$
5,149

 
$
1,224

 
$
0

 
$
35,598

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(75
)
 
(21
)
 
(374
)
 
(280
)
 
0

 
(750
)
Recoveries
76

 
235

 
27

 
127

 
0

 
465

Provision (credit)
883

 
(936
)
 
584

 
71

 


 
602

Ending Balance
$
10,273

 
$
19,114

 
$
5,386

 
$
1,142

 
$
0

 
$
35,915

 
Three months ended March 31, 2017
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Covered
Loans

 
Total

Allowance for acquired loans
 
 

 
 

 
 

 
 

 
 

Beginning balance
$
0

 
$
97

 
$
54

 
$
6

 
$
0

 
$
157

 
 
 
 
 
 
 
 
 
 
 


Charge-offs
(9
)
 
(74
)
 
0

 
0

 
0

 
(83
)
Recoveries
0

 
10

 
0

 
0

 
0

 
10

Provision (credit)
9

 
43

 
115

 
0

 
0

 
167

Ending Balance
$
0

 
$
76

 
$
169

 
$
6

 
$
0

 
$
251

 
 
At March 31, 2018 and December 31, 2017, the allocation of the allowance for loan and lease losses summarized on the basis of the Company’s impairment methodology was as follows:
 
(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 

 
 

March 31, 2018
 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
446

 
$
25

 
$
0

 
$
0

 
$
0

 
$
471

Collectively evaluated for impairment
11,985

 
20,377

 
5,972

 
1,302

 
0

 
39,636

Ending balance
$
12,431

 
$
20,402

 
$
5,972

 
$
1,302

 
$
0

 
$
40,107

 
(in thousands)
Commercial
and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Covered Loans

 
Total

Allowance for acquired loans
 

 
 

 
 

 
 

 
 

 
 

March 31, 2018
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
25

 
$
0

 
$
0

 
$
0

 
$
0

 
$
25

Collectively evaluated for impairment
0

 
0

 
73

 
6

 
0

 
79

Ending balance
$
25

 
$
0

 
$
73

 
$
6

 
$
0

 
$
104

(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Finance Leases

 
Total

Allowance for originated loans and leases
 
 

 
 

 
 

 
 

 
 

December 31, 2017
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
441

 
$
0

 
$
0

 
$
0

 
$
0

 
$
441

Collectively evaluated for impairment
11,371

 
20,412

 
6,161

 
1,301

 
0

 
39,245

Ending balance
$
11,812

 
$
20,412

 
$
6,161

 
$
1,301

 
$
0

 
$
39,686

(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Covered Loans

 
Total

Allowance for acquired loans
 

 
 

 
 

 
 

 
 

 
 

December 31, 2017
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
25

 
$
0

 
$
0

 
$
0

 
$
0

 
$
25

Collectively evaluated for impairment
0

 
0

 
54

 
6

 
0

 
60

Ending balance
$
25

 
$
0

 
$
54

 
$
6

 
$
0

 
$
85


 
The recorded investment in loans and leases summarized on the basis of the Company’s impairment methodology as of March 31, 2018 and December 31, 2017 was as follows:
(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Finance Leases

 
Total

Originated loans and leases
 

 
 

 
 

 
 

 
 

 
 

March 31, 2018
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
4,430

 
$
6,481

 
$
3,996

 
$
0

 
$
0

 
$
14,907

Collectively evaluated for impairment
1,005,986

 
2,055,862

 
1,259,159

 
61,828

 
13,818

 
4,396,653

Total
$
1,010,416

 
$
2,062,343

 
$
1,263,155

 
$
61,828

 
$
13,818

 
$
4,411,560


(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer 
and Other

 
Covered Loans

 
Total

Acquired loans
 

 
 

 
 

 
 

 
 

 
 

March 31, 2018
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
306

 
$
1,588

 
$
1,793

 
$
0

 
$
0

 
$
3,687

Loans acquired with deteriorated credit quality
261

 
6,133

 
5,380

 
0

 
0

 
11,774

Collectively evaluated for impairment
49,962

 
189,322

 
41,115

 
905

 
0

 
281,304

Total
$
50,529

 
$
197,043

 
$
48,288

 
$
905

 
$
0

 
$
296,765

 
(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer 
and Other

 
Finance Leases

 
Total

Originated loans and leases
 

 
 

 
 

 
 

 
 

 
 

December 31, 2017
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
1,759

 
$
6,626

 
$
3,965

 
$
0

 
$
0

 
$
12,350

Collectively evaluated for impairment
1,038,916

 
1,986,354

 
1,247,887

 
62,358

 
14,467

 
4,349,982

Total
$
1,040,675

 
$
1,992,980

 
$
1,251,852

 
$
62,358

 
$
14,467

 
$
4,362,332

 
(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer 
and Other

 
Covered Loans

 
Total

Acquired loans
 

 
 

 
 

 
 

 
 

 
 

December 31, 2017
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
276

 
$
1,372

 
$
1,823

 
$
0

 
$
0

 
$
3,471

Loans acquired with deteriorated credit quality
506

 
7,481

 
3,975

 
0

 
0

 
11,962

Collectively evaluated for impairment
50,194

 
198,894

 
45,291

 
765

 
0

 
295,144

Total
$
50,976

 
$
207,747

 
$
51,089

 
$
765

 
$
0

 
$
310,577


 
A loan is impaired when, based on current information and events, it is probable that we will be unable to collect all amounts due according to the contractual terms of the loan agreement. Impaired loans consist of our non-homogenous nonaccrual loans, and all loans restructured in a troubled debt restructuring (TDR). Specific reserves on individually identified impaired loans that are not collateral dependent are measured based on the present value of expected future cash flows discounted at the original effective interest rate of each loan. For loans that are collateral dependent, impairment is measured based on the fair value of the collateral less estimated selling costs, and such impaired amounts are generally charged off. The majority of impaired loans are collateral dependent impaired loans that have limited exposure or require limited specific reserves because of the amount of collateral support with respect to these loans, and previous charge-offs. Interest payments on impaired loans are typically applied to principal unless collectability of the principal amount is reasonably assured. In these cases, interest is recognized on a cash basis. Impaired loans are as follows:
 
 
3/31/2018
 
12/31/2017
(in thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
Originated loans and leases with no related allowance
 
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial other
$
3,078

 
$
3,078

 
$
0

 
$
1,246

 
$
1,250

 
$
0

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Commercial real estate other
6,456

 
6,656

 
0

 
6,626

 
6,626

 
0

Residential real estate
 

 
 

 
 

 
 

 
 

 
 

Home equity
3,996

 
4,171

 
0

 
3,965

 
4,049

 
0

Subtotal
$
13,530

 
$
13,905

 
$
0

 
$
11,837

 
$
11,925

 
$
0

 
 
 
 
 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial other
1,352

 
1,352

 
446

 
513

 
532

 
441

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Commercial real estate other
25

 
25

 
25

 
0

 
0

 
0

Subtotal
$
1,377

 
$
1,377

 
$
471

 
$
513

 
$
532

 
$
441

Total
$
14,907

 
$
15,282

 
$
471

 
$
12,350

 
$
12,457

 
$
441

 
 
3/31/2018
 
12/31/2017
(in thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
Acquired loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial other
$
281

 
$
373

 
$
0

 
$
226

 
$
226

 
$
0

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Commercial real estate other
1,588

 
1,598

 
0

 
1,372

 
1,474

 
0

Residential real estate
 

 
 

 
 

 
 

 
 

 
 

Home equity
1,793

 
1,824

 
0

 
1,823

 
1,854

 
0

Subtotal
$
3,662

 
$
3,795

 
$
0

 
$
3,421

 
$
3,554

 
$
0

 
 
 
 
 
 
 
 
 
 
 
 
Acquired loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial other
25

 
25

 
25

 
50

 
50

 
25

Subtotal
$
25

 
$
25

 
$
25

 
$
50

 
$
50

 
$
25

Total
$
3,687

 
$
3,820

 
$
25

 
$
3,471

 
$
3,604

 
$
25


The average recorded investment and interest income recognized on impaired loans for the three months ended March 31, 2018 and 2017 was as follows:
 
 
Three Months Ended 03/31/2018
 
Three Months Ended 03/31/17
(in thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Originated loans and leases with no related allowance
 

 
 

 
 

 
 

Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
2,399

 
0

 
280

 
0

Commercial real estate
 

 
 

 
 

 
 

Commercial real estate other
6,373

 
0

 
8,162

 
0

Residential real estate
 

 
 

 
 

 
 

Home equity
3,980

 
0

 
3,488

 
0

Subtotal
$
12,752

 
$
0

 
$
11,930

 
$
0

 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
864

 
0

 
155

 
0

Commercial real estate
 

 
 

 
 

 
 

Commercial real estate other
13

 
0

 
597

 
0

Subtotal
$
877

 
$
0

 
$
752

 
$
0

Total
$
13,629

 
$
0

 
$
12,682

 
$
0

 
 
Three Months Ended 03/31/2018
 
Three Months Ended 03/31/2017
(in thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Acquired loans and leases with no related allowance
 

 
 

 
 

 
 

Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
265

 
0

 
165

 
0

Commercial real estate
 

 
 

 
 

 
 

Commercial real estate other
1,469

 
0

 
2,746

 
0

Residential real estate
 

 
 

 
 

 
 

Home equity
1,808

 
0

 
1,411

 
0

Subtotal
$
3,542

 
$
0

 
$
4,322

 
$
0

 
 
 
 
 
 
 
 
Acquired loans and leases with related allowance
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
37

 
0

 
0

 
0

Commercial real estate
 

 
 

 
 

 
 

Commercial real estate other
0

 
0

 
77

 
0

Residential real estate
 
 
 
 
 
 
 
  Home equity
0

 
0

 
60

 
 
Subtotal
$
37

 
$
0

 
$
137

 
$
0

Total
$
3,579

 
$
0

 
$
4,459

 
$
0


 
Loans are considered modified in a TDR when, due to a borrower’s financial difficulties, the Company makes concessions to the borrower that it would not otherwise consider. These modifications may include, among others, an extension for the term of the loan, and granting a period when interest-only payments can be made with the principal payments made over the remaining term of the loan or at maturity.
 
The following tables present information on loans modified in troubled debt restructuring during the periods indicated.
March 31, 2018
Three Months Ended
 
 
 
 
 
 
 
Defaulted TDRs2 
 (in thousands)
Number of Loans
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
 
Number of Loans
 
Post-Modification Outstanding Recorded Investment
Residential real estate
 

 
 

 
 

 
 

 
 

Home equity1 
1

 
63

 
63

 
0

 
0

 Total
1

 
$
63

 
$
63

 
0

 
$
0

1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the three months ended March 31, 2018 that were restructured in the prior twelve months.
 
March 31, 2017
Three Months Ended
 
 
 
 
 
 
 
Defaulted TDRs2 
 (in thousands)
Number of Loans
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
 
Number of Loans
 
Post-Modification Outstanding Recorded Investment
Residential real estate
 

 
 

 
 

 
 

 
 

Home equity1 
1

 
73

 
73

 
1

 
55

Total
1

 
$
73

 
$
73

 
1

 
$
55

1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the three months ended March 31, 2017 that had been restructured in the prior twelve months.
 
The following tables present credit quality indicators (internal risk grade) by class of commercial and industrial loans and commercial real estate loans as of March 31, 2018 and December 31, 2017.
 
March 31, 2018
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
Commercial and Industrial
 
CommercialReal Estate
 
CommercialReal Estate
 
CommercialReal Estate
 
 
(in thousands)
Other
 
Agriculture
 
Other
 
Agriculture
 
Construction
 
Total

Originated Loans and Leases
 

 
 

 
 

 
 

 
 

 
 

Internal risk grade:
 

 
 

 
 

 
 

 
 

 
 

Pass
$
897,768

 
$
84,257

 
$
1,695,690

 
$
124,567

 
$
200,185

 
$
3,002,467

Special Mention
8,899

 
4,520

 
15,624

 
5,503

 
0

 
34,546

Substandard
9,853

 
5,119

 
15,360

 
5,414

 
0

 
35,746

Total
$
916,520

 
$
93,896

 
$
1,726,674

 
$
135,484

 
$
200,185

 
$
3,072,759

 
March 31, 2018
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
Commercial and Industrial
 
Commercial Real Estate
 
Commercial Real Estate
 
Commercial Real Estate
 
 
(in thousands)
Other
 
Agriculture
 
Other
 
Agriculture
 
Construction
 
Total

Acquired Loans and Leases
 

 
 

 
 

 
 

 
 

 
 

Internal risk grade:
 

 
 

 
 

 
 

 
 

 
 

Pass
$
50,251

 
$
0

 
$
191,680

 
$
241

 
$
1,456

 
$
243,628

Special Mention
0

 
0

 
476

 
0

 
0

 
476

Substandard
278

 
0

 
3,190

 
0

 
0

 
3,468

Total
$
50,529

 
$
0

 
$
195,346

 
$
241

 
$
1,456

 
$
247,572

 
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
Commercial and Industrial
 
Commercial Real Estate
 
Commercial Real Estate
 
Commercial Real Estate
 
 
(in thousands)
Other
 
Agriculture
 
Other
 
Agriculture
 
Construction
 
Total

Originated Loans and Leases
Internal risk grade:
 

 
 

 
 

 
 

 
 

 
 

Pass
$
919,214

 
$
100,470

 
$
1,627,713

 
$
119,392

 
$
201,948

 
$
2,968,737

Special Mention
6,680

 
8,068

 
19,068

 
9,980

 
538

 
44,334

Substandard
6,173

 
70

 
14,001

 
340

 
0

 
20,584

Total
$
932,067

 
$
108,608

 
$
1,660,782

 
$
129,712

 
$
202,486

 
$
3,033,655

 
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
Commercial and Industrial
 
Commercial Real Estate
 
Commercial Real Estate
 
Commercial Real Estate
 
 
(in thousands)
Other
 
Agriculture
 
Other
 
Agriculture
 
Construction
 
Total

Acquired Loans and Leases
Internal risk grade:
 

 
 

 
 

 
 

 
 

 
 

Pass
$
50,554

 
$
0

 
$
198,822

 
$
247

 
$
1,480

 
$
251,103

Special Mention
0

 
0

 
2,265

 
0

 
0

 
2,265

Substandard
422

 
0

 
4,933

 
0

 
0

 
5,355

Total
$
50,976

 
$
0

 
$
206,020

 
$
247

 
$
1,480

 
$
258,723


 
The following tables present credit quality indicators by class of residential real estate loans and by class of consumer loans. Nonperforming loans include nonaccrual, impaired, and loans 90 days past due and accruing interest. All other loans are considered performing as of March 31, 2018 and December 31, 2017. For purposes of this footnote, acquired loans that were recorded at fair value at the acquisition date and are 90 days or greater past due are considered performing.
 
March 31, 2018
 
 
 
 
 
 
 
 
 
(in thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Originated Loans and Leases
 

 
 

 
 

 
 

 
 

Performing
$
209,940

 
$
1,044,886

 
$
11,757

 
$
49,831

 
$
1,316,414

Nonperforming
1,504

 
6,825

 
164

 
76

 
8,569

Total
$
211,444

 
$
1,051,711

 
$
11,921

 
$
49,907

 
$
1,324,983

 
March 31, 2018
 
 
 
 
 
 
 
 
 
(in thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Acquired Loans and Leases
 

 
 

 
 

 
 

 
 

Performing
$
24,329

 
$
20,633

 
$
0

 
$
905

 
$
45,867

Nonperforming
1,755

 
1,571

 
0

 
0

 
3,326

Total
$
26,084

 
$
22,204

 
$
0

 
$
905

 
$
49,193

 
December 31, 2017
(in thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Originated Loans and Leases
 

 
 

 
 

 
 

 
 

Performing
$
211,275

 
$
1,032,932

 
$
11,866

 
$
50,138

 
$
1,306,211

Nonperforming
1,537

 
6,108

 
278

 
76

 
7,999

Total
$
212,812

 
$
1,039,040

 
$
12,144

 
$
50,214

 
$
1,314,210


 
December 31, 2017
(in thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Acquired Loans and Leases
 

 
 

 
 

 
 

 
 

Performing
$
26,840

 
$
21,531

 
$
0

 
$
765

 
$
49,136

Nonperforming
1,604

 
1,114

 
0

 
0

 
2,718

Total
$
28,444

 
$
22,645

 
$
0

 
$
765

 
$
51,854