Loans and Leases (Tables)

6 Months Ended

Jun. 30, 2018

Loans and Leases Receivable Disclosure [Abstract]

Loans and Leases at June 30, 2018 and December 31, 2017 were as follows:



	6/30/2018								12/31/2017
(in thousands)	Originated			Acquired		Total Loans and Leases			Originated			Acquired		Total Loans and Leases
Commercial and industrial
Agriculture	$	95,618		$	0	$	95,618		$	108,608		$	0	$	108,608
Commercial and industrial other	939,058			45,965		985,023			932,067			50,976		983,043
Subtotal commercial and industrial	1,034,676			45,965		1,080,641			1,040,675			50,976		1,091,651
Commercial real estate
Construction	232,922			1,432		234,354			202,486			1,480		203,966
Agriculture	143,229			236		143,465			129,712			247		129,959
Commercial real estate other	1,737,686			189,722		1,927,408			1,660,782			206,020		1,866,802
Subtotal commercial real estate	2,113,837			191,390		2,305,227			1,992,980			207,747		2,200,727
Residential real estate
Home equity	207,820			24,425		232,245			212,812			28,444		241,256
Mortgages	1,075,865			21,501		1,097,366			1,039,040			22,645		1,061,685
Subtotal residential real estate	1,283,685			45,926		1,329,611			1,251,852			51,089		1,302,941
Consumer and other
Indirect	12,051			0		12,051			12,144			0		12,144
Consumer and other	52,128			906		53,034			50,214			765		50,979
Subtotal consumer and other	64,179			906		65,085			62,358			765		63,123
Leases	14,461			0		14,461			14,467			0		14,467
Total loans and leases	4,510,838			284,187		4,795,025			4,362,332			310,577		4,672,909
Less: unearned income and deferred costs and fees	(3,832		)	0		(3,832		)	(3,789		)	0		(3,789		)
Total loans and leases, net of unearned income and deferred costs and fees	$	4,507,006		$	284,187	$	4,791,193		$	4,358,543		$	310,577	$	4,669,120

Schedule of outstanding principal and carrying amount of loans acquired

The outstanding principal balance and the related carrying amount of the Company’s loans acquired in the VIST Bank acquisition are as follows at June 30, 2018 and December 31, 2017:



(in thousands)	6/30/2018		12/31/2017
Acquired Credit Impaired Loans
Outstanding principal balance	$	13,675	$	14,337
Carrying amount	11,539		11,962

Acquired Non-Credit Impaired Loans
Outstanding principal balance	275,173		301,128
Carrying amount	272,648		298,615

Total Acquired Loans
Outstanding principal balance	288,848		315,465
Carrying amount	284,187		310,577

Schedule of age analysis of past due loans

The below table is an age analysis of past due loans, segregated by originated and acquired loan and lease portfolios, and by class of loans, as of June 30, 2018 and December 31, 2017.



June 30, 2018
(in thousands)	30-89 days		90 days or more		Current Loans			Total Loans			90 days and accruing1		Nonaccrual
Originated Loans and Leases
Commercial and industrial
Agriculture	$	0	$	0	$	95,618		$	95,618		$	0	$	0
Commercial and industrial other	515		940		937,603			939,058			0		4,576
Subtotal commercial and industrial	515		940		1,033,221			1,034,676			0		4,576
Commercial real estate
Construction	0		0		232,922			232,922			0		0
Agriculture	0		0		143,229			143,229			0		0
Commercial real estate other	1,252		1,855		1,734,579			1,737,686			0		5,431
Subtotal commercial real estate	1,252		1,855		2,110,730			2,113,837			0		5,431
Residential real estate
Home equity	835		566		206,419			207,820			0		1,300
Mortgages	2,402		2,206		1,071,257			1,075,865			0		7,425
Subtotal residential real estate	3,237		2,772		1,277,676			1,283,685			0		8,725
Consumer and other
Indirect	284		86		11,681			12,051			0		211
Consumer and other	587		63		51,478			52,128			0		139
Subtotal consumer and other	871		149		63,159			64,179			0		350
Leases	0		0		14,461			14,461			0		0
Total loans and leases	5,875		5,716		4,499,247			4,510,838			0		19,082
Less: unearned income and deferred costs and fees	0		0		(3,832		)	(3,832		)	0		0
Total originated loans and leases, net of unearned income and deferred costs and fees	$	5,875	$	5,716	$	4,495,415		$	4,507,006		$	0	$	19,082
Acquired Loans and Leases
Commercial and industrial
Commercial and industrial other	0		82		45,883			45,965			59		23
Subtotal commercial and industrial	0		82		45,883			45,965			59		23
Commercial real estate
Construction	0		0		1,432			1,432			0		0
Agriculture	0		0		236			236			0		0
Commercial real estate other	231		2,245		187,246			189,722			568		232
Subtotal commercial real estate	231		2,245		188,914			191,390			568		232
Residential real estate
Home equity	320		341		23,764			24,425			61		1,130
Mortgages	554		671		20,276			21,501			422		1,288
Subtotal residential real estate	874		1,012		44,040			45,926			483		2,418
Consumer and other
Consumer and other	3		0		903			906			0		0
Subtotal consumer and other	3		0		903			906			0		0
Total acquired loans and leases, net of unearned income and deferred costs and fees	$	1,108	$	3,339	$	279,740		$	284,187		$	1,110	$	2,673



December 31, 2017
(in thousands)	30-89 days		90 days or more		Current Loans			Total Loans			90 days and accruing¹		Nonaccrual
Originated loans and leases
Commercial and industrial
Agriculture	$	0	$	0	$	108,608		$	108,608		$	0	$	0
Commercial and industrial other	431		849		930,787			932,067			0		2,852
Subtotal commercial and industrial	431		849		1,039,395			1,040,675			0		2,852
Commercial real estate
Construction	0		0		202,486			202,486			0		0
Agriculture	0		0		129,712			129,712			0		0
Commercial real estate other	1,583		2,125		1,657,074			1,660,782			0		5,402
Subtotal commercial real estate	1,583		2,125		1,989,272			1,992,980			0		5,402
Residential real estate
Home equity	1,045		448		211,319			212,812			0		1,537
Mortgages	3,153		2,692		1,033,195			1,039,040			0		6,108
Subtotal residential real estate	4,198		3,140		1,244,514			1,251,852			0		7,645
Consumer and other
Indirect	449		205		11,490			12,144			6		278
Consumer and other	130		42		50,042			50,214			38		76
Subtotal consumer and other	579		247		61,532			62,358			44		354
Leases	0		0		14,467			14,467			0		0
Total loans and leases	6,791		6,361		4,349,180			4,362,332			44		16,253
Less: unearned income and deferred costs and fees	0		0		(3,789		)	(3,789		)	0		0
Total originated loans and leases, net of unearned income and deferred costs and fees	$	6,791	$	6,361	$	4,345,391		$	4,358,543		$	44	$	16,253
Acquired loans and leases
Commercial and industrial
Commercial and industrial other	12		61		50,903			50,976			61		0
Subtotal commercial and industrial	12		61		50,903			50,976			61		0
Commercial real estate
Construction	0		0		1,480			1,480			0		0
Agriculture	0		0		247			247			0		0
Commercial real estate other	167		727		205,126			206,020			515		546
Subtotal commercial real estate	167		727		206,853			207,747			515		546
Residential real estate
Home equity	601		564		27,279			28,444			130		1,604
Mortgages	472		942		21,231			22,645			440		1,114
Subtotal residential real estate	1,073		1,506		48,510			51,089			570		2,718
Consumer and other
Consumer and other	4		0		761			765			0		0
Subtotal consumer and other	4		0		761			765			0		0
Covered loans	0		0		0			0			0		0
Total acquired loans and leases, net of unearned income and deferred costs and fees	$	1,256	$	2,294	$	307,027		$	310,577		$	1,146	$	3,264

¹ Includes acquired loans that were recorded at fair value at the acquisition date.