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Allowance for Loan and Lease Losses (Tables)
 6 Months Ended
Jun. 30, 2018
Receivables [Abstract]  
Schedule of originated and acquired loan and lease losses by portfolio segment
The following tables detail activity in the allowance for loan and lease losses segregated by originated and acquired loan and lease portfolios and by portfolio segment for the three and six months ended June 30, 2018 and 2017. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
 
Three Months Ended June 30, 2018
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
Beginning balance
$
12,431

 
$
20,402

 
$
5,972

 
$
1,302

 
$
0

 
$
40,107

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(103
)
 
(60
)
 
(21
)
 
(650
)
 
0

 
(834
)
Recoveries
2

 
176

 
94

 
531

 
0

 
803

Provision (credit)
536

 
252

 
102

 
145

 
0

 
1,035

Ending Balance
$
12,866

 
$
20,770

 
$
6,147

 
$
1,328

 
$
0

 
$
41,111

 
Three Months Ended June 30, 2018
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for acquired loans
 
 

 
 

 
 

 
 

 
 

Beginning balance
$
25

 
$
0

 
$
73

 
$
6

 
$
0

 
$
104

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
0

 
0

 
(103
)
 
0

 
0

 
(103
)
Recoveries
36

 
15

 
50

 
2

 
0

 
103

Provision (credit)
(42
)
 
10

 
45

 
(3
)
 
0

 
10

Ending Balance
$
19

 
$
25

 
$
65

 
$
5

 
$
0

 
$
114

 
Three Months Ended June 30, 2017
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 

 
 

 
 

 
 

 
 

Beginning balance
$
10,273

 
$
19,114

 
$
5,386

 
$
1,142

 
$
0

 
$
35,915

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(2
)
 
0

 
(68
)
 
(249
)
 
0

 
(319
)
Recoveries
54

 
218

 
109

 
137

 
0

 
518

Provision (credit)
517

 
(211
)
 
334

 
206

 
0

 
846

Ending Balance
$
10,842

 
$
19,121

 
$
5,761

 
$
1,236

 
$
0

 
$
36,960

 
Three Months Ended June 30, 2017
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Covered
Loans

 
Total

Allowance for acquired loans
 
 

 
 

 
 

 
 

 
 

Beginning balance
$
0

 
$
76

 
$
169

 
$
6

 
$
0

 
$
251

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(65
)
 
0

 
(152
)
 
(1
)
 
0

 
(218
)
Recoveries
0

 
16

 
12

 
6

 
0

 
34

Provision (credit)
115

 
(5
)
 
25

 
(5
)
 
0

 
130

Ending Balance
$
50

 
$
87

 
$
54

 
$
6

 
$
0

 
$
197

 
Six Months Ended June 30, 2018
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 

 
 

 
 

 
 

 
 

Beginning balance
$
11,812

 
$
20,412

 
$
6,161

 
$
1,301

 
$
0

 
$
39,686

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(106
)
 
(60
)
 
(206
)
 
(942
)
 
0

 
(1,314
)
Recoveries
8

 
346

 
136

 
606

 
0

 
1,096

Provision (credit)
1,152

 
72

 
56

 
363

 
0

 
1,643

Ending Balance
$
12,866

 
$
20,770

 
$
6,147

 
$
1,328

 
$
0

 
$
41,111




Six Months Ended June 30, 2018
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Covered
Loans

 
Total

Allowance for acquired loans
Beginning balance
$
25

 
$
0

 
$
54

 
$
6

 
$
0

 
$
85

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(1
)
 
0

 
(103
)
 
0

 
0

 
(104
)
Recoveries
56

 
23

 
83

 
2

 
0

 
164

Provision (credit)
(61
)
 
2

 
31

 
(3
)
 
0

 
(31
)
Ending Balance
$
19

 
$
25

 
$
65

 
$
5

 
$
0

 
$
114


Six Months Ended June 30, 2017
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 

 
 

 
 

 
 

 
 

Beginning balance
$
9,389

 
$
19,836

 
$
5,149

 
$
1,224

 
$
0

 
$
35,598

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(77
)
 
(21
)
 
(441
)
 
(530
)
 
0

 
(1,069
)
Recoveries
130

 
452

 
136

 
265

 
0

 
983

Provision (credit)
1,400

 
(1,146
)
 
917

 
277

 
0

 
1,448

Ending Balance
$
10,842

 
$
19,121

 
$
5,761

 
$
1,236

 
$
0

 
$
36,960


Six Months Ended June 30, 2017
 
 

 
 

 
 

 
 

(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Covered
Loans

 
Total

Allowance for acquired loans
 
 

 
 

 
 

 
 

 
 

Beginning balance
$
0

 
$
97

 
$
54

 
$
6

 
$
0

 
$
157

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(74
)
 
(73
)
 
(152
)
 
(1
)
 
0

 
(300
)
Recoveries
0

 
25

 
12

 
6

 
0

 
43

Provision (credit)
124

 
38

 
140

 
(5
)
 
0

 
297

Ending Balance
$
50

 
$
87

 
$
54

 
$
6

 
$
0

 
$
197
Schedule of the allowance for loan and lease losses based on impairment methodology
At June 30, 2018 and December 31, 2017, the allocation of the allowance for loan and lease losses summarized on the basis of the Company’s impairment methodology was as follows:
 
(in thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 

 
 

June 30, 2018
 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
412

 
$
29

 
$
0

 
$
0

 
$
0

 
$
441

Collectively evaluated for impairment
12,454

 
20,741

 
6,147

 
1,328

 
0

 
40,670

Ending balance
$
12,866

 
$
20,770

 
$
6,147

 
$
1,328

 
$
0

 
$
41,111

 
(in thousands)
Commercial
and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Covered Loans

 
Total

Allowance for acquired loans
 

 
 

 
 

 
 

 
 

 
 

June 30, 2018
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
0

 
$
25

 
$
0

 
$
0

 
$
0

 
$
25

Collectively evaluated for impairment
19

 
0

 
65

 
5

 
0

 
89

Ending balance
$
19

 
$
25

 
$
65

 
$
5

 
$
0

 
$
114

(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Finance Leases

 
Total

Allowance for originated loans and leases
 
 

 
 

 
 

 
 

 
 

December 31, 2017
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
441

 
$
0

 
$
0

 
$
0

 
$
0

 
$
441

Collectively evaluated for impairment
11,371

 
20,412

 
6,161

 
1,301

 
0

 
39,245

Ending balance
$
11,812

 
$
20,412

 
$
6,161

 
$
1,301

 
$
0

 
$
39,686

(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Covered Loans

 
Total

Allowance for acquired loans
 

 
 

 
 

 
 

 
 

 
 

December 31, 2017
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
25

 
$
0

 
$
0

 
$
0

 
$
0

 
$
25

Collectively evaluated for impairment
0

 
0

 
54

 
6

 
0

 
60

Ending balance
$
25

 
$
0

 
$
54

 
$
6

 
$
0

 
$
85
Schedule of recorded investment in loans and leases impairment methodology
The recorded investment in loans and leases summarized on the basis of the Company’s impairment methodology as of June 30, 2018 and December 31, 2017 was as follows:
(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Finance Leases

 
Total

Originated loans and leases
 

 
 

 
 

 
 

 
 

 
 

June 30, 2018
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
4,224

 
$
6,803

 
$
4,037

 
$
0

 
$
0

 
$
15,064

Collectively evaluated for impairment
1,030,452

 
2,107,034

 
1,279,648

 
64,179

 
14,461

 
4,495,774

Total
$
1,034,676

 
$
2,113,837

 
$
1,283,685

 
$
64,179

 
$
14,461

 
$
4,510,838


(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer 
and Other

 
Covered Loans

 
Total

Acquired loans
 

 
 

 
 

 
 

 
 

 
 

June 30, 2018
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
287

 
$
1,282

 
$
1,779

 
$
0

 
$
0

 
$
3,348

Loans acquired with deteriorated credit quality
101

 
6,066

 
5,372

 
0

 
0

 
11,539

Collectively evaluated for impairment
45,577

 
184,042

 
38,775

 
906

 
0

 
269,300

Total
$
45,965

 
$
191,390

 
$
45,926

 
$
906

 
$
0

 
$
284,187

 
(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer 
and Other

 
Finance Leases

 
Total

Originated loans and leases
 

 
 

 
 

 
 

 
 

 
 

December 31, 2017
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
1,759

 
$
6,626

 
$
3,965

 
$
0

 
$
0

 
$
12,350

Collectively evaluated for impairment
1,038,916

 
1,986,354

 
1,247,887

 
62,358

 
14,467

 
4,349,982

Total
$
1,040,675

 
$
1,992,980

 
$
1,251,852

 
$
62,358

 
$
14,467

 
$
4,362,332

 
(in thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer 
and Other

 
Covered Loans

 
Total

Acquired loans
 

 
 

 
 

 
 

 
 

 
 

December 31, 2017
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
276

 
$
1,372

 
$
1,823

 
$
0

 
$
0

 
$
3,471

Loans acquired with deteriorated credit quality
506

 
7,481

 
3,975

 
0

 
0

 
11,962

Collectively evaluated for impairment
50,194

 
198,894

 
45,291

 
765

 
0

 
295,144

Total
$
50,976

 
$
207,747

 
$
51,089

 
$
765

 
$
0

 
$
310,577
Schedule Of Recorded Investments In Impaired Loans
Impaired loans are as follows:
 
 
6/30/2018
 
12/31/2017
(in thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
Originated loans and leases with no related allowance
 
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial other
$
2,958

 
$
2,958

 
$
0

 
$
1,246

 
$
1,250

 
$
0

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Commercial real estate other
6,757

 
6,965

 
0

 
6,626

 
6,533

 
0

Residential real estate
 

 
 

 
 

 
 

 
 

 
 

Home equity
4,037

 
4,213

 
0

 
3,965

 
4,049

 
0

Subtotal
$
13,752

 
$
14,136

 
$
0

 
$
11,837

 
$
11,832

 
$
0

 
 
 
 
 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial other
1,266

 
1,266

 
412

 
513

 
532

 
441

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Commercial real estate other
46

 
57

 
29

 
0

 
0

 
0

Subtotal
$
1,312

 
$
1,323

 
$
441

 
$
513

 
$
532

 
$
441

Total
$
15,064

 
$
15,459

 
$
441

 
$
12,350

 
$
12,364

 
$
441

 
 
6/30/2018
 
12/31/2017
(in thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
Acquired loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial other
$
287

 
$
379

 
$
0

 
$
226

 
$
226

 
$
0

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Commercial real estate other
1,257

 
1,258

 
0

 
1,372

 
1,474

 
0

Residential real estate
 

 
 

 
 

 
 

 
 

 
 

Home equity
1,779

 
1,809

 
0

 
1,823

 
1,854

 
0

Subtotal
$
3,323

 
$
3,446

 
$
0

 
$
3,421

 
$
3,554

 
$
0

 
 
 
 
 
 
 
 
 
 
 
 
Acquired loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

 
 

 
 

Commercial and industrial other
0

 
0

 
0

 
50

 
50

 
25

Commercial real estate
 

 
 

 
 

 
 

 
 

 
 

Commercial real estate other
25

 
25

 
25

 
0

 
0

 
0

Subtotal
$
25

 
$
25

 
$
25

 
$
50

 
$
50

 
$
25

Total
$
3,348

 
$
3,471

 
$
25

 
$
3,471

 
$
3,604

 
$
25


The average recorded investment and interest income recognized on impaired loans for the three months ended June 30, 2018 and 2017 was as follows:
 
 
Three Months Ended 06/30/2018
 
Three Months Ended 06/30/17
(in thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Originated loans and leases with no related allowance
 

 
 

 
 

 
 

Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
3,227

 
0

 
301

 
0

Commercial real estate
 

 
 

 
 

 
 

Commercial real estate other
6,407

 
0

 
7,614

 
0

Residential real estate
 

 
 

 
 

 
 

Home equity
4,016

 
0

 
3,628

 
0

Subtotal
$
13,650

 
$
0

 
$
11,543

 
$
0

 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
1,300

 
0

 
612

 
0

Commercial real estate
 

 
 

 
 

 
 

Commercial real estate other
36

 
0

 
0

 
0

Subtotal
$
1,336

 
$
0

 
$
612

 
$
0

Total
$
14,986

 
$
0

 
$
12,155

 
$
0

 
 
Three Months Ended 06/30/2018
 
Three Months Ended 06/30/2017
(in thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Acquired loans and leases with no related allowance
 

 
 

 
 

 
 

Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
270

 
0

 
83

 
0

Commercial real estate
 

 
 

 
 

 
 

Construction
0

 
0

 
0

 
0

Commercial real estate other
1,479

 
0

 
1,299

 
0

Residential real estate
 

 
 

 
 

 
 

Home equity
1,786

 
0

 
1,443

 
0

Subtotal
$
3,535

 
$
0

 
$
2,825

 
$
0

 
 
 
 
 
 
 
 
Acquired loans and leases with related allowance
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
0

 
0

 
50

 
0

Commercial real estate
 

 
 

 
 

 
 

Commercial real estate other
37

 
0

 
267

 
0

Subtotal
$
37

 
$
0

 
$
317

 
$
0

Total
$
3,572

 
$
0

 
$
3,142

 
$
0





The average recorded investment and interest income recognized on impaired loans for the six months ended June 30, 2018 and 2017 was as follows:

 
Six months ended
 
Six months ended
 
June 30, 2018
 
June 30, 2017
(in thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Originated loans and leases with no related allowance
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
2,104

 
0

 
334

 
0

Commercial real estate
 

 
 

 
 

 
 

Commercial real estate other
6,084

 
0

 
8,031

 
0

Residential real estate
 

 
 

 
 

 
 

Home equity
3,758

 
0

 
3,485

 
0

Subtotal
$
11,946

 
$
0

 
$
11,850

 
$
0

 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
789

 
0

 
340

 
0

Commercial real estate
 

 
 

 
 

 
 

Commercial real estate other
14

 
0

 
0

 
0

Subtotal
$
803

 
$
0

 
$
340

 
$
0

Total
$
12,749

 
$
0

 
$
12,190

 
$
0


 
Six months ended
 
Six months ended
 
June 30, 2018
 
June 30, 2017
(in thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Acquired loans and leases with no related allowance
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
138

 
0

 
66

 
0

Commercial real estate
 

 
 

 
 

 
 

Construction
0

 
0

 
51

 
0

Commercial real estate other
1,637

 
0

 
2,774

 
0

Residential real estate
 

 
 

 
 

 
 

Home equity
1,966

 
0

 
1,694

 
0

Subtotal
$
3,741

 
$
0

 
$
4,585

 
$
0

 
 
 
 
 
 
 
 
Acquired loans and leases with related allowance
 

 
 

 
 

 
 

 
 
 
 
 
 
 
 
Commercial and industrial
 

 
 

 
 

 
 

Commercial and industrial other
—

 
0

 
20

 
0

Commercial real estate
 

 
 

 
 

 
 

Commercial real estate other
15

 
0

 
267

 
0

Subtotal
$
15

 
$
0

 
$
287

 
$
0

Total
$
3,756

 
$
0

 
$
4,872

 
$
0
Schedule of recorded investments in impaired loans
The following tables present information on loans modified in troubled debt restructuring during the periods indicated.
June 30, 2018
Three Months Ended
 
 
 
 
 
 
 
Defaulted TDRs2 
 (in thousands)
Number of Loans
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
 
Number of Loans
 
Post-Modification Outstanding Recorded Investment
Residential real estate
 

 
 

 
 

 
 

 
 

Home equity1 
1

 
49

 
49

 
0

 
0

 Total
1

 
$
49

 
$
49

 
0

 
$
0

1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the three months ended June 30, 2018 that were restructured in the prior twelve months.
 
June 30, 2017
Three Months Ended
 
 
 
 
 
 
 
Defaulted TDRs2 
 (in thousands)
Number of Loans
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
 
Number of Loans
 
Post-Modification Outstanding Recorded Investment
Residential real estate
 

 
 

 
 

 
 

 
 

Home equity1 
1

 
89

 
89

 
0

 
0

Total
1

 
$
89

 
$
89

 
0

 
$
0

1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the three months ended June 30, 2017 that had been restructured in the prior twelve months.

June 30, 2018
Six Months Ended
   
 

 
 

 
 

 
Defaulted TDRs2 
(in thousands)
Number of
Loans
 
Pre-
Modification
Outstanding
Recorded
Investment
 
Post-
Modification
Outstanding
Recorded
Investment
 
Number of
Loans
 
Post-
Modification
Outstanding
Recorded
Investment
Residential real estate
 

 
 

 
 

 
 

 
 

Home equity1 
2

 
112

 
112

 
0

 
0

Total
2

 
$
112

 
$
112

 
0

 
$
0

1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the six months ended June 30, 2018 that had been restructured in the prior twelve months.
June 30, 2017
Six Months Ended
 
 

 
 

 
 

 
Defaulted TDRs2 
(in thousands)
Number of
Loans
 
Pre-
Modification
Outstanding
Recorded
Investment
 
Post-
Modification
Outstanding
Recorded
Investment
 
Number of
Loans
 
Post-
Modification
Outstanding
Recorded
Investment
Residential real estate
 

 
 

 
 

 
 

 
 

Home equity1 
2

 
162

 
162

 
1

 
55

Total
2

 
$
162

 
$
162

 
1

 
$
55

1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the six months ended June 30, 2017 that had been restructured in the prior twelve months.
Schedule of credit quality indicators on loans by class of commercial and industrial loans and commercial real estate loans
The following tables present credit quality indicators (internal risk grade) by class of commercial and industrial loans and commercial real estate loans as of June 30, 2018 and December 31, 2017.
 
June 30, 2018
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
Commercial and Industrial
 
CommercialReal Estate
 
CommercialReal Estate
 
CommercialReal Estate
 
 
(in thousands)
Other
 
Agriculture
 
Other
 
Agriculture
 
Construction
 
Total

Originated Loans and Leases
 

 
 

 
 

 
 

 
 

 
 

Internal risk grade:
 

 
 

 
 

 
 

 
 

 
 

Pass
$
916,710

 
$
80,377

 
$
1,705,560

 
$
127,304

 
$
232,922

 
$
3,062,873

Special Mention
16,497

 
4,655

 
17,250

 
5,666

 
0

 
44,068

Substandard
5,851

 
10,586

 
14,876

 
10,259

 
0

 
41,572

Total
$
939,058

 
$
95,618

 
$
1,737,686

 
$
143,229

 
$
232,922

 
$
3,148,513

 
June 30, 2018
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
Commercial and Industrial
 
Commercial Real Estate
 
Commercial Real Estate
 
Commercial Real Estate
 
 
(in thousands)
Other
 
Agriculture
 
Other
 
Agriculture
 
Construction
 
Total

Acquired Loans and Leases
 

 
 

 
 

 
 

 
 

 
 

Internal risk grade:
 

 
 

 
 

 
 

 
 

 
 

Pass
$
45,682

 
$
0

 
$
186,356

 
$
236

 
$
1,432

 
$
233,706

Special Mention
0

 
0

 
469

 
0

 
0

 
469

Substandard
283

 
0

 
2,897

 
0

 
0

 
3,180

Total
$
45,965

 
$
0

 
$
189,722

 
$
236

 
$
1,432

 
$
237,355

 
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
Commercial and Industrial
 
Commercial Real Estate
 
Commercial Real Estate
 
Commercial Real Estate
 
 
(in thousands)
Other
 
Agriculture
 
Other
 
Agriculture
 
Construction
 
Total

Originated Loans and Leases
Internal risk grade:
 

 
 

 
 

 
 

 
 

 
 

Pass
$
919,214

 
$
100,470

 
$
1,627,713

 
$
119,392

 
$
201,948

 
$
2,968,737

Special Mention
6,680

 
8,068

 
19,068

 
9,980

 
538

 
44,334

Substandard
6,173

 
70

 
14,001

 
340

 
0

 
20,584

Total
$
932,067

 
$
108,608

 
$
1,660,782

 
$
129,712

 
$
202,486

 
$
3,033,655

 
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and Industrial
 
Commercial and Industrial
 
Commercial Real Estate
 
Commercial Real Estate
 
Commercial Real Estate
 
 
(in thousands)
Other
 
Agriculture
 
Other
 
Agriculture
 
Construction
 
Total

Acquired Loans and Leases
Internal risk grade:
 

 
 

 
 

 
 

 
 

 
 

Pass
$
50,554

 
$
0

 
$
198,822

 
$
247

 
$
1,480

 
$
251,103

Special Mention
0

 
0

 
2,265

 
0

 
0

 
2,265

Substandard
422

 
0

 
4,933

 
0

 
0

 
5,355

Total
$
50,976

 
$
0

 
$
206,020

 
$
247

 
$
1,480

 
$
258,723
Schedule of credit quality indicators by class of residential real estate and consumer loans
The following tables present credit quality indicators by class of residential real estate loans and by class of consumer loans. Nonperforming loans include nonaccrual, impaired, and loans 90 days past due and accruing interest. All other loans are considered performing as of June 30, 2018 and December 31, 2017. For purposes of this footnote, acquired loans that were recorded at fair value at the acquisition date and are 90 days or greater past due are considered performing.
 
June 30, 2018
 
 
 
 
 
 
 
 
 
(in thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Originated Loans and Leases
 

 
 

 
 

 
 

 
 

Performing
$
206,520

 
$
1,068,440

 
$
11,840

 
$
51,989

 
$
1,338,789

Nonperforming
1,300

 
7,425

 
211

 
139

 
9,075

Total
$
207,820

 
$
1,075,865

 
$
12,051

 
$
52,128

 
$
1,347,864

 
June 30, 2018
 
 
 
 
 
 
 
 
 
(in thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Acquired Loans and Leases
 

 
 

 
 

 
 

 
 

Performing
$
23,234

 
$
19,791

 
$
0

 
$
906

 
$
43,931

Nonperforming
1,191

 
1,710

 
0

 
0

 
2,901

Total
$
24,425

 
$
21,501

 
$
0

 
$
906

 
$
46,832

 
December 31, 2017
(in thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Originated Loans and Leases
 

 
 

 
 

 
 

 
 

Performing
$
211,275

 
$
1,032,932

 
$
11,866

 
$
50,138

 
$
1,306,211

Nonperforming
1,537

 
6,108

 
278

 
76

 
7,999

Total
$
212,812

 
$
1,039,040

 
$
12,144

 
$
50,214

 
$
1,314,210

 
December 31, 2017
(in thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Acquired Loans and Leases
 

 
 

 
 

 
 

 
 

Performing
$
26,840

 
$
21,531

 
$
0

 
$
765

 
$
49,136

Nonperforming
1,604

 
1,114

 
0

 
0

 
2,718

Total
$
28,444

 
$
22,645

 
$
0

 
$
765

 
$
51,854