<SEC-DOCUMENT>0001387131-18-003282-index.html : 20180724
<SEC-HEADER>0001387131-18-003282.hdr.sgml : 20180724
<ACCEPTANCE-DATETIME>20180724110647
ACCESSION NUMBER:		0001387131-18-003282
CONFORMED SUBMISSION TYPE:	S-3
PUBLIC DOCUMENT COUNT:		7
FILED AS OF DATE:		20180723
DATE AS OF CHANGE:		20180724

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TOMPKINS FINANCIAL CORP
		CENTRAL INDEX KEY:			0001005817
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				161482357
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-226312
		FILM NUMBER:		18965895

	BUSINESS ADDRESS:	
		STREET 1:		PO BOX 460 THE COMMONS
		CITY:			ITHACA
		STATE:			NY
		ZIP:			14851
		BUSINESS PHONE:		607-274-2078

	MAIL ADDRESS:	
		STREET 1:		118 E. SENECA STREET
		STREET 2:		PO BOX 460
		CITY:			ITHACA
		STATE:			NY
		ZIP:			14851

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TOMPKINS TRUSTCO INC
		DATE OF NAME CHANGE:	19990512

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TOMPKINS COUNTY TRUSTCO INC
		DATE OF NAME CHANGE:	19960117
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-3
<SEQUENCE>1
<FILENAME>tmp-s3_072318.htm
<DESCRIPTION>REGISTRATION STATEMENT
<TEXT>
Document 1 - file: tmp-s3_072318.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5
<SEQUENCE>2
<FILENAME>ex5.htm
<DESCRIPTION>OPINION OF HARRIS BEACH PLLC
<TEXT>
Document 2 - file: ex5.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>3
<FILENAME>ex23-1.htm
<DESCRIPTION>CONSENT OF KPMG LLP
<TEXT>
Document 3 - file: ex23-1.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>tmp-s3072318_img001.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 4 - file: tmp-s3072318_img001.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>tmp-s3072318_img002.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 5 - file: tmp-s3072318_img002.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>tmp-s3072318_img003.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 6 - file: tmp-s3072318_img003.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>tmp-s3072318_img004.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
Document 7 - file: tmp-s3072318_img004.jpg

</DOCUMENT>
</SEC-DOCUMENT>