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Allowance for Loan and Lease Losses (Tables)
 6 Months Ended
Jun. 30, 2019
Receivables [Abstract]  
Schedule of originated and acquired loan and lease losses by portfolio segment
The following tables detail activity in the allowance for loan and lease losses segregated by originated and acquired loan and lease portfolios and by portfolio segment for the three and six months ended June 30, 2019 and 2018. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
 
Three Months Ended June 30, 2019
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
Beginning balance
$
11,523

 
$
21,045

 
$
6,404

 
$
1,273

 
$
0

 
$
40,245

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(100
)
 
(55
)
 
(3
)
 
(198
)
 
0

 
(356
)
Recoveries
6

 
94

 
56

 
54

 
0

 
210

Provision (credit)
114

 
(130
)
 
396

 
210

 
0

 
590

Ending Balance
$
11,543

 
$
20,954

 
$
6,853

 
$
1,339

 
$
0

 
$
40,689

 
Three Months Ended June 30, 2019
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for acquired loans
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
0

 
$
25

 
$
58

 
$
0

 
$
0

 
$
83

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(3
)
 
0

 
(23
)
 
(3
)
 
0

 
(29
)
Recoveries
17

 
4

 
15

 
0

 
0

 
36

Provision (credit)
(14
)
 
22

 
(6
)
 
9

 
0

 
11

Ending Balance
$
0

 
$
51

 
$
44

 
$
6

 
$
0

 
$
101

 
Three Months Ended June 30, 2018
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
12,431

 
$
20,402

 
$
5,972

 
$
1,302

 
$
0

 
$
40,107

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(103
)
 
(60
)
 
(21
)
 
(650
)
 
0

 
(834
)
Recoveries
2

 
176

 
94

 
531

 
0

 
803

Provision (credit)
536

 
252

 
102

 
145

 
0

 
1,035

Ending Balance
$
12,866

 
$
20,770

 
$
6,147

 
$
1,328

 
$
0

 
$
41,111

 

Three Months Ended June 30, 2018
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Covered
Loans

 
Total

Allowance for acquired loans
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
25

 
$
0

 
$
73

 
$
6

 
$
0

 
$
104

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
0

 
0

 
(103
)
 
0

 
0

 
(103
)
Recoveries
36

 
15

 
50

 
2

 
0

 
103

Provision (credit)
(42
)
 
10

 
45

 
(3
)
 
0

 
10

Ending Balance
$
19

 
$
25

 
$
65

 
$
5

 
$
0

 
$
114

 
Six Months Ended June 30, 2019
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
11,217

 
$
23,483

 
$
7,317

 
$
1,304

 
$
0

 
$
43,321

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(480
)
 
(3,398
)
 
(21
)
 
(378
)
 
0

 
(4,277
)
Recoveries
49

 
95

 
282

 
149

 
0

 
575

Provision (credit)
757

 
774

 
(725
)
 
264

 


 
1,070

Ending Balance
$
11,543

 
$
20,954

 
$
6,853

 
$
1,339

 
$
0

 
$
40,689




Six Months Ended June 30, 2019
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Covered
Loans

 
Total

Allowance for acquired loans
Beginning balance
$
55

 
$
0

 
$
28

 
$
6

 
$
0

 
$
89

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(3
)
 
0

 
(23
)
 
(3
)
 
0

 
(29
)
Recoveries
33

 
10

 
22

 
0

 
0

 
65

Provision (credit)
(85
)
 
41

 
17

 
3

 
0

 
(24
)
Ending Balance
$
0

 
$
51

 
$
44

 
$
6

 
$
0

 
$
101


Six Months Ended June 30, 2018
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
11,812

 
$
20,412

 
$
6,161

 
$
1,301

 
$
0

 
$
39,686

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(106
)
 
(60
)
 
(206
)
 
(942
)
 
0

 
(1,314
)
Recoveries
8

 
346

 
136

 
606

 
0

 
1,096

Provision (credit)
1,152

 
72

 
56

 
363

 
0

 
1,643

Ending Balance
$
12,866

 
$
20,770

 
$
6,147

 
$
1,328

 
$
0

 
$
41,111


Six Months Ended June 30, 2018
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Covered
Loans

 
Total

Allowance for acquired loans
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
25

 
$
0

 
$
54

 
$
6

 
$
0

 
$
85

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(1
)
 
0

 
(103
)
 
0

 
0

 
(104
)
Recoveries
56

 
23

 
83

 
2

 
0

 
164

Provision (credit)
(61
)
 
2

 
31

 
(3
)
 
0

 
(31
)
Ending Balance
$
19

 
$
25

 
$
65

 
$
5

 
$
0

 
$
114
Schedule of the allowance for loan and lease losses based on impairment methodology
At June 30, 2019 and December 31, 2018, the allocation of the allowance for loan and lease losses summarized on the basis of the Company’s impairment methodology was as follows:
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 
 
 
June 30, 2019
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
300

 
$
600

 
$
0

 
$
0

 
$
0

 
$
900

Collectively evaluated for impairment
11,243

 
20,354

 
6,853

 
1,339

 
0

 
39,789

Ending balance
$
11,543

 
$
20,954

 
$
6,853

 
$
1,339

 
$
0

 
$
40,689

 
(In thousands)
Commercial
and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Covered Loans

 
Total

Allowance for acquired loans
 
 
 
 
 
 
 
 
 
 
 
June 30, 2019
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
0

 
$
0

 
$
0

 
$
0

 
$
0

 
$
0

Collectively evaluated for impairment
0

 
51

 
44

 
6

 
0

 
101

Ending balance
$
0

 
$
51

 
$
44

 
$
6

 
$
0

 
$
101


(In thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Finance Leases

 
Total

Allowance for originated loans and leases
 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
397

 
$
3,365

 
$
0

 
$
0

 
$
0

 
$
3,762

Collectively evaluated for impairment
10,820

 
20,118

 
7,317

 
1,304

 
0

 
39,559

Ending balance
$
11,217

 
$
23,483

 
$
7,317

 
$
1,304

 
$
0

 
$
43,321


(In thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Covered Loans

 
Total

Allowance for acquired loans
 
 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
0

 
$
0

 
$
0

 
$
0

 
$
0

 
$
0

Collectively evaluated for impairment
55

 
0

 
28

 
6

 
0

 
89

Ending balance
$
55

 
$
0

 
$
28

 
$
6

 
$
0

 
$
89
Schedule of recorded investment in loans and leases impairment methodology
The recorded investment in loans and leases summarized on the basis of the Company’s impairment methodology as of June 30, 2019 and December 31, 2018 was as follows:
(In thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer
and Other

 
Finance Leases

 
Total

Originated loans and leases
 
 
 
 
 
 
 
 
 
 
 
June 30, 2019
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
1,770

 
$
5,938

 
$
3,970

 
$
0

 
$
0

 
$
11,678

Collectively evaluated for impairment
1,000,581

 
2,229,275

 
1,281,923

 
72,884

 
15,857

 
4,600,520

Total
$
1,002,351

 
$
2,235,213

 
$
1,285,893

 
$
72,884

 
$
15,857

 
$
4,612,198


(In thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer 
and Other

 
Covered Loans

 
Total

Acquired loans
 
 
 
 
 
 
 
 
 
 
 
June 30, 2019
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
12

 
$
861

 
$
2,631

 
$
0

 
$
0

 
$
3,504

Loans acquired with deteriorated credit quality
184

 
5,800

 
4,480

 
0

 
0

 
10,464

Collectively evaluated for impairment
41,242

 
160,102

 
31,202

 
805

 
0

 
233,351

Total
$
41,438

 
$
166,763

 
$
38,313

 
$
805

 
$
0

 
$
247,319

 
(In thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer 
and Other

 
Finance Leases

 
Total

Originated loans and leases
 
 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
1,864

 
$
8,388

 
$
3,915

 
$
0

 
$
0

 
$
14,167

Collectively evaluated for impairment
1,032,059

 
2,153,181

 
1,288,346

 
70,228

 
14,556

 
4,558,370

Total
$
1,033,923

 
$
2,161,569

 
$
1,292,261

 
$
70,228

 
$
14,556

 
$
4,572,537

 
(In thousands)
Commercial and Industrial

 
Commercial Real Estate

 
Residential Real Estate

 
Consumer 
and Other

 
Covered Loans

 
Total

Acquired loans
 
 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
32

 
$
842

 
$
2,564

 
$
0

 
$
0

 
$
3,438

Loans acquired with deteriorated credit quality
153

 
5,852

 
5,031

 
0

 
0

 
11,036

Collectively evaluated for impairment
43,527

 
172,398

 
34,038

 
761

 
0

 
250,724

Total
$
43,712

 
$
179,092

 
$
41,633

 
$
761

 
$
0

 
$
265,198
Schedule of average recorded investment and interest income on impaired loans Impaired loans are as follows:
 
 
June 30, 2019
 
December 31, 2018
(In thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
Originated loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
1,174

 
$
1,374

 
$
0

 
$
183

 
$
271

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
2,904

 
2,904

 
0

 
3,205

 
3,405

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
3,970

 
4,184

 
0

 
3,915

 
4,168

 
0

Subtotal
8,048

 
8,462

 
0

 
7,303

 
7,844

 
0

 
 
 
 
 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
596

 
696

 
300

 
5,183

 
5,183

 
3,365

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
3,034

 
3,034

 
600

 
1,681

 
1,681

 
397

Subtotal
3,630

 
3,730

 
900

 
6,864

 
6,864

 
3,762

Total
$
11,678

 
$
12,192

 
$
900

 
$
14,167

 
$
14,708

 
$
3,762

 
 
June 30, 2019
 
December 31, 2018
(In thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
Acquired loans with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
12

 
$
12

 
$
0

 
$
32

 
$
32

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
861

 
943

 
0

 
842

 
924

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
2,631

 
2,734

 
0

 
2,564

 
2,696

 
0

Total
$
3,504

 
$
3,689

 
$
0

 
$
3,438

 
$
3,652

 
$
0


The average recorded investment and interest income recognized on impaired loans for the three months ended June 30, 2019 and 2018 was as follows:
 
 
Three Months Ended June 30, 2019
 
Three Months Ended June 30, 2018
(In thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Originated loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
$
1,331

 
$
0

 
$
3,227

 
$
0

Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
3,718

 
0

 
6,407

 
0

Residential real estate
 
 
 
 
 
 
 
Home equity
4,009

 
0

 
4,016

 
0

Subtotal
$
9,058

 
$
0

 
$
13,650

 
$
0

 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
693

 
0

 
1,300

 
0

Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
1,579

 
0

 
36

 
0

Subtotal
$
2,272

 
$
0

 
$
1,336

 
$
0

Total
$
11,330

 
$
0

 
$
14,986

 
$
0

 
 
Three Months Ended June 30, 2019
 
Three Months Ended June 30, 2018
(In thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Acquired loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
$
12

 
$
0

 
$
270

 
$
0

Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
851

 
0

 
1,479

 
0

Residential real estate
 
 
 
 
 
 
 
Home equity
2,557

 
0

 
1,786

 
0

Subtotal
$
3,420

 
$
0

 
$
3,535

 
$
0

 
 
 
 
 
 
 
 
Acquired loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
0

 
0

 
37

 
0

Subtotal
$
0

 
$
0

 
$
37

 
$
0

Total
$
3,420

 
$
0

 
$
3,572

 
$
0




The average recorded investment and interest income recognized on impaired loans for the six months ended June 30, 2019 and 2018 was as follows:

 
Six Months Ended June 30, 2019
 
Six Months Ended June 30, 2018
(In thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Originated loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
$
2,352

 
$
0

 
$
2,104

 
$
0

Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
5,400

 
0

 
6,084

 
0

Residential real estate
 
 
 
 
 
 
 
Home equity
3,994

 
0

 
3,758

 
0

Subtotal
$
11,746

 
$
0

 
$
11,946

 
$
0

 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
487

 
0

 
789

 
0

Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
706

 
0

 
14

 
0

Subtotal
$
1,193

 
$
0

 
$
803

 
$
0

Total
$
12,939

 
$
0

 
$
12,749

 
$
0


 
Six Months Ended June 30, 2019
 
Six Months Ended June 30, 2018
(In thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Acquired loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
$
35

 
$
0

 
$
138

 
$
0

Commercial real estate
 
 
 
 
 
 
 
Construction
0

 
0

 
0

 
0

Commercial real estate other
896

 
0

 
1,637

 
0

Residential real estate
 
 
 
 
 
 
 
Home equity
2,591

 
0

 
1,966

 
0

Subtotal
$
3,522

 
$
0

 
$
3,741

 
$
0

 
 
 
 
 
 
 
 
Acquired loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
0

 
0

 
15

 
0

Subtotal
$
0

 
$
0

 
$
15

 
$
0

Total
$
3,522

 
$
0

 
$
3,756

 
$
0
Schedule of recorded investments in impaired loans
The following tables present information on loans modified in troubled debt restructuring during the periods indicated.
 
Three Months Ended
June 30, 2019
 
 
 
 
 
 
Defaulted TDRs2
(In thousands)
Number of Loans
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
 
Number of Loans
 
Post-Modification Outstanding Recorded Investment
Commercial and Industrial
 
 
 
 
 
 
 
 
 
Commercial and industrial other1
1

 
$
595

 
$
595

 
0

 
$
0

Total
1

 
$
595

 
$
595

 
0

 
$
0

1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the three months ended June 30, 2019 that were restructured in the prior twelve months.
 
 
Three Months Ended
June 30, 2018
 
 
 
 
 
 
Defaulted TDRs2
(In thousands)
Number of Loans
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
 
Number of Loans
 
Post-Modification Outstanding Recorded Investment
Residential real estate
 
 
 
 
 
 
 
 
 
Home equity1
1

 
$
49

 
$
49

 
0

 
$
0

Total
1

 
$
49

 
$
49

 
0

 
$
0

 1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the three months ended June 30, 2018 that were restructured in the prior twelve months.
 

 
Six Months Ended
June 30, 2019
 
 
 
 
 
 
Defaulted TDRs3
(In thousands)
Number of
Loans
 
Pre-
Modification
Outstanding
Recorded
Investment
 
Post-
Modification
Outstanding
Recorded
Investment
 
Number of
Loans
 
Post-
Modification
Outstanding
Recorded
Investment
Commercial and industrial
 
 
 
 
 
 
 
 
 
Commercial and industrial other1
1

 
$
595

 
$
595

 
0

 
$
0

Residential real estate
 
 
 
 
 
 
 
 
 
Home equity2
1

 
168

 
168

 
0

 
0

Total
2

 
$
763

 
$
763

 
0

 
$
0

1 Represents the following concessions:  extension of term and reduction of rate.
2Represents the following concessions:  extension of term and reduction of rate.
3 TDRs that defaulted during the six months ended June 30, 2019 that had been restructured in the prior twelve months.
 
Six Months Ended
June 30, 2018
 
 
 
 
 
 
Defaulted TDRs2
(In thousands)
Number of
Loans
 
Pre-
Modification
Outstanding
Recorded
Investment
 
Post-
Modification
Outstanding
Recorded
Investment
 
Number of
Loans
 
Post-
Modification
Outstanding
Recorded
Investment
Residential real estate
 
 
 
 
 
 
 
 
 
Home equity1
2

 
$
112

 
$
112

 
0

 
$
0

Total
2

 
$
112

 
$
112

 
0

 
$
0

1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the six months ended June 30, 2018 that had been restructured in the prior twelve months.
Schedule of credit quality indicators on loans by class of commercial and industrial loans and commercial real estate loans
The following tables present credit quality indicators (internal risk grade) by class of commercial and industrial loans and commercial real estate loans as of June 30, 2019 and December 31, 2018.
 
June 30, 2019
 
 
 
 
 
 
 
 
 
 
 
(In thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
CommercialReal Estate Other
 
CommercialReal Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Originated Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
892,270

 
$
81,718

 
$
1,830,464

 
$
166,046

 
$
185,677

 
$
3,156,175

Special Mention
12,009

 
1,637

 
20,842

 
2,131

 
0

 
36,619

Substandard
4,666

 
10,051

 
17,751

 
12,302

 
0

 
44,770

Total
$
908,945

 
$
93,406

 
$
1,869,057

 
$
180,479

 
$
185,677

 
$
3,237,564

 
June 30, 2019
 
 
 
 
 
 
 
 
 
 
 
(In thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
CommercialReal Estate Other
 
CommercialReal Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Acquired Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
41,174

 
$
0

 
$
162,325

 
$
219

 
$
1,361

 
$
205,079

Special Mention
0

 
0

 
265

 
0

 
0

 
265

Substandard
264

 
0

 
2,593

 
0

 
0

 
2,857

Total
$
41,438

 
$
0

 
$
165,183

 
$
219

 
$
1,361

 
$
208,201

 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(In thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
CommercialReal Estate Other
 
CommercialReal Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Originated Loans and Leases
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
910,476

 
$
93,939

 
$
1,797,599

 
$
157,156

 
$
164,285

 
$
3,123,455

Special Mention
8,675

 
4,951

 
9,484

 
4,964

 
0

 
28,074

Substandard
7,278

 
8,604

 
20,196

 
7,885

 
0

 
43,963

Total
$
926,429

 
$
107,494

 
$
1,827,279

 
$
170,005

 
$
164,285

 
$
3,195,492

 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(In thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
CommercialReal Estate Other
 
CommercialReal Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Acquired Loans and Leases
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
43,447

 
$
0

 
$
174,383

 
$
224

 
$
1,384

 
$
219,438

Special Mention
0

 
0

 
452

 
0

 
0

 
452

Substandard
265

 
0

 
2,649

 
0

 
0

 
2,914

Total
$
43,712

 
$
0

 
$
177,484

 
$
224

 
$
1,384

 
$
222,804
Schedule of credit quality indicators by class of residential real estate and consumer loans
The following tables present credit quality indicators by class of residential real estate loans and by class of consumer loans. Nonperforming loans include nonaccrual, impaired, and loans 90 days past due and accruing interest. All other loans are considered performing as of June 30, 2019 and December 31, 2018. For purposes of this footnote, acquired loans that were recorded at fair value at the acquisition date and are 90 days or greater past due are considered performing.
 
June 30, 2019
 
 
 
 
 
 
 
 
 
(In thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Originated Loans and Leases
 
 
 
 
 
 
 
 
 
Performing
$
202,074

 
$
1,074,552

 
$
13,898

 
$
58,807

 
$
1,349,331

Nonperforming
1,984

 
7,283

 
105

 
74

 
9,446

Total
$
204,058

 
$
1,081,835

 
$
14,003

 
$
58,881

 
$
1,358,777

 
June 30, 2019
 
 
 
 
 
 
 
 
 
(In thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Acquired Loans and Leases
 
 
 
 
 
 
 
 
 
Performing
$
17,602

 
$
18,664

 
$
0

 
$
805

 
$
37,071

Nonperforming
1,053

 
994

 
0

 
0

 
2,047

Total
$
18,655

 
$
19,658

 
$
0

 
$
805

 
$
39,118

 
December 31, 2018
(In thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Originated Loans and Leases
 
 
 
 
 
 
 
 
 
Performing
$
206,675

 
$
1,076,032

 
$
12,508

 
$
57,486

 
$
1,352,701

Nonperforming
1,784

 
7,770

 
155

 
79

 
9,788

Total
$
208,459

 
$
1,083,802

 
$
12,663

 
$
57,565

 
$
1,362,489

 
December 31, 2018
(In thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Acquired Loans and Leases
 
 
 
 
 
 
 
 
 
Performing
$
19,735

 
$
19,380

 
$
0

 
$
761

 
$
39,876

Nonperforming
1,414

 
1,104

 
0

 
0

 
2,518

Total
$
21,149

 
$
20,484

 
$
0

 
$
761

 
$
42,394