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Allowance for Loan and Lease Losses (Tables)
 9 Months Ended
Sep. 30, 2019
Receivables [Abstract]  
Schedule of allowance for loan and lease losses segregated by originated and acquired loan and lease portfolios and by portfolio segment
The following tables detail activity in the allowance for loan and lease losses segregated by originated and acquired loan and lease portfolios and by portfolio segment for the three and nine months ended September 30, 2019 and 2018. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
 
Three Months Ended September 30, 2019
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
Beginning balance
$
11,543

 
$
20,954

 
$
6,853

 
$
1,339

 
$
0

 
$
40,689

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(2
)
 
(551
)
 
(39
)
 
(190
)
 
0

 
(782
)
Recoveries
10

 
2

 
2

 
65

 
0

 
79

Provision (credit)
(292
)
 
2,137

 
(769
)
 
169

 
0

 
1,245

Ending Balance
$
11,259

 
$
22,542

 
$
6,047

 
$
1,383

 
$
0

 
$
41,231

 
Three Months Ended September 30, 2019
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for acquired loans
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
0

 
$
51

 
$
44

 
$
6

 
$
0

 
$
101

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(4
)
 
0

 
(48
)
 
0

 
0

 
(52
)
Recoveries
0

 
0

 
13

 
3

 
0

 
16

Provision (credit)
36

 
6

 
36

 
(3
)
 
0

 
75

Ending Balance
$
32

 
$
57

 
$
45

 
$
6

 
$
0

 
$
140

 
Three Months Ended September 30, 2018
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
12,866

 
$
20,770

 
$
6,147

 
$
1,328

 
$
0

 
$
41,111

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(118
)
 
0

 
(2
)
 
(224
)
 
0

 
(344
)
Recoveries
8

 
203

 
96

 
7

 
0

 
314

Provision (credit)
(335
)
 
199

 
204

 
140

 
0

 
208

Ending Balance
$
12,421

 
$
21,172

 
$
6,445

 
$
1,251

 
$
0

 
$
41,289

 

Three Months Ended September 30, 2018
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for acquired loans
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
19

 
$
25

 
$
65

 
$
5

 
$
0

 
$
114

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(42
)
 
(81
)
 
(45
)
 
0

 
0

 
(168
)
Recoveries
32

 
4

 
23

 
0

 
0

 
59

Provision (credit)
(9
)
 
52

 
21

 
0

 
0

 
64

Ending Balance
$
0

 
$
0

 
$
64

 
$
5

 
$
0

 
$
69

 
Nine Months Ended September 30, 2019
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
11,217

 
$
23,483

 
$
7,317

 
$
1,304

 
$
0

 
$
43,321

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(482
)
 
(3,949
)
 
(60
)
 
(568
)
 
0

 
(5,059
)
Recoveries
59

 
97

 
284

 
214

 
0

 
654

Provision (credit)
465

 
2,911

 
(1,494
)
 
433

 


 
2,315

Ending Balance
$
11,259

 
$
22,542

 
$
6,047

 
$
1,383

 
$
0

 
$
41,231




Nine Months Ended September 30, 2019
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for acquired loans
Beginning balance
$
55

 
$
0

 
$
28

 
$
6

 
$
0

 
$
89

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(7
)
 
0

 
(71
)
 
(3
)
 
0

 
(81
)
Recoveries
33

 
10

 
35

 
3

 
0

 
81

Provision (credit)
(49
)
 
47

 
53

 
0

 
0

 
51

Ending Balance
$
32

 
$
57

 
$
45

 
$
6

 
$
0

 
$
140


Nine Months Ended September 30, 2018
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
11,812

 
$
20,412

 
$
6,161

 
$
1,301

 
$
0

 
$
39,686

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(224
)
 
(60
)
 
(208
)
 
(1,166
)
 
0

 
(1,658
)
Recoveries
16

 
549

 
232

 
613

 
0

 
1,410

Provision (credit)
817

 
271

 
260

 
503

 
0

 
1,851

Ending Balance
$
12,421

 
$
21,172

 
$
6,445

 
$
1,251

 
$
0

 
$
41,289


Nine Months Ended September 30, 2018
 
 
 
 
 
 
 
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for acquired loans
 
 
 
 
 
 
 
 
 
 
Beginning balance
$
25

 
$
0

 
$
54

 
$
6

 
$
0

 
$
85

 
 
 
 
 
 
 
 
 
 
 
 
Charge-offs
(43
)
 
(81
)
 
(148
)
 
0

 
0

 
(272
)
Recoveries
88

 
27

 
106

 
2

 
0

 
223

Provision (credit)
(70
)
 
54

 
52

 
(3
)
 
0

 
33

Ending Balance
$
0

 
$
0

 
$
64

 
$
5

 
$
0

 
$
69
Schedule of allowance for loan and lease losses based on impairment methodology
At September 30, 2019 and December 31, 2018, the allocation of the allowance for loan and lease losses summarized on the basis of the Company’s impairment methodology was as follows:
 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for originated loans and leases
 
 
 
 
September 30, 2019
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
317

 
$
657

 
$
0

 
$
0

 
$
0

 
$
974

Collectively evaluated for impairment
10,942

 
21,885

 
6,047

 
1,383

 
0

 
40,257

Ending balance
$
11,259

 
$
22,542

 
$
6,047

 
$
1,383

 
$
0

 
$
41,231

 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for acquired loans
 
 
 
 
 
 
 
 
 
 
 
September 30, 2019
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
0

 
$
0

 
$
0

 
$
0

 
$
0

 
$
0

Collectively evaluated for impairment
32

 
57

 
45

 
6

 
0

 
140

Ending balance
$
32

 
$
57

 
$
45

 
$
6

 
$
0

 
$
140


(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance Leases

 
Total

Allowance for originated loans and leases
 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
397

 
$
3,365

 
$
0

 
$
0

 
$
0

 
$
3,762

Collectively evaluated for impairment
10,820

 
20,118

 
7,317

 
1,304

 
0

 
39,559

Ending balance
$
11,217

 
$
23,483

 
$
7,317

 
$
1,304

 
$
0

 
$
43,321


(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance
Leases

 
Total

Allowance for acquired loans
 
 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
0

 
$
0

 
$
0

 
$
0

 
$
0

 
$
0

Collectively evaluated for impairment
55

 
0

 
28

 
6

 
0

 
89

Ending balance
$
55

 
$
0

 
$
28

 
$
6

 
$
0

 
$
89
Schedule of recorded investment in loans and leases based on impairment methodology
The recorded investment in loans and leases summarized on the basis of the Company’s impairment methodology as of September 30, 2019 and December 31, 2018 was as follows:
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer
and Other

 
Finance Leases

 
Total

Originated loans and leases
 
 
 
 
 
 
 
 
 
 
 
September 30, 2019
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
1,563

 
$
12,461

 
$
3,956

 
$
0

 
$
0

 
$
17,980

Collectively evaluated for impairment
953,171

 
2,261,520

 
1,308,241

 
74,400

 
17,129

 
4,614,461

Total
$
954,734

 
$
2,273,981

 
$
1,312,197

 
$
74,400

 
$
17,129

 
$
4,632,441


(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer 
and Other

 
Finance
Leases

 
Total

Acquired loans
 
 
 
 
 
 
 
 
 
 
 
September 30, 2019
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
47

 
$
853

 
$
2,539

 
$
0

 
$
0

 
$
3,439

Loans acquired with deteriorated credit quality
114

 
7,096

 
2,441

 
0

 
0

 
9,651

Collectively evaluated for impairment
39,610

 
144,840

 
30,143

 
774

 
0

 
215,367

Total
$
39,771

 
$
152,789

 
$
35,123

 
$
774

 
$
0

 
$
228,457

 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer 
and Other

 
Finance Leases

 
Total

Originated loans and leases
 
 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
1,864

 
$
8,388

 
$
3,915

 
$
0

 
$
0

 
$
14,167

Collectively evaluated for impairment
1,032,059

 
2,153,181

 
1,288,346

 
70,228

 
14,556

 
4,558,370

Total
$
1,033,923

 
$
2,161,569

 
$
1,292,261

 
$
70,228

 
$
14,556

 
$
4,572,537

 
(In thousands)
Commercial
and Industrial

 
Commercial
Real Estate

 
Residential
Real Estate

 
Consumer 
and Other

 
Finance
Leases

 
Total

Acquired loans
 
 
 
 
 
 
 
 
 
 
 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
32

 
$
842

 
$
2,564

 
$
0

 
$
0

 
$
3,438

Loans acquired with deteriorated credit quality
153

 
5,852

 
5,031

 
0

 
0

 
11,036

Collectively evaluated for impairment
43,527

 
172,398

 
34,038

 
761

 
0

 
250,724

Total
$
43,712

 
$
179,092

 
$
41,633

 
$
761

 
$
0

 
$
265,198
Schedule of average recorded investment and interest income on impaired loans Impaired loans are as follows:
 
 
September 30, 2019
 
December 31, 2018
(In thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
Originated loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
1,195

 
$
1,295

 
$
0

 
$
183

 
$
271

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
9,170

 
9,920

 
0

 
3,205

 
3,405

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
3,956

 
4,169

 
0

 
3,915

 
4,168

 
0

Subtotal
$
14,321

 
$
15,384

 
$
0

 
$
7,303

 
$
7,844

 
$
0

 
 
 
 
 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
368

 
368

 
317

 
5,183

 
5,183

 
3,365

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
3,291

 
3,291

 
657

 
1,681

 
1,681

 
397

Subtotal
$
3,659

 
$
3,659

 
$
974

 
$
6,864

 
$
6,864

 
$
3,762

Total
$
17,980

 
$
19,043

 
$
974

 
$
14,167

 
$
14,708

 
$
3,762

 
 
September 30, 2019
 
December 31, 2018
(In thousands)
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
 
Recorded Investment
 
Unpaid Principal Balance
 
Related Allowance
Acquired loans with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial other
$
47

 
$
47

 
$
0

 
$
32

 
$
32

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate other
853

 
935

 
0

 
842

 
924

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
 
 
Home equity
2,539

 
2,641

 
0

 
2,564

 
2,696

 
0

Total
$
3,439

 
$
3,623

 
$
0

 
$
3,438

 
$
3,652

 
$
0


The average recorded investment and interest income recognized on impaired loans for the three months ended September 30, 2019 and 2018 was as follows:
 
 
Three Months Ended September 30, 2019
 
Three Months Ended September 30, 2018
(In thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Originated loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
$
1,505

 
$
0

 
$
2,963

 
$
0

Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
7,380

 
0

 
5,705

 
0

Residential real estate
 
 
 
 
 
 
 
Home equity
3,963

 
0

 
4,023

 
0

Subtotal
$
12,848

 
$
0

 
$
12,691

 
$
0

 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
273

 
0

 
1,200

 
0

Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
1,708

 
0

 
44

 
0

Subtotal
$
1,981

 
$
0

 
$
1,244

 
$
0

Total
$
14,829

 
$
0

 
$
13,935

 
$
0

 
 
Three Months Ended September 30, 2019
 
Three Months Ended September 30, 2018
(In thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Acquired loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
$
29

 
$
0

 
$
289

 
$
0

Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
857

 
0

 
1,504

 
0

Residential real estate
 
 
 
 
 
 
 
Home equity
2,585

 
0

 
1,779

 
0

Total
$
3,471

 
$
0

 
$
3,572

 
$
0




The average recorded investment and interest income recognized on impaired loans for the nine months ended September 30, 2019 and 2018 was as follows:

 
Nine Months Ended September 30, 2019
 
Nine Months Ended September 30, 2018
(In thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Originated loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
$
2,123

 
$
0

 
$
2,370

 
$
0

Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
6,509

 
0

 
6,006

 
0

Residential real estate
 
 
 
 
 
 
 
Home equity
3,978

 
0

 
3,862

 
0

Subtotal
$
12,610

 
$
0

 
$
12,238

 
$
0

 
 
 
 
 
 
 
 
Originated loans and leases with related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
154

 
0

 
955

 
0

Commercial real estate
 
 
 
 
 
 
 
Commercial real estate other
757

 
0

 
22

 
0

Subtotal
$
911

 
$
0

 
$
977

 
$
0

Total
$
13,521

 
$
0

 
$
13,215

 
$
0


 
Nine Months Ended September 30, 2019
 
Nine Months Ended September 30, 2018
(In thousands)
Average Recorded Investment
 
Interest Income Recognized
 
Average Recorded Investment
 
Interest Income Recognized
Acquired loans and leases with no related allowance
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
Commercial and industrial other
$
28

 
$
0

 
$
235

 
$
0

Commercial real estate
 
 
 
 
 
 
 
Construction
0

 
0

 
0

 
0

Commercial real estate other
834

 
0

 
1,613

 
0

Residential real estate
 
 
 
 
 
 
 
Home equity
2,606

 
0

 
2,135

 
0

Total
$
3,468

 
$
0

 
$
3,983

 
$
0
Schedule of loans modified in troubled debt restructuring
The following tables present information on loans modified in troubled debt restructuring during the periods indicated.
 
Three Months Ended
September 30, 2019
 
 
 
 
 
 
Defaulted TDRs3
(In thousands)
Number of Loans
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
 
Number of Loans
 
Post-Modification Outstanding Recorded Investment
Commercial and Industrial
 
 
 
 
 
 
 
 
 
Commercial and industrial other1
1

 
$
9

 
$
9

 
0

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
Commercial real estate other2
1

 
1,577

 
1,577

 
0

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
Home equity
0

 
0

 
0

 
1

 
93

Total
2

 
$
1,586

 
$
1,586

 
1

 
$
93

1 Represents the following concessions:  extension of term and reduction of rate.
2 Represents the following concessions:  extension of term and reduction of rate.
3TDRs that defaulted during the three months ended September 30, 2019 that were restructured in the prior twelve months.
 
 
Three Months Ended
September 30, 2018
 
 
 
 
 
 
Defaulted TDRs2
(In thousands)
Number of Loans
 
Pre-Modification Outstanding Recorded Investment
 
Post-Modification Outstanding Recorded Investment
 
Number of Loans
 
Post-Modification Outstanding Recorded Investment
Residential real estate
 
 
 
 
 
 
 
 
 
Home equity1
2

 
$
115

 
$
115

 
0

 
$
0

Total
2

 
$
115

 
$
115

 
0

 
$
0

 1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the three months ended September 30, 2018 that were restructured in the prior twelve months.
 

 
Nine Months Ended
September 30, 2019
 
 
 
 
 
 
Defaulted TDRs4
(In thousands)
Number of
Loans
 
Pre-
Modification
Outstanding
Recorded
Investment
 
Post-
Modification
Outstanding
Recorded
Investment
 
Number of
Loans
 
Post-
Modification
Outstanding
Recorded
Investment
Commercial and industrial
 
 
 
 
 
 
 
 
 
Commercial and industrial other1
2

 
$
604

 
$
604

 
0

 
$
0

Commercial real estate
 
 
 
 
 
 
 
 
 
Commercial real estate other2
1

 
1,577

 
1,577

 
0

 
0

Residential real estate
 
 
 
 
 
 
 
 
 
Home equity3
1

 
168

 
168

 
1

 
93

Total
4

 
$
2,349

 
$
2,349

 
1

 
$
93

1 Represents the following concessions:  extension of term and reduction of rate.
2Represents the following concessions:  extension of term and reduction of rate.
3Represents the following concessions:  extension of term and reduction of rate.
4 TDRs that defaulted during the nine months ended September 30, 2019 that had been restructured in the prior twelve months.
 
Nine Months Ended
September 30, 2018
 
 
 
 
 
 
Defaulted TDRs2
(In thousands)
Number of
Loans
 
Pre-
Modification
Outstanding
Recorded
Investment
 
Post-
Modification
Outstanding
Recorded
Investment
 
Number of
Loans
 
Post-
Modification
Outstanding
Recorded
Investment
Residential real estate
 
 
 
 
 
 
 
 
 
Home equity1
4

 
$
227

 
$
227

 
0

 
$
0

Total
4

 
$
227

 
$
227

 
0

 
$
0

1 Represents the following concessions:  extension of term and reduction of rate.
2 TDRs that defaulted during the nine months ended September 30, 2018 that had been restructured in the prior twelve months.
Schedule of credit quality indicators by class of commercial and industrial loans and commercial real estate loans
The following tables present credit quality indicators (internal risk grade) by class of commercial and industrial loans and commercial real estate loans as of September 30, 2019 and December 31, 2018.
 
September 30, 2019
 
 
 
 
 
 
 
 
 
 
 
(In thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
Commercial Real Estate Other
 
Commercial Real Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Originated Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
844,309

 
$
77,175

 
$
1,853,220

 
$
163,167

 
$
190,657

 
$
3,128,528

Special Mention
11,875

 
1,703

 
25,631

 
2,105

 
0

 
41,314

Substandard
4,248

 
15,424

 
24,088

 
15,113

 
0

 
58,873

Total
$
860,432

 
$
94,302

 
$
1,902,939

 
$
180,385

 
$
190,657

 
$
3,228,715

 
September 30, 2019
 
 
 
 
 
 
 
 
 
 
 
(In thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
Commercial Real Estate Other
 
Commercial Real Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Acquired Loans and Leases
 
 
 
 
 
 
 
 
 
 
 
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
39,521

 
$
0

 
$
148,403

 
$
208

 
$
1,358

 
$
189,490

Special Mention
0

 
0

 
261

 
0

 
0

 
261

Substandard
250

 
0

 
2,559

 
0

 
0

 
2,809

Total
$
39,771

 
$
0

 
$
151,223

 
$
208

 
$
1,358

 
$
192,560

 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(In thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
Commercial Real Estate Other
 
Commercial Real Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Originated Loans and Leases
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
910,476

 
$
93,939

 
$
1,797,599

 
$
157,156

 
$
164,285

 
$
3,123,455

Special Mention
8,675

 
4,951

 
9,484

 
4,964

 
0

 
28,074

Substandard
7,278

 
8,604

 
20,196

 
7,885

 
0

 
43,963

Total
$
926,429

 
$
107,494

 
$
1,827,279

 
$
170,005

 
$
164,285

 
$
3,195,492

 
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
(In thousands)
Commercial and Industrial Other
 
Commercial and Industrial Agriculture
 
Commercial Real Estate Other
 
Commercial Real Estate Agriculture
 
Commercial Real Estate Construction
 
Total
Acquired Loans and Leases
Internal risk grade:
 
 
 
 
 
 
 
 
 
 
 
Pass
$
43,447

 
$
0

 
$
174,383

 
$
224

 
$
1,384

 
$
219,438

Special Mention
0

 
0

 
452

 
0

 
0

 
452

Substandard
265

 
0

 
2,649

 
0

 
0

 
2,914

Total
$
43,712

 
$
0

 
$
177,484

 
$
224

 
$
1,384

 
$
222,804
Schedule of credit quality indicators by class of residential real estate loans and consumer loans
The following tables present credit quality indicators by class of residential real estate loans and by class of consumer loans. Nonperforming loans include nonaccrual, impaired, and loans 90 days past due and accruing interest. All other loans are considered performing as of September 30, 2019 and December 31, 2018. For purposes of this footnote, acquired loans that were recorded at fair value at the acquisition date and are 90 days or greater past due are considered performing.
 
September 30, 2019
 
 
 
 
 
 
 
 
 
(In thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Originated Loans and Leases
 
 
 
 
 
 
 
 
 
Performing
$
203,191

 
$
1,099,887

 
$
13,466

 
$
60,685

 
$
1,377,229

Nonperforming
1,859

 
7,260

 
145

 
104

 
9,368

Total
$
205,050

 
$
1,107,147

 
$
13,611

 
$
60,789

 
$
1,386,597

 
September 30, 2019
 
 
 
 
 
 
 
 
 
(In thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Acquired Loans and Leases
 
 
 
 
 
 
 
 
 
Performing
$
15,565

 
$
17,728

 
$
0

 
$
774

 
$
34,067

Nonperforming
923

 
907

 
0

 
0

 
1,830

Total
$
16,488

 
$
18,635

 
$
0

 
$
774

 
$
35,897

 
December 31, 2018
(In thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Originated Loans and Leases
 
 
 
 
 
 
 
 
 
Performing
$
206,675

 
$
1,076,032

 
$
12,508

 
$
57,486

 
$
1,352,701

Nonperforming
1,784

 
7,770

 
155

 
79

 
9,788

Total
$
208,459

 
$
1,083,802

 
$
12,663

 
$
57,565

 
$
1,362,489

 
December 31, 2018
(In thousands)
Residential
Home Equity
 
Residential
Mortgages
 
Consumer
Indirect
 
Consumer
Other
 
Total
Acquired Loans and Leases
 
 
 
 
 
 
 
 
 
Performing
$
19,735

 
$
19,380

 
$
0

 
$
761

 
$
39,876

Nonperforming
1,414

 
1,104

 
0

 
0

 
2,518

Total
$
21,149

 
$
20,484

 
$
0

 
$
761

 
$
42,394