Loans and Leases (Tables)

12 Months Ended

Dec. 31, 2019

Loans and Leases Receivable Disclosure [Abstract]

Loans and Leases at December 31, 2019 and December 31, 2018 were as follows:



	December 31, 2019								December 31, 2018
(In thousands)	Originated			Acquired		Total Loans and Leases			Originated			Acquired		Total Loans and Leases
Commercial and industrial
Agriculture	$	105,786		$	0	$	105,786		$	107,494		$	0	$	107,494
Commercial and industrial other	863,199			39,076		902,275			926,429			43,712		970,141
Subtotal commercial and industrial	968,985			39,076		1,008,061			1,033,923			43,712		1,077,635
Commercial real estate
Construction	212,302			1,335		213,637			164,285			1,384		165,669
Agriculture	184,701			197		184,898			170,005			224		170,229
Commercial real estate other	1,899,645			145,385		2,045,030			1,827,279			177,484		2,004,763
Subtotal commercial real estate	2,296,648			146,917		2,443,565			2,161,569			179,092		2,340,661
Residential real estate
Home equity	203,894			15,351		219,245			208,459			21,149		229,608
Mortgages	1,140,572			18,020		1,158,592			1,083,802			20,484		1,104,286
Subtotal residential real estate	1,344,466			33,371		1,377,837			1,292,261			41,633		1,333,894
Consumer and other
Indirect	12,964			0		12,964			12,663			0		12,663
Consumer and other	60,661			785		61,446			57,565			761		58,326
Subtotal consumer and other	73,625			785		74,410			70,228			761		70,989
Leases	17,322			0		17,322			14,556			0		14,556
Total loans and leases	4,701,046			220,149		4,921,195			4,572,537			265,198		4,837,735
Less: unearned income and deferred costs and fees	(3,645		)	0		(3,645		)	(3,796		)	0		(3,796		)
Total loans and leases, net of unearned income and deferred costs and fees	$	4,697,401		$	220,149	$	4,917,550		$	4,568,741		$	265,198	$	4,833,939

Schedule of outstanding principal and carrying amount of loans acquired

The outstanding principal balance and the related carrying amount of the Company’s loans acquired in the VIST Acquisition were as follows at December 31:



(In thousands)	December 31, 2019		December 31, 2018
Acquired Credit Impaired Loans
Outstanding principal balance	$	10,604	$	12,822
Carrying amount	9,149		11,036

Acquired Non-Credit Impaired Loans
Outstanding principal balance	212,518		256,265
Carrying amount	211,000		254,162

Total Acquired Loans
Outstanding principal balance	$	223,122	$	269,087
Carrying amount	$	220,149	$	265,198

Schedule of loans to related parties

Loan transactions with related parties are summarized as follows:



(In thousands)	December 31, 2019			December 31, 2018
Balance at beginning of year	$	39,595		$	14,503
New Directors/Executive Officers	0			467
New loans and advancements	19,393			30,570
Loan payments	(10,599		)	(5,945		)
Balance at end of year	$	48,389		$	39,595

Schedule of age analysis of past due loans

The below table is an aging analysis of past due loans, segregated by originated and acquired loan and lease portfolios, and by class of loans, as of December 31, 2019 and 2018.



December 31, 2019
(In thousands)	30-89 days		90 days or more		Current Loans			Total Loans			90 days and accruing¹		Nonaccrual
Originated Loans and Leases
Commercial and industrial
Agriculture	$	0	$	65	$	105,721		$	105,786		$	0	$	0
Commercial and industrial other	413		2,079		860,707			863,199			0		2,334
Subtotal commercial and industrial	413		2,144		966,428			968,985			0		2,334
Commercial real estate
Construction	0		0		212,302			212,302			0		0
Agriculture	0		0		184,701			184,701			0		0
Commercial real estate other	1,116		10,095		1,888,434			1,899,645			0		10,617
Subtotal commercial real estate	1,116		10,095		2,285,437			2,296,648			0		10,617
Residential real estate
Home equity	290		602		203,002			203,894			0		1,924
Mortgages	1,261		3,314		1,135,997			1,140,572			0		7,335
Subtotal residential real estate	1,551		3,916		1,338,999			1,344,466			0		9,259
Consumer and other
Indirect	312		60		12,592			12,964			0		117
Consumer and other	167		66		60,428			60,661			0		158
Subtotal consumer and other	479		126		73,020			73,625			0		275
Leases	0		0		17,322			17,322			0		0
Total loans and leases	3,559		16,281		4,681,206			4,701,046			0		22,485
Less: unearned income and deferred costs and fees	0		0		(3,645		)	(3,645		)	0		0
Total originated loans and leases, net of unearned income and deferred costs and fees	$	3,559	$	16,281	$	4,677,561		$	4,697,401		$	0	$	22,485
Acquired Loans and Leases
Commercial and industrial
Commercial and industrial other	$	0	$	2	$	39,074		$	39,076		$	2	$	1
Subtotal commercial and industrial	0		2		39,074			39,076			2		1
Commercial real estate
Construction	0		0		1,335			1,335			0		0
Agriculture	0		0		197			197			0		0
Commercial real estate other	24		685		144,676			145,385			542		172
Subtotal commercial real estate	24		685		146,208			146,917			542		172
Residential real estate
Home equity	58		125		15,168			15,351			55		872
Mortgages	83		671		17,266			18,020			195		751
Subtotal residential real estate	141		796		32,434			33,371			250		1,623
Consumer and other
Consumer and other	0		0		785			785			0		0
Subtotal consumer and other	0		0		785			785			0		0
Total acquired loans and leases, net of unearned income and deferred costs and fees	$	165	$	1,483	$	218,501		$	220,149		$	794	$	1,796

¹ Includes acquired loans that were recorded at fair value at the acquisition date.



December 31, 2018
(In thousands)	30-89 days		90 days or more		Current Loans			Total Loans			90 days and accruing¹		Nonaccrual
Originated loans and leases
Commercial and industrial
Agriculture	$	0	$	0	$	107,494		$	107,494		$	0	$	0
Commercial and industrial other	2,367		1,659		922,403			926,429			0		1,861
Subtotal commercial and industrial	2,367		1,659		1,029,897			1,033,923			0		1,861
Commercial real estate
Construction	0		0		164,285			164,285			0		0
Agriculture	71		0		169,934			170,005			0		0
Commercial real estate other	1,201		1,856		1,824,222			1,827,279			0		7,691
Subtotal commercial real estate	1,272		1,856		2,158,441			2,161,569			0		7,691
Residential real estate
Home equity	986		1,026		206,447			208,459			0		1,784
Mortgages	2,693		4,027		1,077,082			1,083,802			0		7,770
Subtotal residential real estate	3,679		5,053		1,283,529			1,292,261			0		9,554
Consumer and other
Indirect	333		59		12,271			12,663			0		155
Consumer and other	187		24		57,354			57,565			0		79
Subtotal consumer and other	520		83		69,625			70,228			0		234
Leases	0		0		14,556			14,556			0		0
Total loans and leases	7,838		8,651		4,556,048			4,572,537			0		19,340
Less: unearned income and deferred costs and fees	0		0		(3,796		)	(3,796		)	0		0
Total originated loans and leases, net of unearned income and deferred costs and fees	$	7,838	$	8,651	$	4,552,252		$	4,568,741		$	0	$	19,340
Acquired loans and leases
Commercial and industrial
Commercial and industrial other	$	0	$	10	$	43,702		$	43,712		$	10	$	22
Subtotal commercial and industrial	0		10		43,702			43,712			10		22
Commercial real estate
Construction	0		0		1,384			1,384			0		0
Agriculture	0		0		224			224			0		0
Commercial real estate other	0		839		176,645			177,484			525		316
Subtotal commercial real estate	0		839		178,253			179,092			525		316
Residential real estate
Home equity	46		803		20,300			21,149			59		1,414
Mortgages	18		969		19,497			20,484			722		1,104
Subtotal residential real estate	64		1,772		39,797			41,633			781		2,518
Consumer and other
Consumer and other	3		0		758			761			0		0
Subtotal consumer and other	3		0		758			761			0		0
Total acquired loans and leases, net of unearned income and deferred costs and fees	$	67	$	2,621	$	262,510		$	265,198		$	1,316	$	2,856

¹Includes acquired loans that were recorded at fair value at the acquisition date.