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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
OPERATING ACTIVITIES      
Net income attributable to Tompkins Financial Corporation $ 81,718 $ 82,308 $ 52,494
Adjustments to reconcile net income attributable to Tompkins Financial Corporation, to net cash provided by operating activities:      
Provision for loan and lease losses 1,366 3,942 4,161
Depreciation and amortization of premises, equipment, and software 10,044 9,554 8,269
Accretion related to purchase accounting (1,448) (1,948) (2,978)
Amortization of intangible assets 1,673 1,771 1,932
Earnings from corporate owned life insurance, net (2,164) (1,818) (2,196)
Net amortization on securities 7,435 8,816 10,483
Deferred income tax expense 3,073 2,354 14,598
Net (gain) loss on sale of securities transactions (645) 466 407
Net gain on sale of loans (227) (458) (50)
Proceeds from sale of loans 17,122 28,195 4,601
Loans originated for sale (15,007) (30,151) (4,831)
Net gain on sale of bank premises and equipment (98) (2,946) (30)
Net excess tax benefit from stock based compensation 944 680 1,635
Stock-based compensation expense 4,235 3,477 2,956
Increase (decrease) in interest receivable 1,629 (800) (2,731)
Increase in accrued interest payable 78 355 152
Contribution to pension plan 0 0 (1,750)
Other, net (8,113) 3,468 (1,057)
Net Cash Provided by Operating Activities 101,615 107,265 86,065
INVESTING ACTIVITIES      
Proceeds from maturities, calls and principal paydowns of available-for-sale securities 302,978 151,053 166,625
Proceeds from sales of available-for-sale securities 232,598 70,652 64,106
Proceeds from maturities, calls and principal paydowns of held-to-maturity securities 9,588 6,729 8,068
Purchases of available-for-sale securities (333,151)    
Purchases of available-for-sale securities   (185,467) (208,502)
Purchases of held-to-maturity securities (7,589) (8,492) (5,556)
Net increase in loans and leases (89,582) (161,760) (411,770)
Net increase in Federal Home Loan Bank stock 18,567 (1,764) (7,365)
Proceeds from sale of bank premises and equipment 448 3,317 157
Purchases of bank premises, equipment and software (6,014) (18,084) (35,290)
Redemption of corporate owned life insurance 1,370 0 0
Net cash used in acquisitions (436) 0 0
Other, net 5,209 216 2,576
Net Cash Provided by (Used in) Investing Activities 133,986 (143,600) (426,951)
FINANCING ACTIVITIES      
Net increase in demand, money market, and savings deposits 286,243 162,107 335,207
Net increase (decrease) in time deposits 38,591 (109,732) (121,459)
Net (decrease) increase in securities sold under agreements to repurchase and Federal funds purchased (21,496) 6,665 6,115
Increase in other borrowings 526,853 524,492 750,918
Redemption of trust preferred debentures 0 0 (21,161)
Repayment of other borrowings (944,828) (520,159) (563,991)
Net shares issued related to restricted stock awards (1,875) (1,403) (1,294)
Cash dividends (30,637) (29,634) (27,627)
Repurchase of common stock (29,867) (2,448) 0
Shares issued for dividend reinvestment plan 0 0 2,872
Shares issued for employee stock ownership plan 0 3,073 2,296
Net proceeds from exercise of stock options (992) (540) (641)
Net Cash Used in Financing Activities (178,008) 32,421 361,235
Net Increase (Decrease) Cash and Cash Equivalents 57,593 (3,914) 20,349
Cash and cash equivalents at beginning of year 80,389 84,303 63,954
Total Cash & Cash Equivalents at End of Year 137,982 80,389 84,303
Supplemental Cash Flow Information      
Cash paid during the year for - Interest 51,545 40,660 26,387
Cash paid, net of refunds, during the year for - Income taxes 16,727 16,949 31,011
Non-cash investing and financing activities:      
Transfer of loans to other real estate owned 803 518 2,886
Transfer of securities from held-to-maturity to available-for-sale $ 138,206 $ 0 $ 0