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v3.20.1

Loans and Leases (Tables) | 3 Months Ended
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Mar. 31, 2020
Loans and Leases Receivable Disclosure [Abstract] |
Schedule of loans and leases | Loans and Leases at March 31, 2020 and December 31, 2019 were as follows:
| 3/31/2020 |  | 12/31/2019
(In thousands) | Originated |  | Acquired |  | Total Loans and Leases |  | Originated |  | Acquired |  | Total Loans and Leases
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |
Agriculture | $ | 95,385 |  |  | $ | 0 |  |  | $ | 95,385 |  |  | $ | 105,786 |  |  | $ | 0 |  |  | $ | 105,786 |
Commercial and industrial other | 849,273 |  |  | 38,570 |  |  | 887,843 |  |  | 863,199 |  |  | 39,076 |  |  | 902,275 |
Subtotal commercial and industrial | 944,658 |  |  | 38,570 |  |  | 983,228 |  |  | 968,985 |  |  | 39,076 |  |  | 1,008,061 |
Commercial real estate |  |  |  |  |  |  |  |  |  |  |  |
Construction | 167,139 |  |  | 1,311 |  |  | 168,450 |  |  | 212,302 |  |  | 1,335 |  |  | 213,637 |
Agriculture | 186,870 |  |  | 191 |  |  | 187,061 |  |  | 184,701 |  |  | 197 |  |  | 184,898 |
Commercial real estate other | 1,980,264 |  |  | 140,675 |  |  | 2,120,939 |  |  | 1,899,645 |  |  | 145,385 |  |  | 2,045,030 |
Subtotal commercial real estate | 2,334,273 |  |  | 142,177 |  |  | 2,476,450 |  |  | 2,296,648 |  |  | 146,917 |  |  | 2,443,565 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |
Home equity | 201,231 |  |  | 14,509 |  |  | 215,740 |  |  | 203,894 |  |  | 15,351 |  |  | 219,245 |
Mortgages | 1,158,544 |  |  | 17,429 |  |  | 1,175,973 |  |  | 1,140,572 |  |  | 18,020 |  |  | 1,158,592 |
Subtotal residential real estate | 1,359,775 |  |  | 31,938 |  |  | 1,391,713 |  |  | 1,344,466 |  |  | 33,371 |  |  | 1,377,837 |
Consumer and other |  |  |  |  |  |  |  |  |  |  |  |
Indirect | 11,871 |  |  | 0 |  |  | 11,871 |  |  | 12,964 |  |  | 0 |  |  | 12,964 |
Consumer and other | 60,301 |  |  | 860 |  |  | 61,161 |  |  | 60,661 |  |  | 785 |  |  | 61,446 |
Subtotal consumer and other | 72,172 |  |  | 860 |  |  | 73,032 |  |  | 73,625 |  |  | 785 |  |  | 74,410 |
Leases | 17,046 |  |  | 0 |  |  | 17,046 |  |  | 17,322 |  |  | 0 |  |  | 17,322 |
Total loans and leases | 4,727,924 |  |  | 213,545 |  |  | 4,941,469 |  |  | 4,701,046 |  |  | 220,149 |  |  | 4,921,195 |
Less: unearned income and deferred costs and fees | (3,647 | ) |  | 0 |  |  | (3,647 | ) |  | (3,645 | ) |  | 0 |  |  | (3,645 | )
Total loans and leases, net of unearned income and deferred costs and fees | $ | 4,724,277 |  |  | $ | 213,545 |  |  | $ | 4,937,822 |  |  | $ | 4,697,401 |  |  | $ | 220,149 |  |  | $ | 4,917,550 |
Schedule of age analysis of past due loans |
March 31, 2020 |
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Originated Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 538 |  | $ | 0 |  | $ | 0 |  | $ | 538 |  | $ | 94,847 |  | $ | 95,385 |
Commercial and industrial other | 1,039 |  | 1,750 |  | 1,770 |  | 4,559 |  | 844,714 |  | 849,273 |
Subtotal commercial and industrial | 1,577 |  | 1,750 |  | 1,770 |  | 5,097 |  | 939,561 |  | 944,658 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 0 |  | 0 |  | 0 |  | 167,139 |  | 167,139 |
Agriculture | 141 |  | 0 |  | 0 |  | 141 |  | 186,729 |  | 186,870 |
Commercial real estate other | 3,400 |  | 0 |  | 6,285 |  | 9,685 |  | 1,970,579 |  | 1,980,264 |
Subtotal commercial real estate | 3,541 |  | 0 |  | 6,285 |  | 9,826 |  | 2,324,447 |  | 2,334,273 |
Residential real estate |  |  |  |  |  |
Home equity | 410 |  | 0 |  | 615 |  | 1,025 |  | 200,206 |  | 201,231 |
Mortgages | 1,148 |  | 43 |  | 4,183 |  | 5,374 |  | 1,153,170 |  | 1,158,544 |
Subtotal residential real estate | 1,558 |  | 43 |  | 4,798 |  | 6,399 |  | 1,353,376 |  | 1,359,775 |
Consumer and other |  |  |  |  |  |
Indirect | 148 |  | 54 |  | 83 |  | 285 |  | 11,586 |  | 11,871 |
Consumer and other | 175 |  | 107 |  | 93 |  | 375 |  | 59,926 |  | 60,301 |
Subtotal consumer and other | 323 |  | 161 |  | 176 |  | 660 |  | 71,512 |  | 72,172 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 17,046 |  | 17,046 |
Total loans and leases | 6,999 |  | 1,954 |  | 13,029 |  | 21,982 |  | 4,705,942 |  | 4,727,924 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (3,647 | ) | (3,647 | )
Total originated loans and leases, net of unearned income and deferred costs and fees | $ | 6,999 |  | $ | 1,954 |  | $ | 13,029 |  | $ | 21,982 |  | $ | 4,702,295 |  | $ | 4,724,277 |
Acquired Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Commercial and industrial other | 0 |  | 0 |  | 2 |  | 2 |  | 38,568 |  | 38,570 |
Subtotal commercial and industrial | 0 |  | 0 |  | 2 |  | 2 |  | 38,568 |  | 38,570 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 0 |  | 0 |  | 0 |  | 1,311 |  | 1,311 |
Agriculture | 0 |  | 0 |  | 0 |  | 0 |  | 191 |  | 191 |
Commercial real estate other | 15 |  | 0 |  | 35 |  | 50 |  | 140,625 |  | 140,675 |
Subtotal commercial real estate | 15 |  | 0 |  | 35 |  | 50 |  | 142,127 |  | 142,177 |
Residential real estate |  |  |  |  |  |
Home equity | 283 |  | 9 |  | 225 |  | 517 |  | 13,992 |  | 14,509 |
Mortgages | 68 |  | 0 |  | 681 |  | 749 |  | 16,680 |  | 17,429 |
Subtotal residential real estate | 351 |  | 9 |  | 906 |  | 1,266 |  | 30,672 |  | 31,938 |
Consumer and other |  |  |  |  |  |
Consumer and other | 0 |  | 0 |  | 0 |  | 0 |  | 860 |  | 860 |
Subtotal consumer and other | 0 |  | 0 |  | 0 |  | 0 |  | 860 |  | 860 |
Total acquired loans and leases, net of unearned income and deferred costs and fees | $ | 366 |  | $ | 9 |  | $ | 943 |  | $ | 1,318 |  | $ | 212,227 |  | $ | 213,545 |
December 31, 2019
(In thousands) | 30-89 Days | 90 Days or More | Current Loans | Total Loans | 90 Days and Accruing 1 | Nonaccrual
Originated Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 0 |  | $ | 65 |  | $ | 105,721 |  | $ | 105,786 |  | $ | 0 |  | $ | 0 |
Commercial and industrial other | 413 |  | 2,079 |  | 860,707 |  | 863,199 |  | 0 |  | 2,334 |
Subtotal commercial and industrial | 413 |  | 2,144 |  | 966,428 |  | 968,985 |  | 0 |  | 2,334 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 0 |  | 212,302 |  | 212,302 |  | 0 |  | 0 |
Agriculture | 0 |  | 0 |  | 184,701 |  | 184,701 |  | 0 |  | 0 |
Commercial real estate other | 1,116 |  | 10,095 |  | 1,888,434 |  | 1,899,645 |  | 0 |  | 10,617 |
Subtotal commercial real estate | 1,116 |  | 10,095 |  | 2,285,437 |  | 2,296,648 |  | 0 |  | 10,617 |
Residential real estate |  |  |  |  |  |
Home equity | 290 |  | 602 |  | 203,002 |  | 203,894 |  | 0 |  | 1,924 |
Mortgages | 1,261 |  | 3,314 |  | 1,135,997 |  | 1,140,572 |  | 0 |  | 7,335 |
Subtotal residential real estate | 1,551 |  | 3,916 |  | 1,338,999 |  | 1,344,466 |  | 0 |  | 9,259 |
Consumer and other |  |  |  |  |  |
Indirect | 312 |  | 60 |  | 12,592 |  | 12,964 |  | 0 |  | 117 |
Consumer and other | 167 |  | 66 |  | 60,428 |  | 60,661 |  | 0 |  | 158 |
Subtotal consumer and other | 479 |  | 126 |  | 73,020 |  | 73,625 |  | 0 |  | 275 |
Leases | 0 |  | 0 |  | 17,322 |  | 17,322 |  | 0 |  | 0 |
Total loans and leases | 3,559 |  | 16,281 |  | 4,681,206 |  | 4,701,046 |  | 0 |  | 22,485 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | (3,645 | ) | (3,645 | ) | 0 |  | 0 |
Total originated loans and leases, net of unearned income and deferred costs and fees | $ | 3,559 |  | $ | 16,281 |  | $ | 4,677,561 |  | $ | 4,697,401 |  | $ | 0 |  | $ | 22,485 |
Acquired Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Commercial and industrial other | 0 |  | 2 |  | 39,074 |  | 39,076 |  | 2 |  | 1 |
Subtotal commercial and industrial | 0 |  | 2 |  | 39,074 |  | 39,076 |  | 2 |  | 1 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 0 |  | 1,335 |  | 1,335 |  | 0 |  | 0 |
Agriculture | 0 |  | 0 |  | 197 |  | 197 |  | 0 |  | 0 |
Commercial real estate other | 24 |  | 685 |  | 144,676 |  | 145,385 |  | 542 |  | 172 |
Subtotal commercial real estate | 24 |  | 685 |  | 146,208 |  | 146,917 |  | 542 |  | 172 |
Residential real estate |  |  |  |  |  |
Home equity | 58 |  | 125 |  | 15,168 |  | 15,351 |  | 55 |  | 872 |
Mortgages | 83 |  | 671 |  | 17,266 |  | 18,020 |  | 195 |  | 751 |
Subtotal residential real estate | 141 |  | 796 |  | 32,434 |  | 33,371 |  | 250 |  | 1,623 |
Consumer and other |  |  |  |  |  |
Consumer and other | 0 |  | 0 |  | 785 |  | 785 |  | 0 |  | 0 |
Subtotal consumer and other | 0 |  | 0 |  | 785 |  | 785 |  | 0 |  | 0 |
Total acquired loans and leases, net of unearned income and deferred costs and fees | $ | 165 |  | $ | 1,483 |  | $ | 218,501 |  | $ | 220,149 |  | $ | 794 |  | $ | 1,796 |
1 Includes acquired loans that were recorded at fair value at the acquisition date.
Nonaccrual loans | The below table is an age analysis of nonaccrual loans, segregated by originated and acquired loan and lease portfolios, and by class of loans, as of March 31, 2020.
(In thousands) | Nonaccrual Loans with no Allowance for Credit Losses | Nonaccrual Loans | Loans Past Due Over 89 Days and Accruing
Originated Loans and Leases |  |  |
Commercial and industrial |  |  |
Commercial and industrial other | $ | 1,030 |  | $ | 2,047 |  | $ | 0 |
Subtotal commercial and industrial | 1,030 |  | 2,047 |  | 0 |
Commercial real estate |  |  |
Commercial real estate other | 7,309 |  | 9,532 |  | 0 |
Subtotal commercial real estate | 7,309 |  | 9,532 |  | 0 |
Residential real estate |  |  |
Home equity | 264 |  | 1,870 |  | 0 |
Mortgages | 922 |  | 7,758 |  | 0 |
Subtotal residential real estate | 1,186 |  | 9,628 |  | 0 |
Consumer and other |  |  |
Indirect | 0 |  | 147 |  | 0 |
Consumer and other | 0 |  | 118 |  | 0 |
Subtotal consumer and other | 0 |  | 265 |  | 0 |
Total loans and leases | 9,525 |  | 21,472 |  | 0 |
Acquired Loans and Leases |  |  |
Commercial and industrial |  |  |
Commercial and industrial other | 0 |  | 2 |  | 0 |
Subtotal commercial and industrial | 0 |  | 2 |  | 0 |
Commercial real estate |  |  |
Commercial real estate other | 0 |  | 166 |  | 0 |
Subtotal commercial real estate | 0 |  | 166 |  | 0 |
Residential real estate |  |  |
Home equity | 0 |  | 847 |  | 0 |
Mortgages | 0 |  | 1,069 |  | 0 |
Subtotal residential real estate | 0 |  | 1,916 |  | 0 |
Total acquired loans and leases, net of unearned income and deferred costs and fees | $ | 0 |  | $ | 2,084 |  | $ | 0 |

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