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Segment and Related Information
 9 Months Ended
Sep. 30, 2020
Segment Reporting [Abstract]  
Segment and Related Information Segment and Related Information
 
The Company manages its operations through three reportable business segments in accordance with the standards set forth in FASB ASC 280, “Segment Reporting”: (i) banking (“Banking”), (ii) insurance (“Tompkins Insurance”) and (iii) wealth management (“Tompkins Financial Advisors”). The Company’s insurance services and wealth management services, other than trust services, are managed separately from the Banking segment.
 
Banking
The Banking segment is primarily comprised of the Company’s four banking subsidiaries: Tompkins Trust Company, a commercial bank with fourteen banking offices located in Ithaca, NY and surrounding communities; The Bank of Castile (DBA Tompkins Bank of Castile), a commercial bank with sixteen banking offices located in the Genesee Valley region of New York State as well as Monroe County; Mahopac Bank (DBA Tompkins Mahopac Bank), a commercial bank with fourteen full-service banking offices located in the counties north of New York City; and VIST Bank (DBA Tompkins VIST Bank), a banking organization with twenty banking offices headquartered and operating in the areas surrounding southeastern Pennsylvania.
 
Insurance
The Company provides property and casualty insurance services and employee benefits consulting through Tompkins Insurance Agencies, Inc., a 100% wholly-owned subsidiary of the Company, headquartered in Batavia, New York. Tompkins Insurance is an independent insurance agency, representing many major insurance carriers and provides employee benefit consulting to employers in Western and Central New York and Southeastern Pennsylvania, assisting them with their medical, group life insurance and group disability insurance. Tompkins Insurance has five stand-alone offices in Western New York.
 
Wealth Management
The Wealth Management segment is generally organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a comprehensive suite of financial services to customers, including trust and estate services, investment management and financial and insurance planning for individuals, corporate executives, small business owners and high net worth individuals. Tompkins Financial Advisors has offices in each of the Company’s four subsidiary banks. 

Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The “Intercompany” column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by any of the banks and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the 2019 Annual Report on Form 10-K.
 
As of and for the three months ended September 30, 2020
(In thousands)BankingInsuranceWealth ManagementIntercompanyConsolidated
Interest income$64,316 $1 $0 $(1)$64,316 
Interest expense6,064 0 0 (1)6,063 
Net interest income58,252 1 0 0 58,253 
Provision for credit loss expense199 0 0 0 199 
Noninterest income5,976 9,023 4,434 (546)18,887 
Noninterest expense36,988 6,559 3,348 (546)46,349 
Income before income tax expense27,041 2,465 1,086 0 30,592 
Income tax expense5,397 670 263 0 6,330 
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation21,644 1,795 823 0 24,262 
Less:  Net income attributable to noncontrolling interests32 0 0 0 32 
Net Income attributable to Tompkins Financial Corporation$21,612 $1,795 $823 $0 $24,230 
Depreciation and amortization$2,474 $57 $18 $0 $2,549 
Assets7,738,933 42,269 26,956 (13,656)7,794,502 
Goodwill64,585 19,866 7,996 0 92,447 
Other intangibles, net2,600 2,507 104 0 5,211 
Net loans and leases5,346,004 0 0 0 5,346,004 
Deposits6,613,421 0 0 (12,183)6,601,238 
Total Equity657,370 32,095 24,146 0 713,611 
As of and for the three months ended September 30, 2019
(In thousands)BankingInsuranceWealth
Management		IntercompanyConsolidated
Interest income$65,775 $1 $0 $(1)$65,775 
Interest expense12,620 0 0 (1)12,619 
Net interest income53,155 1 0 0 53,156 
Provision for credit loss expense1,320 0 0 0 1,320 
Noninterest income7,134 8,620 4,310 (530)19,534 
Noninterest expense36,309 6,672 3,204 (530)45,655 
Income before income tax expense22,660 1,949 1,106 0 25,715 
Income tax expense4,669 526 283 0 5,478 
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation17,991 1,423 823 0 20,237 
Less:  Net income attributable to noncontrolling interests31 0 0 0 31 
Net Income attributable to Tompkins Financial  Corporation$17,960 $1,423 $823 $0 $20,206 
Depreciation and amortization$2,483 $56 $10 $0 $2,549 
Assets6,575,073 42,753 23,497 (13,341)6,627,982 
Goodwill64,370 19,866 8,211 0 92,447 
Other intangibles, net3,472 3,011 164 0 6,647 
Net loans and leases4,815,702 0 0 0 4,815,702 
Deposits5,382,174 0 0 (12,184)5,369,990 
Total Equity605,572 33,116 21,177 0 659,865 

Nine months ended September 30, 2020
(In thousands)BankingInsuranceWealth
Management		IntercompanyConsolidated
Interest income$190,960 $3 $0 $(3)$190,960 
Interest expense23,375 0 0 (3)23,372 
Net interest income167,585 3 0 0 167,588 
Provision for credit loss expense16,145 0 0 0 16,145 
Noninterest income19,217 24,533 12,903 (1,629)55,024 
Noninterest expense111,387 19,479 9,740 (1,629)138,977 
Income before income tax expense59,270 5,057 3,163 0 67,490 
Income tax expense11,665 1,362 752 0 13,779 
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation47,605 3,695 2,411 0 53,711 
Less:  Net income attributable to noncontrolling interests101 0 0 0 101 
Net Income attributable to Tompkins Financial Corporation$47,504 $3,695 $2,411 $0 $53,610 
Depreciation and amortization$7,443 $173 $38 $0 $7,654 
Nine months ended September 30, 2019
(In thousands)BankingInsuranceWealth
Management		IntercompanyConsolidated
Interest income$196,797 $2 $0 $(3)$196,796 
Interest expense39,410 0 0 (2)39,408 
Net interest income157,387 2 0 (1)$157,388 
Provision for credit loss expense2,366 0 0 0 2,366 
Noninterest income21,852 24,621 12,567 (1,579)57,461 
Noninterest expense108,704 19,279 9,529 (1,578)135,934 
Income before income tax expense68,169 5,344 3,038 (2)$76,549 
Income tax expense13,650 1,418 748 0 15,816 
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation54,519 3,926 2,290 (2)$60,733 
Less:  Net income attributable to noncontrolling interests95 0 0 0 95 
Net Income attributable to Tompkins Financial Corporation$54,424 $3,926 $2,290 $(2)$60,638 
Depreciation and amortization$7,296 $168 $31 $0 $7,495