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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
INTEREST AND DIVIDEND INCOME        
Loans $ 57,892 $ 57,621 $ 169,639 $ 169,685
Due from banks 83 11 90 31
Available-for-sale debt securities 6,035 6,511 20,101 22,055
Held-to-maturity securities 0 862 0 2,583
Federal Home Loan Bank and other stock 306 770 1,130 2,442
Interest income 64,316 65,775 190,960 196,796
INTEREST EXPENSE        
Time certificates of deposits of $250,000 or more 755 823 2,458 2,184
Other deposits 3,450 7,583 13,723 20,409
Federal funds purchased and securities sold under agreements to repurchase 19 34 76 110
Trust preferred debentures 216 317 758 974
Other borrowings 1,623 3,862 6,357 15,731
Total Interest Expense 6,063 12,619 23,372 39,408
Net Interest Income 58,253 53,156 167,588 157,388
Less: Provision for credit loss expense 199 1,320 16,145 2,366
Net Interest Income After Provision for Credit Loss Expense 58,054 51,836 151,443 155,022
NONINTEREST INCOME        
Insurance commissions and fees 8,916 8,517 24,216 24,314
Investment services income 4,292 4,175 12,414 12,166
Service charges on deposit accounts 1,444 2,191 4,675 6,210
Card services income 2,419 2,550 6,885 8,090
Other income 1,818 1,963 6,388 6,247
Net (loss) gain on securities transactions (2) 138 446 434
Total Noninterest Income 18,887 19,534 55,024 57,461
NONINTEREST EXPENSE        
Salaries and wages 23,951 22,960 69,482 66,149
Other employee benefits 6,690 5,821 18,260 17,094
Net occupancy expense of premises 3,162 3,236 9,530 10,095
Furniture and fixture expense 1,886 1,919 5,759 5,894
Amortization of intangible assets 371 421 1,120 1,251
Other operating expense 10,289 11,298 34,826 35,451
Total Noninterest Expenses 46,349 45,655 138,977 135,934
Income Before Income Tax Expense 30,592 25,715 67,490 76,549
Income Tax Expense 6,330 5,478 13,779 15,816
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 24,262 20,237 53,711 60,733
Less: Net Income Attributable to Noncontrolling Interests 32 31 101 95
Net Income Attributable to Tompkins Financial Corporation $ 24,230 $ 20,206 $ 53,610 $ 60,638
Basic Earnings Per Share (in dollars per share) $ 1.63 $ 1.34 $ 3.60 $ 3.99
Diluted Earnings Per Share (in dollars per share) $ 1.63 $ 1.34 $ 3.59 $ 3.97