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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
OPERATING ACTIVITIES      
Net income attributable to Tompkins Financial Corporation $ 77,588 $ 81,718 $ 82,308
Adjustments to reconcile net income attributable to Tompkins Financial Corporation, to net cash provided by operating activities:      
Provision for credit loss expense 16,151 1,366 3,942
Depreciation and amortization of premises, equipment, and software 10,192 10,044 9,554
Accretion related to purchase accounting (1,066) (1,448) (1,948)
Amortization of intangible assets 1,484 1,673 1,771
Earnings from corporate owned life insurance, net (2,188) (2,164) (1,818)
Net amortization on securities 10,737 7,435 8,816
Deferred income tax (benefit) expense (6,284) 3,073 2,354
Net (gain) loss on sale of securities transactions (443) (645) 466
Loss on redemption of trust preferred debentures 139 0 0
Net gain on sale of loans (2,054) (227) (458)
Proceeds from sale of loans 53,726 17,122 28,195
Loans originated for sale (55,232) (15,007) (30,151)
Net gain on sale of bank premises and equipment (3) (98) (2,946)
Net excess tax benefit from stock based compensation 118 944 680
Stock-based compensation expense 4,733 4,235 3,477
(Increase) decrease in accrued interest receivable (12,732) 1,629 (800)
(Decrease) increase in accrued interest payable (759) 78 355
Other, net 7,280 (8,113) 3,468
Net Cash Provided by Operating Activities 101,387 101,615 107,265
INVESTING ACTIVITIES      
Proceeds from maturities, calls and principal paydowns of available-for-sale securities 545,617 302,978 151,053
Proceeds from sales of available-for-sale securities 42,333 232,598 70,652
Proceeds from maturities, calls and principal paydowns of held-to-maturity securities 0 9,588 6,729
Purchases of available-for-sale securities (904,913) (333,151)  
Purchases of available-for-sale securities     (185,467)
Purchases of held-to-maturity securities 0 (7,589) (8,492)
Net increase in loans and leases (340,475) (89,582) (161,760)
Proceeds from sales/redemption of Federal Home Loan Bank stock 42,706 126,755 113,478
Purchases of Federal Home Loan Bank and other stock (25,393) (108,188) (115,242)
Proceeds from sale of bank premises and equipment 22 448 3,317
Purchases of bank premises, equipment and software (4,551) (6,014) (18,084)
Redemption of corporate owned life insurance 446 1,370 0
Net cash used in acquisitions 0 (436) 0
Other, net 489 5,209 216
Net Cash (Used in) Provided by Investing Activities (643,719) 133,986 (143,600)
FINANCING ACTIVITIES      
Net increase in demand, money market, and savings deposits 1,153,611 286,243 162,107
Net increase (decrease) in time deposits 71,809 38,591 (109,732)
Net increase (decrease) in securities sold under agreements to repurchase and Federal funds purchased 5,499 (21,496) 6,665
Increase in other borrowings 74,583 526,853 524,492
Redemption of trust preferred debentures (4,124) 0 0
Repayment of other borrowings (467,683) (944,828) (520,159)
Net shares issued related to restricted stock awards (1,682) (1,875) (1,403)
Cash dividends (31,359) (30,637) (29,634)
Repurchase of common stock (9,414) (29,867) (2,448)
Shares issued for dividend reinvestment plan 1,825 0 0
Shares issued for employee stock ownership plan 0 0 3,073
Net proceeds from exercise of stock options (253) (992) (540)
Net Cash Provided by (Used in) Financing Activities 792,812 (178,008) 32,421
Net Increase (Decrease) Cash and Cash Equivalents 250,480 57,593 (3,914)
Cash and cash equivalents at beginning of year 137,982 80,389 84,303
Total Cash & Cash Equivalents at End of Year 388,462 137,982 80,389
Supplemental Cash Flow Information      
Cash paid during the year for - Interest 30,340 51,545 40,660
Cash paid, net of refunds, during the year for - Income taxes 22,893 16,727 16,949
Non-cash investing and financing activities:      
Transfer of loans to other real estate owned 192 803 518
Transfer of securities from held-to-maturity to available-for-sale 0 138,206 $ 0
Initial recognition of operating lease right-of-use assets 0 35,783  
Initial recognition of operating lease liabilities 0 38,119  
Right-of-use assets obtained in exchange for new lease liabilities $ 1,256 $ 585