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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
INTEREST AND DIVIDEND INCOME        
Loans $ 53,653 $ 56,133 $ 107,860 $ 111,747
Due from banks 45 1 130 7
Available-for-sale debt securities 5,626 6,922 10,876 14,066
Held-to-maturity securities 312 0 312 0
Federal Home Loan Bank and other stock 199 389 412 824
Interest income 59,835 63,445 119,590 126,644
INTEREST EXPENSE        
Time certificates of deposits of $250,000 or more 567 860 1,206 1,703
Other deposits 2,235 3,917 4,747 10,272
Federal funds purchased and securities sold under agreements to repurchase 15 21 31 57
Trust preferred debentures 821 253 996 542
Other borrowings 1,351 2,028 2,727 4,735
Total Interest Expense 4,989 7,079 9,707 17,309
Net Interest Income 54,846 56,366 109,883 109,335
Less: (Credit) provision for credit loss expense (3,071) 877 (4,901) 17,636
Net Interest Income After Provision for Credit Loss Expense 57,917 55,489 114,784 91,699
NONINTEREST INCOME        
Insurance commissions and fees 8,054 7,255 17,220 15,300
Investment services income 4,717 3,920 9,390 8,122
Service charges on deposit accounts 1,471 1,248 2,941 3,231
Card services income 2,951 2,283 5,334 4,466
Other income 1,665 2,466 3,639 4,570
Net gain on securities transactions 0 5 317 448
Total Noninterest Income 18,858 17,177 38,841 36,137
NONINTEREST EXPENSE        
Salaries and wages 23,992 23,037 46,652 45,531
Other employee benefits 6,626 5,886 12,110 11,570
Net occupancy expense of premises 3,561 3,040 7,023 6,368
Furniture and fixture expense 2,204 1,888 4,154 3,873
Amortization of intangible assets 329 375 659 749
Other operating expense 10,730 11,437 21,355 22,847
Total Noninterest Expenses 47,442 45,663 91,953 90,938
Income Before Income Tax Expense 29,333 27,003 61,672 36,898
Income Tax Expense 6,471 5,540 13,151 7,449
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 22,862 21,463 48,521 29,449
Less: Net Income Attributable to Noncontrolling Interests 31 32 64 69
Net Income Attributable to Tompkins Financial Corporation $ 22,831 $ 21,431 $ 48,457 $ 29,380
Basic Earnings Per Share (in dollars per share) $ 1.55 $ 1.44 $ 3.28 $ 1.97
Diluted Earnings Per Share (in dollars per share) $ 1.54 $ 1.44 $ 3.26 $ 1.97