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v3.22.1

Loans and Leases (Tables) | 3 Months Ended
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Mar. 31, 2022
Loans and Leases Receivable Disclosure [Abstract] |
Schedule of loans and leases | Loans and Leases at March 31, 2022 and December 31, 2021 were as follows:
(In thousands) | 03/31/2022 | 12/31/2021
Commercial and industrial |  |
Agriculture | $ | 81,269 |  | $ | 99,172 |
Commercial and industrial other | 708,626 |  | 699,121 |
PPP loans* | 24,095 |  | 71,260 |
Subtotal commercial and industrial | 813,990 |  | 869,553 |
Commercial real estate |  |
Construction | 185,503 |  | 178,582 |
Agriculture | 199,652 |  | 195,973 |
Commercial real estate other | 2,292,099 |  | 2,278,599 |
Subtotal commercial real estate | 2,677,254 |  | 2,653,154 |
Residential real estate |  |
Home equity | 179,798 |  | 182,671 |
Mortgages | 1,312,913 |  | 1,290,911 |
Subtotal residential real estate | 1,492,711 |  | 1,473,582 |
Consumer and other |  |
Indirect | 3,857 |  | 4,655 |
Consumer and other | 66,601 |  | 67,396 |
Subtotal consumer and other | 70,458 |  | 72,051 |
Leases | 13,881 |  | 13,948 |
Total loans and leases | 5,068,294 |  | 5,082,288 |
Less: unearned income and deferred costs and fees | (4,843) |  | (6,821) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 5,063,451 |  | $ | 5,075,467 |
*SBA Paycheck Protection Program ("PPP") |  |
Schedule of age analysis of past due loans | The below tables are an age analysis of past due loans, segregated by class of loans as of March 31, 2022 and December 31, 2021:
March 31, 2022 |
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 81,269 |  | $ | 81,269
Commercial and industrial other | 6 |  | 4 |  | 370 |  | 380 |  | 708,246 |  | 708,626 |
PPP loans | 24 |  | 0 |  | 0 |  | 24 |  | 24,095 |  | 24,095 |
Subtotal commercial and industrial | 30 |  | 4 |  | 370 |  | 404 |  | 813,610 |  | 813,990 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 0 |  | 318 |  | 318 |  | 185,185 |  | 185,503
Agriculture | 118 |  | 0 |  | 0 |  | 118 |  | 199,534 |  | 199,652
Commercial real estate other | 284 |  | 0 |  | 6,606 |  | 6,890 |  | 2,285,209 |  | 2,292,099
Subtotal commercial real estate | 402 |  | 0 |  | 6,924 |  | 7,326 |  | 2,669,928 |  | 2,677,254 |
Residential real estate |  |  |  |  |  |
Home equity | 134 |  | 129 |  | 1,150 |  | 1,413 |  | 178,385 |  | 179,798
Mortgages | 540 |  | 346 |  | 4,151 |  | 5,037 |  | 1,307,876 |  | 1,312,913
Subtotal residential real estate | 674 |  | 475 |  | 5,301 |  | 6,450 |  | 1,486,261 |  | 1,492,711 |
Consumer and other |  |  |  |  |  |
Indirect | 30 |  | 0 |  | 116 |  | 146 |  | 3,711 |  | 3,857
Consumer and other | 104 |  | 16 |  | 268 |  | 388 |  | 66,213 |  | 66,601
Subtotal consumer and other | 134 |  | 16 |  | 384 |  | 534 |  | 69,924 |  | 70,458 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 13,881 |  | 13,881 |
Total loans and leases | 1,240 |  | 495 |  | 12,979 |  | 14,714 |  | 5,053,604 |  | 5,068,294 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (4,843) |  | (4,843) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 1,240 |  | $ | 495 |  | $ | 12,979 |  | $ | 14,714 |  | $ | 5,048,761 |  | $ | 5,063,451 |
December 31, 2021
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 99,172 |  | $ | 99,172 |
Commercial and industrial other | 506 |  | 6 |  | 88 |  | 600 |  | 698,521 |  | 699,121 |
PPP loans | 0 |  | 0 |  | 0 |  | 0 |  | 71,260 |  | 71,260 |
Subtotal commercial and industrial | 506 |  | 6 |  | 88 |  | 600 |  | 868,953 |  | 869,553 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 0 |  | 0 |  | 0 |  | 178,582 |  | 178,582 |
Agriculture | 121 |  | 0 |  | 0 |  | 121 |  | 195,852 |  | 195,973 |
Commercial real estate other | 150 |  | 257 |  | 3,305 |  | 3,712 |  | 2,274,887 |  | 2,278,599 |
Subtotal commercial real estate | 271 |  | 257 |  | 3,305 |  | 3,833 |  | 2,649,321 |  | 2,653,154 |
Residential real estate |  |  |  |  |  |
Home equity | 441 |  | 417 |  | 798 |  | 1,656 |  | 181,015 |  | 182,671 |
Mortgages | 7 |  | 839 |  | 3,917 |  | 4,763 |  | 1,286,148 |  | 1,290,911 |
Subtotal residential real estate | 448 |  | 1,256 |  | 4,715 |  | 6,419 |  | 1,467,163 |  | 1,473,582 |
Consumer and other |  |  |  |  |  |
Indirect | 77 |  | 86 |  | 2 |  | 165 |  | 4,490 |  | 4,655 |
Consumer and other | 120 |  | 45 |  | 45 |  | 210 |  | 67,186 |  | 67,396 |
Subtotal consumer and other | 197 |  | 131 |  | 47 |  | 375 |  | 71,676 |  | 72,051 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 13,948 |  | 13,948 |
Total loans and leases | 1,422 |  | 1,650 |  | 8,155 |  | 11,227 |  | 5,071,061 |  | 5,082,288 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (6,821) |  | (6,821) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 1,422 |  | $ | 1,650 |  | $ | 8,155 |  | $ | 11,227 |  | $ | 5,064,240 |  | $ | 5,075,467 |
Schedule of nonaccrual loans | The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of March 31, 2022 and December 31, 2021:
March 31, 2022
(In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases |  |  |
Commercial and industrial |  |  |
Commercial and industrial other | $ | 454 |  | $ | 806 |  | $ | 0 |
Subtotal commercial and industrial | 454 |  | 806 |  | 0 |
Commercial real estate |  |  |
Construction | 658 |  | 318 |  | 0 |
Commercial real estate other | 11,846 |  | 13,305 |  | 0 |
Subtotal commercial real estate | 12,504 |  | 13,623 |  | 0 |
Residential real estate |  |  |
Home equity | 574 |  | 2,215 |  | 0 |
Mortgages | 1,256 |  | 7,985 |  | 0 |
Subtotal residential real estate | 1,830 |  | 10,200 |  | 0 |
Consumer and other |  |  |
Indirect | 0 |  | 255 |  | 0 |
Consumer and other | 0 |  | 316 |  | 0 |
Subtotal consumer and other | 0 |  | 571 |  | 0 |
Total loans and leases | $ | 14,788 |  | $ | 25,200 |  | $ | 0 |
December 31, 2021 |  |  |
(In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases |  |  |
Commercial and industrial |  |  |
Commercial and industrial other | $ | 502 |  | $ | 533 |  | $ | 0 |
Subtotal commercial and industrial | 502 |  | 533 |  | 0 |
Commercial real estate |  |  |
Construction | 671 |  | 671 |  | 0 |
Agriculture | 348 |  | 456 |  | 0 |
Commercial real estate other | 12,483 |  | 12,766 |  | 0 |
Subtotal commercial real estate | 13,502 |  | 13,893 |  | 0 |
Residential real estate |  |  |
Home equity | 380 |  | 2,459 |  | 0 |
Mortgages | 716 |  | 8,719 |  | 0 |
Subtotal residential real estate | 1,096 |  | 11,178 |  | 0 |
Consumer and other |  |  |
Indirect | 1 |  | 246 |  | 0 |
Consumer and other | 0 |  | 183 |  | 0 |
Subtotal consumer and other | 1 |  | 429 |  | 0 |
Total loans and leases | $ | 15,101 |  | $ | 26,033 |  | $ | 0 |

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