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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
INTEREST AND DIVIDEND INCOME    
Loans $ 51,131 $ 54,206
Due from banks 41 85
Available-for-sale debt securities 6,770 5,250
Held-to-maturity securities 1,129 0
Federal Home Loan Bank and other stock 105 213
Total Interest and Dividend Income 59,176 59,754
INTEREST EXPENSE    
Time certificates of deposits of $250,000 or more 426 639
Other deposits 1,620 2,511
Federal funds purchased and securities sold under agreements to repurchase 16 16
Trust preferred debentures 0 175
Other borrowings 500 1,376
Total Interest Expense 2,562 4,717
Net Interest Income 56,614 55,037
Less: Credit for credit loss expense (520) (1,830)
Net Interest Income After Credit for Credit Loss Expense 57,134 56,867
NONINTEREST INCOME    
Insurance commissions and fees 9,317 9,166
Investment services income 4,917 4,673
Service charges on deposit accounts 1,779 1,470
Card services income 2,543 2,383
Other income 1,476 1,974
Net (loss) gain on securities transactions (47) 317
Total Noninterest Income 19,985 19,983
NONINTEREST EXPENSE    
Salaries and wages 23,272 22,660
Other employee benefits 5,797 5,484
Net occupancy expense of premises 3,541 3,462
Furniture and fixture expense 1,991 1,950
Amortization of intangible assets 218 330
Other operating expense 12,020 10,625
Total Noninterest Expenses 46,839 44,511
Income Before Income Tax Expense 30,280 32,339
Income Tax Expense 6,976 6,680
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 23,304 25,659
Less: Net Income Attributable to Noncontrolling Interests 31 33
Net Income Attributable to Tompkins Financial Corporation $ 23,273 $ 25,626
Basic Earnings Per Share (in dollars per share) $ 1.61 $ 1.73
Diluted Earnings Per Share (in dollars per share) $ 1.60 $ 1.72