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v3.22.2.2

Allowance for Credit Losses (Tables) | 9 Months Ended
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Sep. 30, 2022
Receivables [Abstract] |
Schedule of allowance for loan and lease losses segregated by originated and acquired loan and lease portfolios and by portfolio segment | The following table details activity in the allowance for credit losses on loans for the three and nine months ended September 30, 2022 and 2021. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories.
Three Months Ended September 30, 2022 |  |  |  |
(In thousands) | Commercial & Industrial | Commercial Real Estate | Residential Real Estate | Consumer and Other | Finance Leases | Total
Allowance for credit losses:
Beginning balance | $ | 7,814 |  | $ | 23,227 |  | $ | 11,082 |  | $ | 1,591 |  | $ | 79 |  | $ | 43,793 |
Charge-offs | (343) |  | 0 |  | 51 |  | (132) |  | 0 |  | (424) |
Recoveries | 106 |  | 105 |  | 8 |  | 83 |  | 0 |  | 302 |
(Credit) provision for credit loss expense | (1,053) |  | 3,207 |  | (698) |  | (362) |  | 7 |  | 1,101 |
Ending Balance | $ | 6,524 |  | $ | 26,539 |  | $ | 10,443 |  | $ | 1,180 |  | $ | 86 |  | $ | 44,772 |
Three Months Ended September 30, 2021 |  |  |  |
(In thousands) | Commercial & Industrial | Commercial Real Estate | Residential Real Estate | Consumer and Other | Finance Leases | Total
Allowance for credit losses: |  |  |  |  |
Beginning balance | $ | 7,113 |  | $ | 29,201 |  | $ | 9,534 |  | $ | 1,590 |  | $ | 67 |  | $ | 47,505 |
Charge-offs | (157) |  | 0 |  | 0 |  | (53) |  | 0 |  | (210) |
Recoveries | 16 |  | 2 |  | 65 |  | 58 |  | 0 |  | 141 |
(Credit) provision for credit loss expense | (774) |  | (119) |  | (184) |  | (99) |  | (1) |  | (1,177) |
Ending Balance | $ | 6,198 |  | $ | 29,084 |  | $ | 9,415 |  | $ | 1,496 |  | $ | 66 |  | $ | 46,259 |
Nine Months Ended September 30, 2022 |  |  |  |
(In thousands) | Commercial & Industrial | Commercial Real Estate | Residential Real Estate | Consumer and Other | Finance Leases | Total
Allowance for credit losses: |  |  |  |  |
Beginning balance | $ | 6,335 |  | $ | 24,813 |  | $ | 10,139 |  | $ | 1,492 |  | $ | 64 |  | $ | 42,843 |
Charge-offs | (366) |  | (50) |  | 0 |  | (410) |  | 0 |  | (826) |
Recoveries | 132 |  | 910 |  | 315 |  | 251 |  | 0 |  | 1,608 |
(Credit) provision for credit loss expense | 423 |  | 866 |  | (11) |  | (153) |  | 22 |  | 1,147 |
Ending Balance | $ | 6,524 |  | $ | 26,539 |  | $ | 10,443 |  | $ | 1,180 |  | $ | 86 |  | $ | 44,772 |
Nine Months Ended September 30, 2021 |  |  |  |
(In thousands) | Commercial & Industrial | Commercial Real Estate | Residential Real Estate | Consumer and Other | Finance Leases | Total
Allowance for credit losses: |  |  |  |  |
Beginning balance | $ | 9,239 |  | $ | 30,546 |  | $ | 10,257 |  | $ | 1,562 |  | $ | 65 |  | $ | 51,669 |
Charge-offs | (274) |  | 0 |  | (51) |  | (218) |  | 0 |  | (543) |
Recoveries | 116 |  | 1,040 |  | 229 |  | 153 |  | 0 |  | 1,538 |
(Credit) provision for credit loss expense | (2,883) |  | (2,502) |  | (1,020) |  | (1) |  | 1 |  | (6,405) |
Ending Balance | $ | 6,198 |  | $ | 29,084 |  | $ | 9,415 |  | $ | 1,496 |  | $ | 66 |  | $ | 46,259 |
The following table details activity in the liabilities for off-balance sheet credit exposures for the three and nine months ended September 30, 2022 and 2021:
Three Months Ended September 30,
(In thousands) | 2022 | 2021
Liabilities for off-balance sheet credit exposures at beginning of period | $ | 2,796 |  | $ | 2,247 |
Credit for credit loss expense related to off-balance sheet credit exposures | (45) |  | (55) |
Liabilities for off-balance sheet credit exposures at end of period | $ | 2,751 |  | $ | 2,192 |
Nine Months Ended September 30, |  |
(In thousands) | 2022 | 2021
Liabilities for off-balance sheet credit exposures at beginning of period | $ | 2,506 |  | $ | 1,920 |
Provision for credit loss expense related to off-balance sheet credit exposures | 245 |  | 272 |
Liabilities for off-balance sheet credit exposures at end of period | $ | 2,751 |  | $ | 2,192 |
The following table presents the amortized cost basis of collateral dependent loans, which are individually evaluated to determine expected credit losses, and the related allowance for credit losses allocated to these loans:
(In thousands) | Real Estate | Business Assets | Other | Total | ACL Allocation
September 30, 2022 |  |  |  |  |
Commercial and Industrial | $ | 435 |  | $ | 335 |  | $ | 172 |  | $ | 942 |  | $ | 159 |
Commercial Real Estate | 12,268 |  | 0 |  | 2,628 |  | 14,896 |  | 0 |
Commercial Real Estate - Agriculture | 1,525 |  | 0 |  | 0 |  | 1,525 |  | 0 |
Residential Real Estate | 335 |  | 0 |  | 0 |  | 335 |  | 28 |
Total | $ | 14,563 |  | $ | 335 |  | $ | 2,800 |  | $ | 17,698 |  | $ | 187 |
(In thousands) | Real Estate | Business Assets | Other | Total | ACL Allocation
December 31, 2021 |  |  |  |  |
Commercial and Industrial | $ | 142 |  | $ | 395 |  | $ | 328 |  | $ | 865 |  | $ | 26 |
Commercial Real Estate | 13,334 |  | 0 |  | 1,931 |  | 15,265 |  | 40 |
Residential Real Estate | 32 |  | 0 |  | 0 |  | 32 |  | 1 |
Total | $ | 13,508 |  | $ | 395 |  | $ | 2,259 |  | $ | 16,162 |  | $ | 67 |
Schedule of loans modified in troubled debt restructuring | The following tables present information on loans modified in a TDR during the three and nine months ended September 30, 2022 and 2021. Post-modification amounts are presented as of September 30, 2022 and September 30, 2021.
September 30, 2022 | Three Months Ended
|  |  |  | Defaulted TDRs 2
(In thousands) | Number of Loans | Pre-Modification Outstanding Recorded Investment | Post-Modification Outstanding Recorded Investment | Number of Loans | Post-Modification Outstanding Recorded Investment
Residential real estate |  |  |  |  |
Residential real estate 1 | 6 | $ | 608 |  | $ | 608 |  | 0 |  | $ | 0 |
Total | 6 |  | $ | 608 |  | $ | 608 |  | 0 |  | $ | 0 |
1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended September 30, 2022 that were restructured in the prior twelve months.
September 30, 2021 | Three Months Ended
|  |  |  | Defaulted TDRs 2
(In thousands) | Number of Loans | Pre-Modification Outstanding Recorded Investment | Post-Modification Outstanding Recorded Investment | Number of Loans | Post-Modification Outstanding Recorded Investment
Residential real estate |  |  |  |  |
Home equity 1 | 1 |  | $ | 112 |  | $ | 112 |  | 1 |  | $ | 201 |
Total | 1 |  | $ | 112 |  | $ | 112 |  | 1 |  | $ | 201 |
1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the three months ended September 30, 2021 that were restructured in the prior twelve months.
September 30, 2022 | Nine Months Ended
|  |  |  | Defaulted TDRs 2
(In thousands) | Number of Loans | Pre- Modification Outstanding Recorded Investment | Post-Modification Outstanding Recorded Investment | Number of Loans | Post- Modification Outstanding Recorded Investment
Residential real estate |  |  |  |  |
Mortgages 1 | 6 |  | $ | 608 |  | $ | 608 |  | 0 |  | $ | 0 |
Total | 6 | $ | 608 |  | $ | 608 |  | 0 | $0
1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the nine months ended September 30, 2022 that were restructured in the prior twelve months.
September 30, 2021 | Nine Months Ended
|  |  |  | Defaulted TDRs 2
(In thousands) | Number of Loans | Pre- Modification Outstanding Recorded Investment | Post-Modification Outstanding Recorded Investment | Number of Loans | Post- Modification Outstanding Recorded Investment
Residential real estate |  |  |  |  |
Home equity 1 | 1 |  | $ | 112 |  | $ | 112 |  | 1 |  | $ | 201 |
Total | 1 | $ | 112 |  | $ | 112 |  | 1 | $ | 201 |
1 Represents the following concessions: extension of term and reduction of rate. 2 TDRs that defaulted during the nine months ended September 30, 2021 that were restructured in the prior twelve months.
Schedule of credit quality indicators by class of commercial and industrial loans and commercial real estate loans | The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of September 30, 2022 and December 31, 2021:
September 30, 2022 |  |  |  |  |  |  |  |  |
(In thousands) | 2022 | 2021 | 2020 | 2019 | 2018 | Prior | Revolving Loans Amortized Cost Basis | Revolving Loans Converted to Term | Total Loans
Commercial and Industrial - Other: |  |  |  |  |  |
Pass | $ | 105,118 |  | $ | 100,909 |  | $ | 43,941 |  | $ | 45,679 |  | $ | 36,484 |  | $ | 162,074 |  | $ | 208,925 |  | $ | 3,849 |  | $ | 706,979 |
Special Mention | 0 |  | 135 |  | 455 |  | 275 |  | 11 |  | 1,432 |  | 764 |  | 0 |  | 3,072 |
Substandard | 0 |  | 119 |  | 474 |  | 39 |  | 454 |  | 519 |  | 7,070 |  | 0 |  | 8,675 |
Total Commercial and Industrial - Other | $ | 105,118 |  | $ | 101,163 |  | $ | 44,870 |  | $ | 45,993 |  | $ | 36,949 |  | $ | 164,025 |  | $ | 216,759 |  | $ | 3,849 |  | $ | 718,726 |
Commercial and Industrial - PPP: |  |  |  |  |  |
Pass | $ | 0 |  | $ | 498 |  | $ | 377 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 875 |
Special Mention | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |
Substandard | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |
Total Commercial and Industrial - PPP | $ | 0 |  | $ | 498 |  | $ | 377 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 875 |
Commercial and Industrial - Agriculture: |  |  |  |  |
Pass | $ | 11,505 |  | $ | 4,460 |  | $ | 5,359 |  | $ | 4,528 |  | $ | 8,132 |  | $ | 5,610 |  | $ | 22,960 |  | $ | 239 |  | $ | 62,793 |
Special Mention | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |
Substandard | 0 |  | 0 |  | 74 |  | 0 |  | 0 |  | 2,298 |  | 1,411 |  | 0 |  | 3,783 |
Total Commercial and Industrial - Agriculture | $ | 11,505 |  | $ | 4,460 |  | $ | 5,433 |  | $ | 4,528 |  | $ | 8,132 |  | $ | 7,908 |  | $ | 24,371 |  | $ | 239 |  | $ | 66,576 |
Commercial Real Estate |  |  |  |  |  |  |  |
Pass | $ | 276,588 |  | $ | 362,770 |  | $ | 312,387 |  | $ | 279,146 |  | $ | 206,351 |  | $ | 836,400 |  | $ | 10,778 |  | $ | 25,170 |  | $ | 2,309,590 |
Special Mention | 643 |  | 3,427 |  | 1,700 |  | 11,542 |  | 2,965 |  | 43,006 |  | 0 |  | 0 |  | 63,283 |
Substandard | 83 |  | 112 |  | 0 |  | 3,572 |  | 2,250 |  | 20,920 |  | 141 |  | 0 |  | 27,078 |
Total Commercial Real Estate | $ | 277,314 |  | $ | 366,309 |  | $ | 314,087 |  | $ | 294,260 |  | $ | 211,566 |  | $ | 900,326 |  | $ | 10,919 |  | $ | 25,170 |  | $ | 2,399,951 |
Commercial Real Estate - Agriculture: |  |  |  |  |
Pass | $ | 24,003 |  | $ | 24,407 |  | $ | 23,558 |  | $ | 26,739 |  | $ | 38,919 |  | $ | 67,610 |  | $ | 2,810 |  | $ | 1,248 |  | $ | 209,294 |
Special Mention | 0 |  | 0 |  | 0 |  |  | 0 |  | 375 |  | 0 |  | 0 |  | 375 |
Substandard | 0 |  | 0 |  | 0 |  | 219 |  | 38 |  | 214 |  | 0 |  | 0 |  | 471 |
Total Commercial Real Estate - Agriculture | $ | 24,003 |  | $ | 24,407 |  | $ | 23,558 |  | $ | 26,958 |  | $ | 38,957 |  | $ | 68,199 |  | $ | 2,810 |  | $ | 1,248 |  | $ | 210,140 |
Commercial Real Estate - Construction |  |  |  |  |
Pass | $ | 12,059 |  | $ | 76,821 |  | $ | 44,319 |  | $ | 24,559 |  | $ | 9,511 |  | $ | 7,380 |  | $ | 23,187 |  | $ | 1,308 |  | $ | 199,144 |
Special Mention | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |
Substandard | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |
Total Commercial Real Estate - Construction | $ | 12,059 |  | $ | 76,821 |  | $ | 44,319 |  | $ | 24,559 |  | $ | 9,511 |  | $ | 7,380 |  | $ | 23,187 |  | $ | 1,308 |  | $ | 199,144 |
December 31, 2021 |  |  |  |  |  |  |  |  |
(In thousands) | 2021 | 2020 | 2019 | 2018 | 2017 | Prior | Revolving Loans Amortized Cost Basis | Revolving Loans Converted to Term | Total Loans
Commercial and Industrial - Other: |  |  |  |  |  |
Internal risk grade: |  |  |  |  |  |  |  |  |
Pass | $ | 123,996 |  | $ | 58,432 |  | $ | 54,116 |  | $ | 42,093 |  | $ | 35,725 |  | $ | 239,093 |  | $ | 125,476 |  | $ | 10,039 |  | $ | 688,970 |
Special Mention | 156 |  | 770 |  | 450 |  | 100 |  | 201 |  | 393 |  | 1,417 |  | 0 |  | 3,487 |
Substandard | 179 |  | 584 |  | 47 |  | 575 |  | 0 |  | 637 |  | 4,642 |  | 0 |  | 6,664 |
Total Commercial and Industrial - Other | $ | 124,331 |  | $ | 59,786 |  | $ | 54,613 |  | $ | 42,768 |  | $ | 35,926 |  | $ | 240,123 |  | $ | 131,535 |  | $ | 10,039 |  | $ | 699,121 |
Commercial and Industrial - Agriculture: |  |  |  |  |  |
Pass | $ | 8,573 |  | $ | 6,782 |  | $ | 5,700 |  | $ | 10,136 |  | $ | 6,867 |  | $ | 3,186 |  | $ | 53,145 |  | $ | 595 |  | $ | 94,984 |
Special Mention | 0 | 0 | 0 | 23 | 0 | 0 | 0 |  | 0 | 23 |
Substandard | 0 | 85 | 11 | 0 | 93 | 2,316 |  | 1,660 |  | 0 | 4,165 |
Total Commercial and Industrial - Agriculture | $ | 8,573 |  | $ | 6,867 |  | $ | 5,711 |  | $ | 10,159 |  | $ | 6,960 |  | $ | 5,502 |  | $ | 54,805 |  | $ | 595 |  | $ | 99,172 |
Commercial and Industrial - PPP: |  |  |  |  |  |
Pass | $ | 71,260 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 71,260 |
Special Mention | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |
Substandard | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |
Total Commercial and Industrial - PPP | $ | 71,260 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 71,260 |
Commercial Real Estate |  |  |  |  |  |
Pass | $ | 325,874 |  | $ | 271,680 |  | $ | 249,266 |  | $ | 201,992 |  | $ | 212,991 |  | $ | 810,713 |  | $ | 44,264 |  | $ | 43,225 |  | $ | 2,160,005 |
Special Mention | 0 |  | 1,763 |  | 11,772 |  | 3,217 |  | 2,167 |  | 61,723 |  | 358 |  | 0 |  | 81,000 |
Substandard | 3,482 |  | 0 |  | 2,262 |  | 2,518 |  | 8,509 |  | 20,401 |  | 422 |  | 0 |  | 37,594 |
Total Commercial Real Estate | $ | 329,356 |  | $ | 273,443 |  | $ | 263,300 |  | $ | 207,727 |  | $ | 223,667 |  | $ | 892,837 |  | $ | 45,044 |  | $ | 43,225 |  | $ | 2,278,599 |
Commercial Real Estate - Agriculture: |  |  |  |  |  |
Pass | $ | 23,151 |  | $ | 21,856 |  | $ | 28,943 |  | $ | 41,064 |  | $ | 23,195 |  | $ | 50,809 |  | $ | 1,949 |  | $ | 2,850 |  | $ | 193,817 |
Special Mention | 0 |  | 479 |  | 0 |  | 0 |  | 0 |  | 350 |  | 35 |  | 0 |  | 864 |
Substandard | 0 |  | 0 |  | 0 |  | 39 |  | 0 |  | 1,253 |  | 0 |  | 0 |  | 1,292 |
Total Commercial Real Estate - Agriculture | $ | 23,151 |  | $ | 22,335 |  | $ | 28,943 |  | $ | 41,103 |  | $ | 23,195 |  | $ | 52,412 |  | $ | 1,984 |  | $ | 2,850 |  | $ | 195,973 |
Commercial Real Estate - Construction |  |  |  |  |  |
Pass | $ | 12,840 |  | $ | 10,025 |  | $ | 16,325 |  | $ | 7,542 |  | $ | 1,274 |  | $ | 6,559 |  | $ | 112,537 |  | $ | 10,037 |  | $ | 177,139 |
Special Mention | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 0 |
Substandard | 0 |  | 0 |  | 0 |  | 0 |  | 0 |  | 643 |  | 800 |  | 0 |  | 1,443 |
Total Commercial Real Estate - Construction | $ | 12,840 |  | $ | 10,025 |  | $ | 16,325 |  | $ | 7,542 |  | $ | 1,274 |  | $ | 7,202 |  | $ | 113,337 |  | $ | 10,037 |  | $ | 178,582 |
The following table presents credit quality indicators by total loans on an amortized cost basis by origination year as of September 30, 2022 and December 31, 2021, continued:
September 30, 2022 |  |  |  |  |  |  |  |  |
(In thousands) | 2022 | 2021 | 2020 | 2019 | 2018 | Prior | Revolving Loans Amortized Cost Basis | Revolving Loans Converted to Term | Total Loans
Residential - Home Equity |  |  |  |  |  |  |  |
Performing | $ | 1,603 |  | $ | 1,115 |  | $ | 671 |  | $ | 1,026 |  | $ | 839 |  | $ | 3,442 |  | $ | 175,683 |  | $ | 1,267 |  | $ | 185,646 |
Nonperforming | 0 |  | 0 |  | 0 |  | 14 |  | 0 |  | 67 |  | 2,275 |  | 0 |  | 2,356 |
Total Residential - Home Equity | $ | 1,603 |  | $ | 1,115 |  | $ | 671 |  | $ | 1,040 |  | $ | 839 |  | $ | 3,509 |  | $ | 177,958 |  | $ | 1,267 |  | $ | 188,002 |
Residential - Mortgages |  |  |  |  |  |  |  |
Performing | $ | 159,027 |  | $ | 274,096 |  | $ | 244,259 |  | $ | 120,582 |  | $ | 67,999 |  | $ | 468,094 |  | $ | 0 |  | $ | 0 |  | $ | 1,334,057 |
Nonperforming | 0 |  | 340 |  | 635 |  | 603 |  | 1,566 |  | 7,540 |  | 0 |  | 0 |  | 10,684 |
Total Residential - Mortgages | $ | 159,027 |  | $ | 274,436 |  | $ | 244,894 |  | $ | 121,185 |  | $ | 69,565 |  | $ | 475,634 |  | $ | 0 |  | $ | 0 |  | $ | 1,344,741 |
Consumer - Direct |  |  |  |  |  |  |  |
Performing | $ | 17,881 |  | $ | 15,882 |  | $ | 7,825 |  | $ | 6,937 |  | $ | 4,764 |  | $ | 8,439 |  | $ | 4,417 |  | $ | 0 |  | $ | 66,145 |
Nonperforming | 0 |  | 0 |  | 3 |  | 22 |  | 77 |  | 9 |  | 6 |  | $ | 0 |  | 117 |
Total Consumer - Direct | $ | 17,881 |  | $ | 15,882 |  | $ | 7,828 |  | $ | 6,959 |  | $ | 4,841 |  | $ | 8,448 |  | $ | 4,423 |  | $ | 0 |  | $ | 66,262 |
Consumer - Indirect |  |  |  |  |  |  |  |
Performing | $ | 0 |  | $ | 169 |  | $ | 171 |  | $ | 1,307 |  | $ | 780 |  | $ | 134 |  | $ | 0 |  | $ | 0 |  | $ | 2,561 |
Nonperforming | 0 |  | 0 |  | 0 |  | 95 |  | 38 |  | 18 |  | 0 |  | 0 |  | 151 |
Total Consumer - Indirect | $ | 0 |  | $ | 169 |  | $ | 171 |  | $ | 1,402 |  | $ | 818 |  | $ | 152 |  | $ | 0 |  | $ | 0 |  | $ | 2,712 |
December 31, 2021 |  |  |  |  |  |  |  |  |
(In thousands) | 2021 | 2020 | 2019 | 2018 | 2017 | Prior | Revolving Loans Amortized Cost Basis | Revolving Loans Converted to Term | Total Loans
Residential - Home Equity |  |  |  |  |  |  |
Performing | $ | 2,033 |  | $ | 1,142 |  | $ | 3,041 |  | $ | 1,600 |  | $ | 1,572 |  | $ | 3,144 |  | $ | 161,630 |  | $ | 6,050 |  | $ | 180,212 |
Nonperforming | 0 |  | 0 |  | 16 |  | 0 |  | 0 |  | 604 |  | 1,839 |  | 0 |  | 2,459 |
Total Residential - Home Equity | $ | 2,033 |  | $ | 1,142 |  | $ | 3,057 |  | $ | 1,600 |  | $ | 1,572 |  | $ | 3,748 |  | $ | 163,469 |  | $ | 6,050 |  | $ | 182,671 |
Residential - Mortgages |  |  |  |  |  |  |
Performing | $ | 324,967 |  | $ | 282,202 |  | $ | 162,574 |  | $ | 97,778 |  | $ | 124,221 |  | $ | 275,133 |  | $ | 14,112 |  | $ | 1,205 |  | $ | 1,282,192 |
Nonperforming | 0 |  | 0 |  | 241 |  | 702 |  | 693 |  | 7,060 |  | 23 |  | 0 |  | 8,719 |
Total Residential - Mortgages | $ | 324,967 |  | $ | 282,202 |  | $ | 162,815 |  | $ | 98,480 |  | $ | 124,914 |  | $ | 282,193 |  | $ | 14,135 |  | $ | 1,205 |  | $ | 1,290,911 |
Consumer - Direct |  |  |  |  |  |  |
Performing | $ | 20,653 |  | $ | 10,735 |  | $ | 9,397 |  | $ | 5,542 |  | $ | 4,849 |  | $ | 10,602 |  | $ | 5,435 |  | $ | 0 |  | $ | 67,213 |
Nonperforming | 0 |  | 9 |  | 44 |  | 117 |  | 12 |  | 0 |  | 1 |  | 0 |  | 183 |
Total Consumer - Direct | $ | 20,653 |  | $ | 10,744 |  | $ | 9,441 |  | $ | 5,659 |  | $ | 4,861 |  | $ | 10,602 |  | $ | 5,436 |  | $ | 0 |  | $ | 67,396 |
Consumer - Indirect |  |  |  |  |  |  |
Performing | $ | 1,809 |  | $ | 854 |  | $ | 812 |  | $ | 506 |  | $ | 362 |  | $ | 66 |  | $ | 0 |  | $ | 0 |  | $ | 4,409 |
Nonperforming | 0 |  | 2 |  | 148 |  | 81 |  | 1 |  | 14 |  | 0 |  | 0 |  | 246 |
Total Consumer - Indirect | $ | 1,809 |  | $ | 856 |  | $ | 960 |  | $ | 587 |  | $ | 363 |  | $ | 80 |  | $ | 0 |  | $ | 0 |  | $ | 4,655 |

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of troubled debt restructurings in the current period: (1) for each restructuring, the principal changes in terms, the major features of settlement, or both; (2) the aggregate gain (loss) on restructuring of payables; (3) the income tax effect on the gain or loss recognized on the restructuring of payables; (4) the gain (loss) recognized on the restructuring of payables, after the impact of income tax expense or benefit; and (5) the aggregate gain (loss) on transfer of assets recognized during the period, after the impact of income tax expense or benefit. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 470 -SubTopic 60 -Section 50 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=6402221&loc=d3e15743-112638 + Details
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