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Loans and Leases (Tables)

9 Months Ended

Sep. 30, 2022

Receivables [Abstract]

Schedule of loans and leases

Loans and leases at September 30, 2022 and December 31, 2021 were as follows:

(In thousands)			9/30/2022			12/31/2021
Commercial and industrial
Agriculture			$	66,576		$	99,172
Commercial and industrial other			718,726			699,121
PPP loans*			875			71,260
Subtotal commercial and industrial			786,177			869,553
Commercial real estate
Construction			199,144			178,582
Agriculture			210,140			195,973
Commercial real estate other			2,399,951			2,278,599
Subtotal commercial real estate			2,809,235			2,653,154
Residential real estate
Home equity			188,002			182,671
Mortgages			1,344,741			1,290,911
Subtotal residential real estate			1,532,743			1,473,582
Consumer and other
Indirect			2,712			4,655
Consumer and other			66,262			67,396
Subtotal consumer and other			68,974			72,051
Leases			15,749			13,948
Total loans and leases			5,212,878			5,082,288
Less: unearned income and deferred costs and fees			(4,442)			(6,821)
Total loans and leases, net of unearned income and deferred costs and fees			$	5,208,436		$	5,075,467
*SBA Paycheck Protection Program ("PPP")

Schedule of age analysis of past due loans

The below tables are an age analysis of past due loans, segregated by class of loans, as of September 30, 2022 and December 31, 2021:

September 30, 2022
(In thousands)			30-59 Days			60-89 Days			90 Days or More			Total Past Due			Current Loans			Total Loans
Loans and Leases
Commercial and industrial
Agriculture			$	0		$	0		$	0		$	0		$	66,576		$	66,576
Commercial and industrial other			37			400			185			622			718,104			718,726
PPP loans			31			0			0			31			844			875
Subtotal commercial and industrial			68			400			185			653			785,524			786,177
Commercial real estate
Construction			0			0			0			0			199,144			199,144
Agriculture			0			0			219			219			209,921			210,140
Commercial real estate other			0			0			12,722			12,722			2,387,229			2,399,951
Subtotal commercial real estate			0			0			12,941			12,941			2,796,294			2,809,235
Residential real estate
Home equity			307			306			1,226			1,839			186,163			188,002
Mortgages			0			1,342			6,417			7,759			1,336,982			1,344,741
Subtotal residential real estate			307			1,648			7,643			9,598			1,523,145			1,532,743
Consumer and other
Indirect			35			67			86			188			2,524			2,712
Consumer and other			571			64			94			729			65,533			66,262
Subtotal consumer and other			606			131			180			917			68,057			68,974
Leases			0			0			0			0			15,749			15,749
Total loans and leases			981			2,179			20,949			24,109			5,188,769			5,212,878
Less: unearned income and deferred costs and fees			0			0			0			0			(4,442)			(4,442)
Total loans and leases, net of unearned income and deferred costs and fees			$	981		$	2,179		$	20,949		$	24,109		$	5,184,327		$	5,208,436

December 31, 2021
(In thousands)			30-59 Days			60-89 Days			90 Days or More			Total Past Due			Current Loans			Total Loans
Loans and Leases
Commercial and industrial
Agriculture			$	0		$	0		$	0		$	0		$	99,172		$	99,172
Commercial and industrial other			506			6			88			600			698,521			699,121
PPP loans			0			0			0			0			71,260			71,260
Subtotal commercial and industrial			506			6			88			600			868,953			869,553
Commercial real estate
Construction			0			0			0			0			178,582			178,582
Agriculture			121			0			0			121			195,852			195,973
Commercial real estate other			150			257			3,305			3,712			2,274,887			2,278,599
Subtotal commercial real estate			271			257			3,305			3,833			2,649,321			2,653,154
Residential real estate
Home equity			441			417			798			1,656			181,015			182,671
Mortgages			7			839			3,917			4,763			1,286,148			1,290,911
Subtotal residential real estate			448			1,256			4,715			6,419			1,467,163			1,473,582
Consumer and other
Indirect			77			86			2			165			4,490			4,655
Consumer and other			120			45			45			210			67,186			67,396
Subtotal consumer and other			197			131			47			375			71,676			72,051
Leases			0			0			0			0			13,948			13,948
Total loans and leases			1,422			1,650			8,155			11,227			5,071,061			5,082,288
Less: unearned income and deferred costs and fees			0			0			0			0			(6,821)			(6,821)
Total loans and leases, net of unearned income and deferred costs and fees			$	1,422		$	1,650		$	8,155		$	11,227		$	5,064,240		$	5,075,467

Schedule of loans on nonaccrual status

The following tables present the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses. The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of September 30, 2022 and December 31, 2021:

September 30, 2022
(In thousands)			Nonaccrual Loans and Leases with no ACL			Nonaccrual Loans and Leases			Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases
Commercial and industrial
Commercial and industrial other			$	478		$	803		$	0
Subtotal commercial and industrial			478			803			0
Commercial real estate
Agriculture			219			219			0
Commercial real estate other			14,677			15,682			161
Subtotal commercial real estate			14,896			15,901			161
Residential real estate
Home equity			385			2,357			0
Mortgages			1,780			10,684			0
Subtotal residential real estate			2,165			13,041			0
Consumer and other
Indirect			0			151			0
Consumer and other			0			117			0
Subtotal consumer and other			0			268			0
Total loans and leases			$	17,539		$	30,013		$	161

December 31, 2021
(In thousands)			Nonaccrual Loans and Leases with no ACL			Nonaccrual Loans and Leases			Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases
Commercial and industrial
Commercial and industrial other			$	502		$	533		$	0
Subtotal commercial and industrial			502			533			0
Commercial real estate
Construction			671			671			0
Agriculture			348			456			0
Commercial real estate other			12,483			12,766			0
Subtotal commercial real estate			13,502			13,893			0
Residential real estate
Home equity			380			2,459			0
Mortgages			716			8,719			0
Subtotal residential real estate			1,096			11,178			0
Consumer and other
Indirect			1			246			0
Consumer and other			0			183			0
Subtotal consumer and other			1			429			0
Total loans and leases			$	15,101		$	26,033		$	0

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- Definition

Tabular disclosure of aging analysis for financing receivable.

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-Publisher FASB
-Name Accounting Standards Codification
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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

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Tabular disclosure of financing receivable on nonaccrual status.

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