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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
INTEREST AND DIVIDEND INCOME        
Loans $ 55,041 $ 53,738 $ 158,677 $ 161,598
Due from banks 85 136 190 266
Available-for-sale debt securities 7,157 6,312 20,990 17,188
Held-to-maturity securities 1,221 732 3,551 1,044
Federal Home Loan Bank and other stock 166 196 391 608
Interest income 63,670 61,114 183,799 180,704
INTEREST EXPENSE        
Time certificates of deposits of $250,000 or more 563 518 1,389 1,724
Other deposits 3,631 2,088 6,898 6,835
Federal funds purchased and securities sold under agreements to repurchase 14 17 45 48
Trust preferred debentures 0 1,237 0 2,233
Other borrowings 1,351 1,156 2,480 3,883
Total Interest Expense 5,559 5,016 10,812 14,723
Net Interest Income 58,111 56,098 172,987 165,981
Less: Provision (credit) for credit loss expense 1,056 (1,232) 1,392 (6,133)
Net Interest Income After Credit for Credit Loss Expense 57,055 57,330 171,595 172,114
NONINTEREST INCOME        
Insurance commissions and fees 10,825 9,833 28,571 27,053
Wealth management fees 4,337 4,957 13,850 14,347
Service charges on deposit accounts 1,917 1,638 5,452 4,579
Card services income 2,731 2,717 8,233 8,051
Other income 977 1,769 3,694 5,408
Net (loss) gain on securities transactions (95) (60) (179) 257
Total Noninterest Income 20,692 20,854 59,621 59,695
NONINTEREST EXPENSE        
Salaries and wages 25,344 24,825 73,012 71,477
Other employee benefits 6,489 5,777 18,627 17,887
Net occupancy expense of premises 3,258 3,019 9,930 10,042
Furniture and fixture expense 2,056 2,066 6,051 6,220
Amortization of intangible assets 218 329 655 988
Other operating expense 12,237 14,164 37,286 35,519
Total Noninterest Expenses 49,602 50,180 145,561 142,133
Income Before Income Tax Expense 28,145 28,004 85,655 89,676
Income Tax Expense 6,774 6,630 20,079 19,781
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 21,371 21,374 65,576 69,895
Less: Net Income Attributable to Noncontrolling Interests 31 32 94 96
Net Income Attributable to Tompkins Financial Corporation $ 21,340 $ 21,342 $ 65,482 $ 69,799
Basic Earnings Per Share (in dollars per share) $ 1.49 $ 1.46 $ 4.55 $ 4.74
Diluted Earnings Per Share (in dollars per share) $ 1.48 $ 1.45 $ 4.53 $ 4.72