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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
OPERATING ACTIVITIES    
Net income attributable to Tompkins Financial Corporation $ 65,482 $ 69,799
Adjustments to reconcile net income to net cash provided by operating activities:    
Credit for credit loss expense 1,392 (6,133)
Depreciation and amortization of premises, equipment, and software 7,977 7,696
Amortization of intangible assets 655 988
Earnings from corporate owned life insurance (357) (1,478)
Net amortization on securities 4,512 9,360
Amortization/accretion related to purchase accounting (712) 1,187
Net loss (gain) on securities transactions 179 (257)
Penalties on prepayment of FHLB borrowings 0 2,929
Net gain on sale of loans originated for sale (140) (878)
Proceeds from sale of loans originated for sale 7,468 28,623
Loans originated for sale (7,123) (23,378)
Net (gain) loss on sale of bank premises and equipment (92) 11
Net excess tax benefit from stock based compensation 42 346
Stock-based compensation expense 3,062 3,845
Decrease in accrued interest receivable 514 8,675
Decrease in accrued interest payable (20) (827)
Other, net (516) (9,154)
Net Cash Provided by Operating Activities 82,323 91,354
INVESTING ACTIVITIES    
Proceeds from maturities, calls and principal paydowns of available-for-sale debt securities 179,305 377,593
Proceeds from sales of available-for-sale debt securities 24,621 142,679
Purchases of available-for-sale debt securities (154,798) (1,002,004)
Purchases of held-to-maturity securities (28,320) (269,225)
Net (increase) decrease in loans (132,051) 160,532
Proceeds from sale/redemptions of Federal Home Loan Bank stock 57,152 9,182
Purchases of Federal Home Loan Bank and other stock (55,312) (3,166)
Proceeds from sale of bank premises and equipment 188 63
Purchases of bank premises, equipment and software (6,188) (3,315)
Redemption of corporate owned life insurance 0 169
Other, net (142) 124
Net Cash Used in Investing Activities (115,545) (587,368)
FINANCING ACTIVITIES    
Net increase in demand, money market, and savings deposits 185,353 723,881
Net decrease in time deposits (39,691) (70,358)
Net (decrease) increase in Federal funds purchased and securities sold under agreements to repurchase (11,447) 6,645
Increase in other borrowings 235,600 0
Repayment of other borrowings (258,600) (157,929)
Redemption of trust preferred debentures 0 (15,150)
Cash dividends (24,874) (24,060)
Repurchase of common stock (15,430) (21,177)
Shares issued for dividend reinvestment plan 0 2
Shares issued for employee stock ownership plan 2,951 0
Net shares issued related to restricted stock awards (80) (122)
Net proceeds from exercise of stock options (55) (693)
Net Cash Provided by Financing Activities 73,727 441,039
Net Increase (Decrease) in Cash and Cash Equivalents 40,505 (54,975)
Cash and cash equivalents at beginning of period 63,107 388,462
Total Cash and Cash Equivalents at End of Period 103,612 333,487
Supplemental Information:    
Cash paid during the year for - Interest 11,203 15,935
Cash paid during the year for - Taxes 17,540 23,386
Transfer of loans to other real estate owned 315 46
Right-of-use assets obtained in exchange for new lease liabilities $ 2,488 $ 1,204