<SEC-DOCUMENT>0001387131-22-004040.txt : 20220328
<SEC-HEADER>0001387131-22-004040.hdr.sgml : 20220328
<ACCEPTANCE-DATETIME>20220328172506
ACCESSION NUMBER:		0001387131-22-004040
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		6
FILED AS OF DATE:		20220328
DATE AS OF CHANGE:		20220328

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TOMPKINS FINANCIAL CORP
		CENTRAL INDEX KEY:			0001005817
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				161482357
		STATE OF INCORPORATION:			NY
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-12709
		FILM NUMBER:		22776481

	BUSINESS ADDRESS:	
		STREET 1:		118 E SENECA STREET
		STREET 2:		P.O. BOX 460
		CITY:			ITHACA
		STATE:			NY
		ZIP:			14850
		BUSINESS PHONE:		607-274-2078

	MAIL ADDRESS:	
		STREET 1:		118 E. SENECA STREET
		STREET 2:		PO BOX 460
		CITY:			ITHACA
		STATE:			NY
		ZIP:			14850

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TOMPKINS TRUSTCO INC
		DATE OF NAME CHANGE:	19990512

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	TOMPKINS COUNTY TRUSTCO INC
		DATE OF NAME CHANGE:	19960117
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>tmp-defa14a_051022.htm
<DESCRIPTION>ADDITIONAL DEFINITIVE PROXY SOLICITING MATERIALS
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">
<P STYLE="margin: 0">&nbsp;</P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt; font-family: Times New Roman, Times, Serif"><DIV STYLE="font: 1pt Times New Roman, Times, Serif; border-top: Black 4pt solid; border-bottom: Black 1pt solid; width: 100%"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin: 0; font-family: Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 14pt"><B>UNITED
STATES </B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 14pt"><B>SECURITIES
AND EXCHANGE COMMISSION </B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 12pt"><B>Washington,
D.C. 20549</B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 18pt"><B>SCHEDULE
14A</B></FONT><BR>
<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>(Rule 14a-101)</B></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Proxy
Statement Pursuant to Section 14(a) of the Securities</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
<FONT STYLE="font-size: 10pt">Exchange Act of 1934</FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Filed
by the Registrant &#9745;</FONT><BR>
<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Filed by a Party other than the Registrant &#9744;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Check
the appropriate box:</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif"><BR>
<FONT STYLE="font-size: 10pt">&#9744; Preliminary Proxy Statement</FONT><BR>
<FONT STYLE="font-size: 10pt">&#9744;<B> Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))</B></FONT><BR>
<FONT STYLE="font-size: 10pt">&#9744; Definitive Proxy Statement</FONT><BR>
<FONT STYLE="font-size: 10pt">&#9745; Definitive Additional Materials</FONT><BR>
<FONT STYLE="font-size: 10pt">&#9744; Soliciting Material Pursuant to &sect;240.14a-12</FONT></FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 11pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; font-family: Times New Roman, Times, Serif">
    <TD STYLE="width: 100%; border-bottom: black 1.5pt solid; font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 24pt"><B>Tompkins
    Financial Corporation</B></FONT></TD></TR>
<TR STYLE="vertical-align: top; font-family: Times New Roman, Times, Serif">
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Name
    of Registrant as Specified In Its Charter)</FONT></TD></TR>
<TR STYLE="vertical-align: top; font-family: Times New Roman, Times, Serif">
    <TD STYLE="border-bottom: black 1.5pt solid; font: 11pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top; font-family: Times New Roman, Times, Serif">
    <TD STYLE="font: 11pt Times New Roman, Times, Serif; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Name
    of Person(s) Filing Proxy Statement, if other than the Registrant)</FONT></TD></TR>
</TABLE>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Payment
of Filing Fee (Check the appropriate box):</FONT><BR> <FONT STYLE="font-size: 10pt">&#9745;
No fee required.</FONT>
<P STYLE="font: 11pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9744;
Fee paid previously with preliminary materials.</FONT></P>


<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#9744; Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14(a)-6(i)(1) and 0 11</FONT></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; border-bottom: Black 4pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 8pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="margin: 0; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></P>

<!-- Field: Page; Sequence: 1 -->
    <div style="margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 10pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%">&nbsp;</TD><TD STYLE="width: 33%">&nbsp;</TD></TR></TABLE></div>
    <div style="page-break-before: always; margin-top: 6pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></div>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>
<DIV STYLE="POSITION:RELATIVE;FLOAT:LEFT;WIDTH:48%">
<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877"><FONT STYLE="font-size: 8pt">TOMPKINS
FINANCIAL CORPORATION <BR>
C/O CINDY M. MANUELE&nbsp;</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877"><FONT STYLE="font-size: 8pt">118
EAST SENECA ST <BR>
P.O. BOX 460&nbsp;</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877"><FONT STYLE="font-size: 8pt">ITHACA,
NY 14851</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 57.8pt; color: Black"><FONT STYLE="font-size: 8pt">D75495-P66935</FONT></P>

<P STYLE="margin: 0pt 0">&nbsp;</P>



<P STYLE="margin: 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT"><DIV STYLE="font-size: 1pt; border-top: #007BB6 10pt solid; width: 35%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

</DIV>
<DIV STYLE="POSITION:RELATIVE;FLOAT:RIGHT;WIDTH:48%">


<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 24%">&nbsp;</TD>
    <TD STYLE="width: 26%; background-color: rgb(0,123,182); padding-bottom: 15pt">&nbsp;</TD>
    <TD STYLE="width: 8%; background-color: rgb(0,123,182)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; padding-top: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 24pt; color: #004877">Your <B>Vote </B>Counts!</FONT></TD>
    <TD STYLE="text-align: center; background-color: rgb(0,123,182)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center; padding-top: 8pt">&nbsp;<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #004877"><B>TOMPKINS FINANCIAL CORP.</B></FONT></TD>
    <TD STYLE="text-align: center; background-color: rgb(0,123,182)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="background-color: rgb(0,123,182)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: center"><FONT STYLE="font-size: 8pt; color: #004877">2022 Annual Meeting</FONT><FONT STYLE="font-size: 8pt"><BR>
    &nbsp;<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #004877">Vote by May 9, 2022 11:59 PM EDT. For shares
    held in a</FONT><BR>
    &nbsp;<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #004877">Plan, vote by May 6, 2022 6:00 AM EDT.</FONT></FONT></TD>
    <TD STYLE="text-align: center; background-color: rgb(0,123,182)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="background-color: rgb(0,123,182)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2" ROWSPAN="6" STYLE="text-align: center; vertical-align: bottom; padding-bottom: 10pt">&nbsp;<IMG SRC="tmpdefa14a001_v1.jpg" ALT=""></TD>
    <TD STYLE="background-color: rgb(0,123,182)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="background-color: rgb(0,71,120)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="background-color: rgb(0,71,120)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="background-color: rgb(0,71,120)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="background-color: rgb(0,71,120)">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="background-color: rgb(0,71,120); padding-bottom: 15pt">&nbsp;</TD>
    <TD STYLE="background-color: rgb(0,71,120)">&nbsp;</TD></TR>
</TABLE>
</DIV>
<BR CLEAR="ALL">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877"><FONT STYLE="font-size: 15pt">You invested in
TOMPKINS FINANCIAL CORP. and it&rsquo;s time to vote!</FONT>&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877">You have the right to vote on proposals being
presented at the Annual Meeting. <B>This is an important notice regarding the availability of proxy material for the shareholder
meeting to be held on May 10, 2022.</B></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877"><FONT STYLE="font-size: 15pt">Get informed before
you vote</FONT>&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877">View the Notice of Meeting/Proxy Statement,
Corporate Report, and Form 10-K online OR you can receive a free paper or email copy of the material(s) by requesting prior to
April 26, 2022. If you would like to request a copy of the material(s) for this and/or future shareholder meetings, you may (1)
visit www.ProxyVote.com, (2) call 1-800-579-1639 or (3) send an email to sendmaterial@proxyvote.com. If sending an email, please
include your control number (indicated below) in the subject line. Unless requested, you will not otherwise receive a paper or
email copy.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: #004877; margin-top: 0; margin-bottom: 0; margin-left: 0in; text-indent: 0in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: #004877; margin-top: 0; margin-bottom: 0; margin-left: 0in; text-indent: 0in; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; background-color: #004778; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 25%">&nbsp;</TD>
    <TD STYLE="width: 25%">&nbsp;</TD>
    <TD STYLE="width: 25%">&nbsp;</TD>
    <TD STYLE="width: 25%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD ROWSPAN="3" STYLE="text-align: center; vertical-align: middle">&nbsp;<IMG SRC="tmpdefa14a002_v1.jpg" ALT=""></TD>
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 14pt; color: white">For
    complete information and to vote, visit <B>www.ProxyVote.com</B>&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 14pt; color: white">Control
    #</FONT><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 14pt">&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD>
    <TD STYLE="vertical-align: top; border: black 2.25pt double; background-color: white; padding-top: 3pt; padding-bottom: 3pt">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: #004877; margin-top: 0; margin-bottom: 0; margin-left: 0in; text-indent: 0in; text-align: justify"></P>



<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877">&nbsp;</P>

<DIV STYLE="POSITION:RELATIVE;FLOAT:LEFT;WIDTH:48%">
<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 33%">&nbsp;</TD>
    <TD STYLE="width: 67%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #004877"><B>Smartphone
    users</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #004877">Point
    your camera here and <BR>
    vote without entering a <BR>
    control number</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: left"><IMG SRC="tmpdefa14a004_v1.jpg" ALT="">&nbsp;</TD></TR>
</TABLE>


</DIV>
<DIV STYLE="POSITION:RELATIVE;FLOAT:RIGHT;WIDTH:48%">

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="border-left: rgb(0,176,240) 1pt solid; width: 15%">&nbsp;</TD>
    <TD ROWSPAN="3" STYLE="text-align: left; width: 25%"><IMG SRC="tmpdefa14a003_v1.jpg" ALT="">&nbsp;</TD>
    <TD STYLE="padding-top: 1.2pt; width: 60%"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt; color: #004877"><B>Vote
    in Person or Virtually at the&nbsp;Meeting*</B></FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-left: rgb(0,176,240) 1pt solid">&nbsp;</TD>
    <TD STYLE="padding-top: 4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #004877">May 10, 2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-left: rgb(0,176,240) 1pt solid">&nbsp;</TD>
    <TD><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #004877">5:30 PM ET</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-left: rgb(0,176,240) 1pt solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-left: rgb(0,176,240) 1pt solid">&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #004877">118 E. Seneca Street</FONT><BR>
<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #004877">Ithaca, NY 14850</FONT><BR>
<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #004877"><B>OR</B></FONT><BR>
<FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #004877">www.virtualshareholdermeeting.com/TMP2022</FONT></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-left: rgb(0,176,240) 1pt solid">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
</TABLE>
</DIV>
<BR CLEAR="ALL">

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877">&nbsp;</P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT"><DIV STYLE="font-size: 1pt; border-top: rgb(0,176,240) 2pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877"><FONT STYLE="font-size: 6pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877"><FONT STYLE="font-size: 8pt">*Please check <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #004877">the
meeting materials for any special requirements for meeting attendance. If you are attending the meeting in person, you will need
to pre-register and request a ballot to vote these shares.</FONT></FONT>&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877; text-align: right"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: Black">V1.1</FONT></P>

<P STYLE="margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1; Options: NewSection -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0pt 0">&nbsp;</P>

<P STYLE="margin: 0pt 0 0pt 5pt"><FONT STYLE="font-size: 15pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; color: #007BB6">Vote
at <B>www.ProxyVote.com</B></FONT></FONT></P>

<P STYLE="margin: 0pt 0">&nbsp;</P>

<!-- Field: Rule-Page --><DIV ALIGN="LEFT"><DIV STYLE="font-size: 1pt; border-top: rgb(0,71,120) 4pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="margin: 0pt 0">&nbsp;</P>

<P STYLE="margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 5pt; color: #004877"><FONT STYLE="font-size: 16pt"><B>THIS IS NOT
A VOTABLE BALLOT</B></FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 5pt; color: #004877">This is an overview of the proposals
being presented at the<BR>
 upcoming shareholder meeting. Please follow the instructions on <BR>
the reverse side to vote these important
matters.</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 308.75pt 0pt 11pt; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: #004877; margin-top: 0; margin-bottom: 0; margin-left: 0in; text-indent: 0in; text-align: justify"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 90%; padding-top: 4.1pt; padding-right: 262.15pt; padding-left: 3.55pt; font-size: 10pt; text-align: left; vertical-align: bottom"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #004877"><B>Voting
    Items</B></FONT></TD>
    <TD STYLE="width: 10%; text-align: center; font-size: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt; color: #004877"><B>Board<BR>
    Recommends</B></FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: #EEEDF6">
    <TD STYLE="border-right: #004877 1pt solid; border-bottom: #004877 1pt solid">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 5.4pt; text-align: left; color: #004877">1. &nbsp;&nbsp;&nbsp;Election
of thirteen (13) directors for a term of one year:&nbsp;</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 23.4pt; color: #004877"><B>NOMINEES:</B>&nbsp;</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 23.4pt; color: #004877">01) &nbsp;&nbsp;&nbsp;John E. Alexande&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;08)
&nbsp;&nbsp;&nbsp;&nbsp;Thomas R. Rochon&nbsp;</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 23.4pt; color: #004877">02) &nbsp;&nbsp;&nbsp;Paul J. Battaglia&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;09)
&nbsp;&nbsp;&nbsp;&nbsp;Stephen S. Romaine&nbsp;</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 23.4pt; color: #004877">03) &nbsp;&nbsp;&nbsp;Daniel J. Fessenden&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10)
&nbsp;&nbsp;&nbsp;&nbsp;Michael H. Spain&nbsp;</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 23.5pt; color: #004877">04) &nbsp;&nbsp;&nbsp;James W.
        Fulmer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;11) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Jennifer R. Tegan&nbsp;</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 23.5pt; color: #004877">05) &nbsp;&nbsp;&nbsp;Patricia A. Johnson&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12)
&nbsp;&nbsp;&nbsp;&nbsp;Alfred J. Weber&nbsp;</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 23.5pt; color: #004877">06) &nbsp;&nbsp;&nbsp;Frank C.
        Milewski&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;13) &nbsp;&nbsp;&nbsp;&nbsp;Craig Yunker&nbsp;</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 23.5pt; color: #004877">07) &nbsp;&nbsp;&nbsp;Ita M. Rahilly&nbsp;</P></TD>
    <TD STYLE="border-bottom: #004877 1pt solid; text-align: left; vertical-align: middle; padding-left: 5.4pt">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877"><B><IMG SRC="tmpdefa14a005_v1.jpg" ALT="">For</B></P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 0pt 15.95pt; color: #004877">&nbsp;</P></TD></TR>
<TR STYLE="vertical-align: top; background-color: #EEEDF6">
    <TD STYLE="border-right: #004877 1pt solid; border-bottom: #004877 1pt solid; padding-top: 2.15pt; padding-right: -1pt; padding-left: 5.4pt; font-size: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #004877">2.&nbsp;&nbsp;&nbsp;Advisory approval of the compensation paid to the Company&rsquo;s Named Executive Officers.</FONT></TD>
    <TD STYLE="border-bottom: #004877 1pt solid; padding-top: 2.25pt; padding-right: -1pt; font-size: 10pt; text-align: left; vertical-align: middle; padding-left: 5.4pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #004877"><B><IMG SRC="tmpdefa14a005_v1.jpg" ALT="">For</B></FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: #EEEDF6">
    <TD STYLE="border-right: #004877 1pt solid; border-bottom: #004877 1pt solid; padding-top: 2.75pt; padding-right: 1.1pt; padding-left: 23.4pt; text-indent: -0.25in; font-size: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #004877">3.&nbsp;&nbsp;&nbsp;Ratify the appointment of the independent registered public accounting firm, KPMG LLP, as the Company&rsquo;s independent auditor for the fiscal year ending December 31, 2022.</FONT></TD>
    <TD STYLE="border-bottom: #004877 1pt solid; text-align: left; vertical-align: middle; padding-left: 5.4pt">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877"><IMG SRC="tmpdefa14a005_v1.jpg" ALT="" STYLE="width: 21px; height: 17px"><B>For&nbsp;</B></P></TD></TR>
<TR STYLE="vertical-align: top; background-color: #EEEDF6">
    <TD COLSPAN="2" STYLE="border-bottom: #004877 1pt solid; padding: 2.35pt 70pt 2pt 5.4pt; text-align: justify; font-size: 10pt"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt; color: #004877"><B>NOTE: At their discretion, the proxies are authorized to vote on any other business properly brought before the meeting, including adjournment of the meeting and any other matters incident to the conduct of the meeting. </B>The proxy, when properly executed and returned to Tompkins, will be voted as directed, but if no direction is given it will be voted &ldquo;FOR&rdquo; the nominees listed in Item 1 and &ldquo;FOR&rdquo; the proposals set forth in Items 2 and 3.</FONT></TD></TR>
<TR STYLE="vertical-align: top; background-color: #EEEDF6">
    <TD COLSPAN="2" STYLE="border-bottom: #004877 1pt solid; padding-top: 2pt">
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 70pt 0pt 6.4pt; text-align: justify; color: #004877">If you are
        a participant whose shares are held in the Tompkins Financial Corporation 401(k) Plan (the Plan), please note the following:</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 59.25pt 0pt 6.4pt; text-align: justify; color: #004877">&nbsp;</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 70pt 0pt 6.4pt; text-align: justify; color: #004877">Your vote
        will constitute voting instructions to the Trustee of the Plan. In accordance with the terms of the Plan, participants are instructing
        the Trustee to vote as a named fiduciary under the Employee Retirement Income Security Act of 1974. Your voting instructions will
        be held in the strictest confidence by the Trustee and will not be divulged or released to any person, including officers or employees
        of Tompkins. If you return your proxy, but do not indicate your vote on a proposal, the Trustee is instructed to vote with the
        Board&rsquo;s recommendation, which is &ldquo;FOR&rdquo; the nominees listed in Item 1 and &ldquo;FOR&rdquo; the proposals set
        forth in Items 2 and 3. If you do not provide voting instructions by 6:00 a.m. Eastern Daylight Time on May 6, 2022, the Trustee
        will vote your shares held in the Plan in the same proportion as instructions actually received by the Trustee from Plan participants
        who gave voting instructions. Participants whose shares are held in the Plan may not vote during the meeting.</P>
        <P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 59.2pt 0pt 6.4pt; text-align: justify; color: #004877">&nbsp;</P></TD></TR>
<TR STYLE="vertical-align: top; background-color: #EEEDF6">
    <TD COLSPAN="2" STYLE="padding-bottom: 10pt; font-size: 10pt">&nbsp;</TD></TR>
</TABLE>


<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; color: #004877; margin-top: 0; margin-bottom: 0; margin-left: 0in; text-indent: 0in; text-align: justify"></P>



<P STYLE="margin: 0pt 0"></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Arial, Helvetica, Sans-Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="width: 100%; background-color: rgb(0,71,120); padding-top: 3pt; padding-bottom: 3pt"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt"><FONT STYLE="color: White">Prefer
                                         to receive an email instead? While voting on <FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">www.ProxyVote.com,
                                         be sure to click &ldquo;Sign up for E-delivery&rdquo;.</FONT>&nbsp;</FONT></P>


</TD></TR>
</TABLE>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0pt 0; color: #004877">&nbsp;</P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; color: Black"><FONT STYLE="font-size: 8pt">D75496-P66935</FONT></P>

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; color: #004877"><FONT STYLE="font-size: 8pt"></FONT></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin-top: 0pt; text-align: center; margin-bottom: 0pt">&nbsp;</P></DIV>

    <!-- Field: /Page -->

<P STYLE="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: center; margin-bottom: 0pt; color: #004877"><FONT STYLE="font-size: 8pt">&nbsp;</FONT></P>



</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>tmpdefa14a001_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tmpdefa14a001_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    /   _^X #D%D
M;V)E &3      ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! ,
M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8
M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?
M'Q\?'Q\?'Q\?_\  $0@ XP$L P$1  (1 0,1 ?_$ +@   (" P$! 0
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MB8;UY-9<VS/H^(LXJ/'G-.!'A&U9326\;(6F9PUS11^^ON+.:-/<QN:5'G8
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ME>%X#AXPI0K/[SXZ *S;G53 OY'J7/\ (+YM[E=RZ"88/&UDC?BR,.#F_P
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MZ<Y56*<Y ISD"G.0+<4 $H(KV?&@ZRN*#*H)J@Q!*#*H//.8EO''G,-P1C-
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J5[Z"#3J]]!F'5[Z#,.KWT&8=7OH,PZO?01AU>^@C#J]] 6'!NV]:#__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>tmpdefa14a002_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tmpdefa14a002_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    /   _^X #D%D
M;V)E &3      ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! ,
M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8
M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?
M'Q\?'Q\?'Q\?_\  $0@ 2@!E P$1  (1 0,1 ?_$ *8  0 " P$
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M0]3NI=W,X^XS]+>A-J\BLPL$0 "?;0_#%<'M7_K&A*E^RG LP_57B0$*I&
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MMU1A#I/$1&EAEU)*2VV?E,C]=7'P<'##S>95ZT;D/09/*I&VGY*2H.,[0
MC^[;XS"@U9<2W;->JD-K0J<\ZAE*U\?-IQ-6J7E/#'Z.'ICB8J4N=0<TLLB+
M0UM/$TN\7.K_ ,]_Y*1G@Q7_ .C7CS7/[.GL>[;TJTEZ-<UKNT,R+6C2$N)>
M:7A^DE6!ZR5>3B/\^J6-C?U=2;H9'N_9O2=F-!O   "OGB+RKI<>"]>U+U(K
MQ.(35(NA*73=42"=;+_$UE%KEQEZW"1XT\CF%IZ%X$KN&62CK3;O*\BJ1P .
MNHF;>8M$IK5-IE;=9@L%@RRI#3NH7]%)N(6HB\A8X#0_*QN6E4]3H9FY6I0B
M^AG;]LV.WW-A&Z(8Z.*KF9ZZ:]R&_;-CM]S81NB#1Q5<QKIKW(;]LV.WW-A&
MZ(-'%5S&NFO<AOVS8[?<V$;H@T<57,:Z:]R&_;-CM]S81NB#1Q5<QKIKW(;]
MLV.WW-A&Z(-'%5S&NFO<AOVS8[?<V$;H@T<57,:Z:]R&_;-CM]S81NB#1Q5<
MQKIKW(;]LV.WW-A&Z(-'%5S&NFO<C2W/F)>=T1V8U>JCDV.POG&FC2VA)+P-
M.M@VE&)X&9:1LC@8Q:6H:I<P^1*'+2<Z-II                      __9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>tmpdefa14a004_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tmpdefa14a004_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    /   _^X #D%D
M;V)E &3      ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! ,
M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8
M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?
M'Q\?'Q\?'Q\?_\  $0@ - "* P$1  (1 0,1 ?_$ *,  0 # 0$!
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M4M_M+Y25=)64Z*BD>;J*=P3;>:4%H4.I2208KM4+29]8\ @! " $ ( 0 @!
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MH535M,K$VXG;TI4-2DJ&@@Q.<%-49RMW)0E5;3K_ )6\UK/GFV"132WQA/\
M/6\G3HD"XU/2ILD]FH]>%D8[MOU'T.-DQNK3;T%ZBN61 " $ ( 0 @! " $
M( 0 @!,=/5VP!Q9SK9W/-/,*,(3.H2N0]MI"Y]N*-_#_ %(^<SOVR]-QTOR6
MMC#7*6Q4CS8=9?IW5NMN *2I-0\XX0H:B"%RD=D9&5*MULVL2-+45ZC*.;OE
M\J*%;]^R>R7Z S<JK0@%3C.TJ8VK1[&L;)C5>QLVO=G[2AEX%.]#V>XQ2UW6
MZ6>Y,W"VU#E'7TR\33S9PJ2H;.L'40=!U&-"45)4>J,R,Y0=5HSJ?E1SWM&:
MD,VJ]*;M^89!*9G"Q4GI;)\*S]0]D]F-DX;AJM8F]BYL;FCTD:O%(NB $ (
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MRZ7M9Q.W>O5OGRHZRF?=1Z0)]),<+N1*>FQ=".]K&C!UVRZ7M+K' L" $ (
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!V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>tmpdefa14a003_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tmpdefa14a003_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    /   _^X #D%D
M;V)E &3      ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! ,
M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8
M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?
M'Q\?'Q\?'Q\?_\  $0@ /P!& P$1  (1 0,1 ?_$ *0   $$ P$
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M3RH0JHKYET,D\3VD$WJR+33,<'!MRU=V,?MT.Z0\@L[2L67)&BEQXJIM6/(
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%C:-Z_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>tmpdefa14a005_v1.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 tmpdefa14a005_v1.jpg
M_]C_X  02D9)1@ ! @  9 !D  #_[  11'5C:WD  0 $    /   _^X #D%D
M;V)E &3      ?_; (0 !@0$! 4$!@4%!@D&!08)"P@&!@@+# H*"PH*#! ,
M# P,# P0# X/$ \.#!,3%!03$QP;&QL<'Q\?'Q\?'Q\?'P$'!P<-# T8$! 8
M&A41%1H?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?'Q\?
M'Q\?'Q\?'Q\?_\  $0@ $0 5 P$1  (1 0,1 ?_$ 'X   ,!
M      4&" <!  ,! 0$               (#!00!!A   @ #!04$"P
M     0(#! 8 $1(3!3%Q%!4'(4$B-E%A@;'!0G*"@T06$0 !! $$ 04
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!V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
