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Regulations and Supervision (Tables)
12 Months Ended
Dec. 31, 2022
Equity [Abstract]  
Schedule of capital amounts and ratios
Actual capital amounts and ratios of the Company and its subsidiary bank are as follows:
ActualMinimum Capital Required- Basel III Fully-Phased-InRequired to be Considered Well Capitalized
(dollar amounts in thousands)Amount/RatioAmount/RatioAmount/Ratio
December 31, 2022
Total Capital (to risk-weighted assets)
The Company (consolidated)
$780,472 /14.4%
$568,431/>10.5%
$541,363/>10.0%
Tompkins Community Bank
$736,099/13.6%
$567,793/>10.5%
$540,755/>10.0%
Common Equity Tier 1 Capital (to risk-weighted assets)
The Company (consolidated)
$730,330/13.5%
$378,954/>7.0%
$351,886/>6.5%
Tompkins Community Bank
$685,956/12.7%
$378,529/>7.0%
$351,491/>6.5%
Tier 1 Capital (to risk-weighted assets)
The Company (consolidated)
$730,330/13.5%
$460,159/>8.5%
$433,091/>8.0%
Tompkins Community Bank
$685,956/12.7%
$459,642/>8.5%
$432,604/>8.0%
Tier 1 Capital (to average assets)
The Company (consolidated)
$730,330/9.3%
$312,695/>4.0%
$390,868/>5.0%
Tompkins Community Bank
$685,956/8.8%
$312,057/>4.0%
$390,071/>5.0%
December 31, 2021
Total Capital (to risk-weighted assets)
The Company (consolidated)
$735,187 /14.2%
$524,345/>10.5%
$516,519/>10.0%
Trust Company
$219,976/14.8%
$156,631/>10.5%
$149,172/>10.0%
Castile
$160,757/12.2%
$138,104/>10.5%
$131,527/>10.0%
Mahopac
$136,247/12.7%
$112,649/>10.5%
$107,285/>10.0%
VIST
$173,889/13.6%
$134,403/>10.5%
$128,003/>10.0%
Common Equity Tier 1 Capital (to risk-weighted assets)
The Company (consolidated)
$688,425/13.3%
$361,563/>7.0%
$335,737/>6.5%
Trust Company
$207,632/13.9%
$104,421/>7.0%
$96,962/>6.5%
Castile
$149,154/11.3%
$92,069/>7.0%
$85,493/>6.5%
Mahopac
$126,718/11.8%
$75,100/>7.0%
$69,735/>6.5%
VIST
$163,145/12.8%
$89,602/>7.0%
$83,202/>6.5%
Tier 1 Capital (to risk-weighted assets)
The Company (consolidated)
$688,425/13.3%
$439,041/>8.5%
$413,215/>8.0%
Trust Company
$207,632/13.9%
$126,797/>8.5%
$119,338/>8.0%
Castile
$149,154/11.3%
$111,798/>8.5%
$105,222/>8.0%
Mahopac
$126,718/11.8%
$91,192/>8.5%
$85,282/>8.0%
VIST
$163,145/12.8%
$108,803/>8.5%
$102,403/>8.0%
Tier 1 Capital (to average assets)
The Company (consolidated)
$688,425/8.7%
$315,820/>4.0%
$394,775/>5.0%
Trust Company
$207,632/8.4%
$99,000/>4.0%
$123,751/>5.0%
Castile
$149,154/7.9%
$75,935/>4.0%
$94,918/>5.0%
Mahopac
$126,718/8.1%
$62,815/>4.0%
$78,519/>5.0%
VIST
$163,145/8.4%
$77,953/>4.0%
$97,441/>5.0%