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v3.23.1

Loans and Leases (Tables) | 3 Months Ended
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Mar. 31, 2023
Loans and Leases Receivable Disclosure [Abstract] |
Schedule of loans and leases | Loans and Leases at March 31, 2023 and December 31, 2022 were as follows:
(In thousands) | 03/31/2023 | 12/31/2022
Commercial and industrial |  |
Agriculture | $ | 65,223 |  | $ | 85,073 |
Commercial and industrial other | 673,104 |  | 705,700 |
PPP loans* | 686 |  | 756 |
Subtotal commercial and industrial | 739,013 |  | 791,529 |
Commercial real estate |  |
Construction | 219,789 |  | 201,116 |
Agriculture | 214,014 |  | 214,963 |
Commercial real estate other | 2,476,532 |  | 2,437,339 |
Subtotal commercial real estate | 2,910,335 |  | 2,853,418 |
Residential real estate |  |
Home equity | 183,636 |  | 188,623 |
Mortgages | 1,342,214 |  | 1,346,318 |
Subtotal residential real estate | 1,525,850 |  | 1,534,941 |
Consumer and other |  |
Indirect | 1,783 |  | 2,224 |
Consumer and other | 83,775 |  | 75,412 |
Subtotal consumer and other | 85,558 |  | 77,636 |
Leases | 18,016 |  | 16,134 |
Total loans and leases | 5,278,772 |  | 5,273,658 |
Less: unearned income and deferred costs and fees | (5,101) |  | (4,747) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 5,273,671 |  | $ | 5,268,911 |
*SBA Paycheck Protection Program ("PPP") |  |
Schedule of age analysis of past due loans | The below tables are an age analysis of past due loans, segregated by class of loans as of March 31, 2023 and December 31, 2022:
March 31, 2023 |
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 152 |  | $ | 0 |  | $ | 0 |  | $ | 152 |  | $ | 65,071 |  | $ | 65,223
Commercial and industrial other | 2,586 |  | 46 |  | 371 |  | 3,003 |  | 670,101 |  | 673,104 |
PPP loans* | 0 |  | 0 |  | 0 |  | 0 |  | 686 |  | 686 |
Subtotal commercial and industrial | 2,738 |  | 46 |  | 371 |  | 3,155 |  | 735,858 |  | 739,013 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 0 |  | 0 |  | 0 |  | 219,789 |  | 219,789
Agriculture | 170 |  | 0 |  | 0 |  | 170 |  | 213,844 |  | 214,014
Commercial real estate other | 0 |  | 0 |  | 10,037 |  | 10,037 |  | 2,466,495 |  | 2,476,532
Subtotal commercial real estate | 170 |  | 0 |  | 10,037 |  | 10,207 |  | 2,900,128 |  | 2,910,335 |
Residential real estate |  |  |  |  |  |
Home equity | 512 |  | 400 |  | 1,426 |  | 2,338 |  | 181,298 |  | 183,636
Mortgages | 1,741 |  | 30 |  | 6,505 |  | 8,276 |  | 1,333,938 |  | 1,342,214
Subtotal residential real estate | 2,253 |  | 430 |  | 7,931 |  | 10,614 |  | 1,515,236 |  | 1,525,850 |
Consumer and other |  |  |  |  |  |
Indirect | 56 |  | 11 |  | 41 |  | 108 |  | 1,675 |  | 1,783
Consumer and other | 120 |  | 70 |  | 104 |  | 294 |  | 83,481 |  | 83,775
Subtotal consumer and other | 176 |  | 81 |  | 145 |  | 402 |  | 85,156 |  | 85,558 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 18,016 |  | 18,016 |
Total loans and leases | 5,337 |  | 557 |  | 18,484 |  | 24,378 |  | 5,254,394 |  | 5,278,772 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (5,101) |  | (5,101) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 5,337 |  | $ | 557 |  | $ | 18,484 |  | $ | 24,378 |  | $ | 5,249,293 |  | $ | 5,273,671 |
*SBA Paycheck Protection Program ("PPP") |  |  |  |  |  |
December 31, 2022
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 58 |  | $ | 0 |  | $ | 0 |  | $ | 58 |  | $ | 85,015 |  | $ | 85,073 |
Commercial and industrial other | 50 |  | 381 |  | 82 |  | 513 |  | 705,187 |  | 705,700 |
PPP loans* | 0 |  | 0 |  | 0 |  | 0 |  | 756 |  | 756 |
Subtotal commercial and industrial | 108 |  | 381 |  | 82 |  | 571 |  | 790,958 |  | 791,529 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 0 |  | 0 |  | 0 |  | 201,116 |  | 201,116 |
Agriculture | 128 |  | 0 |  | 0 |  | 128 |  | 214,835 |  | 214,963 |
Commercial real estate other | 0 |  | 0 |  | 11,449 |  | 11,449 |  | 2,425,890 |  | 2,437,339 |
Subtotal commercial real estate | 128 |  | 0 |  | 11,449 |  | 11,577 |  | 2,841,841 |  | 2,853,418 |
Residential real estate |  |  |  |  |  |
Home equity | 435 |  | 204 |  | 1,628 |  | 2,267 |  | 186,356 |  | 188,623 |
Mortgages | 1,748 |  | 0 |  | 6,802 |  | 8,550 |  | 1,337,768 |  | 1,346,318 |
Subtotal residential real estate | 2,183 |  | 204 |  | 8,430 |  | 10,817 |  | 1,524,124 |  | 1,534,941 |
Consumer and other |  |  |  |  |  |
Indirect | 66 |  | 31 |  | 53 |  | 150 |  | 2,074 |  | 2,224 |
Consumer and other | 52 |  | 19 |  | 112 |  | 183 |  | 75,229 |  | 75,412 |
Subtotal consumer and other | 118 |  | 50 |  | 165 |  | 333 |  | 77,303 |  | 77,636 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 16,134 |  | 16,134 |
Total loans and leases | 2,537 |  | 635 |  | 20,126 |  | 23,298 |  | 5,250,360 |  | 5,273,658 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (4,747) |  | (4,747) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 2,537 |  | $ | 635 |  | $ | 20,126 |  | $ | 23,298 |  | $ | 5,245,613 |  | $ | 5,268,911 |
*SBA Paycheck Protection Program ("PPP") |  |  |  |  |  |
Schedule of nonaccrual loans | The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of March 31, 2023 and December 31, 2022:
March 31, 2023
(In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases |  |  |
Commercial and industrial |  |  |
Agriculture | $ | 0 |  | $ | 17 |  | $ | 0 |
Commercial and industrial other | 0 |  | 906 |  | 0 |
Subtotal commercial and industrial | 0 |  | 923 |  | 0 |
Commercial real estate |  |  |
Agriculture | 0 |  | 183 |  | 0 |
Commercial real estate other | 10,547 |  | 12,197 |  | 0 |
Subtotal commercial real estate | 10,547 |  | 12,380 |  | 0 |
Residential real estate |  |  |
Home equity | 0 |  | 2,547 |  | 0 |
Mortgages | 181 |  | 12,322 |  | 0 |
Subtotal residential real estate | 181 |  | 14,869 |  | 0 |
Consumer and other |  |  |
Indirect | 0 |  | 78 |  | 0 |
Consumer and other | 0 |  | 174 |  | 13 |
Subtotal consumer and other | 0 |  | 252 |  | 13 |
Total loans and leases | $ | 10,728 |  | $ | 28,424 |  | $ | 13 |
December 31, 2022 |  |  |
(In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases |  |  |
Commercial and industrial |  |  |
Commercial and industrial other | $ | 411 |  | $ | 618 |  | $ | 25 |
Subtotal commercial and industrial | 411 |  | 618 |  | 25 |
Commercial real estate |  |  |
Agriculture | 186 |  | 186 |  | 0 |
Commercial real estate other | 13,101 |  | 13,672 |  | 0 |
Subtotal commercial real estate | 13,287 |  | 13,858 |  | 0 |
Residential real estate |  |  |
Home equity | 318 |  | 2,391 |  | 0 |
Mortgages | 1,177 |  | 11,153 |  | 0 |
Subtotal residential real estate | 1,495 |  | 13,544 |  | 0 |
Consumer and other |  |  |
Indirect | 0 |  | 94 |  | 0 |
Consumer and other | 0 |  | 175 |  | 0 |
Subtotal consumer and other | 0 |  | 269 |  | 0 |
Total loans and leases | $ | 15,193 |  | $ | 28,289 |  | $ | 25 |

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