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v3.23.2

Loans and Leases (Tables) | 6 Months Ended
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Jun. 30, 2023
Receivables [Abstract] |
Schedule of loans and leases | Loans and leases at June 30, 2023 and December 31, 2022 were as follows:
(In thousands) | 06/30/2023 | 12/31/2022
Commercial and industrial |  |
Agriculture | $ | 64,815 |  | $ | 85,073 |
Commercial and industrial other | 701,006 |  | 705,700 |
PPP loans* | 613 |  | 756 |
Subtotal commercial and industrial | 766,434 |  | 791,529 |
Commercial real estate |  |
Construction | 249,847 |  | 201,116 |
Agriculture | 215,915 |  | 214,963 |
Commercial real estate other | 2,487,067 |  | 2,437,339 |
Subtotal commercial real estate | 2,952,829 |  | 2,853,418 |
Residential real estate |  |
Home equity | 185,529 |  | 188,623 |
Mortgages | 1,348,448 |  | 1,346,318 |
Subtotal residential real estate | 1,533,977 |  | 1,534,941 |
Consumer and other |  |
Indirect | 1,419 |  | 2,224 |
Consumer and other | 85,794 |  | 75,412 |
Subtotal consumer and other | 87,213 |  | 77,636 |
Leases | 16,972 |  | 16,134 |
Total loans and leases | 5,357,425 |  | 5,273,658 |
Less: unearned income and deferred costs and fees | (5,060) |  | (4,747) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 5,352,365 |  | $ | 5,268,911 |
*SBA Paycheck Protection Program ("PPP") |  |
Schedule of age analysis of past due loans | The below tables are an age analysis of past due loans, segregated by class of loans, as of June 30, 2023 and December 31, 2022:
June 30, 2023 |
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 0 |  | $ | 53 |  | $ | 0 |  | $ | 53 |  | $ | 64,762 |  | $ | 64,815
Commercial and industrial other | 60 |  | 2,266 |  | 2,704 |  | 5,030 |  | 695,976 |  | 701,006 |
PPP loans* | 0 |  | 0 |  | 0 |  | 0 |  | 613 |  | 613 |
Subtotal commercial and industrial | 60 |  | 2,319 |  | 2,704 |  | 5,083 |  | 761,351 |  | 766,434 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 65 |  | 0 |  | 65 |  | 249,782 |  | 249,847
Agriculture | 165 |  | 0 |  | 0 |  | 165 |  | 215,750 |  | 215,915
Commercial real estate other | 0 |  | 15,408 |  | 9,405 |  | 24,813 |  | 2,462,254 |  | 2,487,067
Subtotal commercial real estate | 165 |  | 15,473 |  | 9,405 |  | 25,043 |  | 2,927,786 |  | 2,952,829 |
Residential real estate |  |  |  |  |  |
Home equity | 333 |  | 588 |  | 1,110 |  | 2,031 |  | 183,498 |  | 185,529
Mortgages | 0 |  | 1,000 |  | 8,141 |  | 9,141 |  | 1,339,307 |  | 1,348,448
Subtotal residential real estate | 333 |  | 1,588 |  | 9,251 |  | 11,172 |  | 1,522,805 |  | 1,533,977 |
Consumer and other |  |  |  |  |  |
Indirect | 13 |  | 25 |  | 44 |  | 82 |  | 1,337 |  | 1,419
Consumer and other | 160 |  | 119 |  | 138 |  | 417 |  | 85,377 |  | 85,794
Subtotal consumer and other | 173 |  | 144 |  | 182 |  | 499 |  | 86,714 |  | 87,213 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 16,972 |  | 16,972 |
Total loans and leases | 731 |  | 19,524 |  | 21,542 |  | 41,797 |  | 5,315,628 |  | 5,357,425 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (5,060) |  | (5,060) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 731 |  | $ | 19,524 |  | $ | 21,542 |  | $ | 41,797 |  | $ | 5,310,568 |  | $ | 5,352,365 |
*SBA Paycheck Protection Program
December 31, 2022
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 58 |  | $ | 0 |  | $ | 0 |  | $ | 58 |  | $ | 85,015 |  | $ | 85,073 |
Commercial and industrial other | 50 |  | 381 |  | 82 |  | 513 |  | 705,187 |  | 705,700 |
PPP loans* | 0 |  | 0 |  | 0 |  | 0 |  | 756 |  | 756 |
Subtotal commercial and industrial | 108 |  | 381 |  | 82 |  | 571 |  | 790,958 |  | 791,529 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 0 |  | 0 |  | 0 |  | 201,116 |  | 201,116 |
Agriculture | 128 |  | 0 |  | 0 |  | 128 |  | 214,835 |  | 214,963 |
Commercial real estate other | 0 |  | 0 |  | 11,449 |  | 11,449 |  | 2,425,890 |  | 2,437,339 |
Subtotal commercial real estate | 128 |  | 0 |  | 11,449 |  | 11,577 |  | 2,841,841 |  | 2,853,418 |
Residential real estate |  |  |  |  |  |
Home equity | 435 |  | 204 |  | 1,628 |  | 2,267 |  | 186,356 |  | 188,623 |
Mortgages | 1,748 |  | 0 |  | 6,802 |  | 8,550 |  | 1,337,768 |  | 1,346,318 |
Subtotal residential real estate | 2,183 |  | 204 |  | 8,430 |  | 10,817 |  | 1,524,124 |  | 1,534,941 |
Consumer and other |  |  |  |  |  |
Indirect | 66 |  | 31 |  | 53 |  | 150 |  | 2,074 |  | 2,224 |
Consumer and other | 52 |  | 19 |  | 112 |  | 183 |  | 75,229 |  | 75,412 |
Subtotal consumer and other | 118 |  | 50 |  | 165 |  | 333 |  | 77,303 |  | 77,636 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 16,134 |  | 16,134 |
Total loans and leases | 2,537 |  | 635 |  | 20,126 |  | 23,298 |  | 5,250,360 |  | 5,273,658 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (4,747) |  | (4,747) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 2,537 |  | $ | 635 |  | $ | 20,126 |  | $ | 23,298 |  | $ | 5,245,613 |  | $ | 5,268,911 |
*SBA Paycheck Protection Program
Schedule of loans on nonaccrual status | The following tables present the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses. The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of June 30, 2023 and December 31, 2022:
June 30, 2023
(In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases |  |  |
Commercial and industrial |  |  |
Commercial and industrial other | $ | 2,494 |  | $ | 3,146 |  | $ | 0 |
Subtotal commercial and industrial | 2,494 |  | 3,146 |  | 0 |
Commercial real estate |  |  |
Agriculture | 0 |  | 179 |  | 0 |
Commercial real estate other | 6,659 |  | 11,476 |  | 0 |
Subtotal commercial real estate | 6,659 |  | 11,655 |  | 0 |
Residential real estate |  |  |
Home equity | 0 |  | 2,891 |  | 0 |
Mortgages | 181 |  | 13,318 |  | 7 |
Subtotal residential real estate | 181 |  | 16,209 |  | 7 |
Consumer and other |  |  |
Indirect | 0 |  | 87 |  | 0 |
Consumer and other | 0 |  | 236 |  | 27 |
Subtotal consumer and other | 0 |  | 323 |  | 27 |
Total loans and leases | $ | 9,334 |  | $ | 31,333 |  | $ | 34 |
December 31, 2022 |  |  |
(In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases |  |  |
Commercial and industrial |  |  |
Commercial and industrial other | $ | 411 |  | $ | 618 |  | $ | 25 |
Subtotal commercial and industrial | 411 |  | 618 |  | 25 |
Commercial real estate |  |  |
Agriculture | 186 |  | 186 |  | 0 |
Commercial real estate other | 13,101 |  | 13,672 |  | 0 |
Subtotal commercial real estate | 13,287 |  | 13,858 |  | 0 |
Residential real estate |  |  |
Home equity | 318 |  | 2,391 |  | 0 |
Mortgages | 1,177 |  | 11,153 |  | 0 |
Subtotal residential real estate | 1,495 |  | 13,544 |  | 0 |
Consumer and other |  |  |
Indirect | 0 |  | 94 |  | 0 |
Consumer and other | 0 |  | 175 |  | 0 |
Subtotal consumer and other | 0 |  | 269 |  | 0 |
Total loans and leases | $ | 15,193 |  | $ | 28,289 |  | $ | 25 |

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