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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
INTEREST AND DIVIDEND INCOME      
Loans $ 260,434 $ 217,607 $ 214,684
Due from banks 674 371 343
Available-for-sale debt securities 29,677 27,929 23,440
Held-to-maturity debt securities 4,876 4,771 2,075
Federal Home Loan Bank and other stock 1,697 646 776
Total Interest and Dividend Income 297,358 251,324 241,318
INTEREST EXPENSE      
Time certificates of deposits of $250,000 or more 11,421 2,298 2,202
Other deposits 59,387 13,870 8,645
Federal funds purchased and securities sold under agreements to repurchase 58 60 64
Trust preferred debentures 0   2,233
Other borrowings 16,978 4,815 4,382
Total Interest Expense 87,844 21,043 17,526
Net Interest Income 209,514 230,281 223,792
Less: Provision for credit loss expense 4,339 2,789 (2,219)
Net Interest Income After Credit for Credit Loss Expense 205,175 227,492 226,011
NONINTEREST INCOME      
Insurance commissions and fees 37,351 36,201 34,836
Wealth management fees 17,951 18,091 19,388
Service charges on deposit accounts 6,913 7,365 6,347
Card services income 11,488 11,024 10,826
Other income 6,511 5,925 7,203
Net (loss) gain on securities transactions (69,973) (634) 249
Total Noninterest Income 10,241 77,972 78,849
NONINTEREST EXPENSE      
Salaries and wages 97,370 98,261 96,038
Other employee benefits 27,333 24,969 24,172
Net occupancy expense of premises 13,278 13,093 13,179
Furniture and fixture expense 8,663 8,058 8,328
Amortization of intangible assets 334 873 1,317
Other operating expense 56,314 50,497 47,253
Total Noninterest Expenses 203,292 195,751 190,287
Income Before Income Tax Expense 12,124 109,713 114,573
Income Tax Expense 2,495 24,557 25,182
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 9,629 85,156 89,391
Less: Net Income Attributable to Noncontrolling Interests 124 126 127
Net Income Attributable to Tompkins Financial Corporation $ 9,505 $ 85,030 $ 89,264
Basic Earnings Per Share (in dollars per share) $ 0.66 $ 5.92 $ 6.08
Diluted Earnings Per Share (in dollars per share) $ 0.66 $ 5.89 $ 6.05