    <SEC-DOCUMENT>0001140361-24-017297-index.html : 20240402
    <SEC-HEADER>0001140361-24-017297.hdr.sgml : 20240402
    <ACCEPTANCE-DATETIME>20240402163336
    ACCESSION NUMBER:		0001140361-24-017297
    CONFORMED SUBMISSION TYPE:	ARS
    PUBLIC DOCUMENT COUNT:		1
    CONFORMED PERIOD OF REPORT:	20231231
    FILED AS OF DATE:		20240402
    DATE AS OF CHANGE:		20240402
    EFFECTIVENESS DATE:		20240402

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			TOMPKINS FINANCIAL CORP
    		CENTRAL INDEX KEY:			0001005817
    		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
    		ORGANIZATION NAME:           	02 Finance
    		IRS NUMBER:				161482357
    		STATE OF INCORPORATION:			NY
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		ARS
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	001-12709
    		FILM NUMBER:		24814848

    	BUSINESS ADDRESS:
    		STREET 1:		118 E SENECA STREET
    		STREET 2:		P.O. BOX 460
    		CITY:			ITHACA
    		STATE:			NY
    		ZIP:			14850
    		BUSINESS PHONE:		607-274-2078

    	MAIL ADDRESS:
    		STREET 1:		118 E. SENECA STREET
    		STREET 2:		PO BOX 460
    		CITY:			ITHACA
    		STATE:			NY
    		ZIP:			14850

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	TOMPKINS TRUSTCO INC
    		DATE OF NAME CHANGE:	19990512

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	TOMPKINS COUNTY TRUSTCO INC
    		DATE OF NAME CHANGE:	19960117
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>ARS
    <SEQUENCE>1
    <FILENAME>ny20016404x3_ars.pdf
    <DESCRIPTION>ARS
    <TEXT>
    Document 1 - file: ny20016404x3_ars.pdf

    </DOCUMENT>
    </SEC-DOCUMENT>