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v3.24.1.u1

Loans and Leases (Tables) | 3 Months Ended
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Mar. 31, 2024
Receivables [Abstract] |
Schedule of loans and leases | Loans and Leases at March 31, 2024 and December 31, 2023 were as follows:
(In thousands) | 03/31/2024 | 12/31/2023
Commercial and industrial |  |
Agriculture | $ | 98,984 |  | $ | 101,211 |
Commercial and industrial other | 727,552 |  | 721,890 |
PPP loans | 301 |  | 404 |
Subtotal commercial and industrial | 826,837 |  | 823,505 |
Commercial real estate |  |
Construction | 317,092 |  | 303,406 |
Agriculture | 212,374 |  | 221,670 |
Commercial real estate other | 2,616,918 |  | 2,587,591 |
Subtotal commercial real estate | 3,146,384 |  | 3,112,667 |
Residential real estate |  |
Home equity | 187,940 |  | 188,316 |
Mortgages | 1,371,153 |  | 1,373,275 |
Subtotal residential real estate | 1,559,093 |  | 1,561,591 |
Consumer and other |  |
Indirect | 621 |  | 841 |
Consumer and other | 97,899 |  | 96,942 |
Subtotal consumer and other | 98,520 |  | 97,783 |
Leases | 14,525 |  | 15,383 |
Total loans and leases | 5,645,359 |  | 5,610,929 |
Less: unearned income and deferred costs and fees | (4,835) |  | (4,994) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 5,640,524 |  | $ | 5,605,935 |
Schedule of age analysis of past due loans | The below tables are an age analysis of past due loans, segregated by class of loans as of March 31, 2024 and December 31, 2023:
March 31, 2024 |
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 98,984 |  | $ | 98,984
Commercial and industrial other | 1,612 |  | 18 |  | 3,028 |  | 4,658 |  | 722,894 |  | 727,552 |
PPP loans | 0 |  | 0 |  | 0 |  | 0 |  | 301 |  | 301 |
Subtotal commercial and industrial | 1,612 |  | 18 |  | 3,028 |  | 4,658 |  | 822,179 |  | 826,837 |
Commercial real estate |  |  |  |  |  |
Construction | 502 |  | 0 |  | 0 |  | 502 |  | 316,590 |  | 317,092
Agriculture | 151 |  | 0 |  | 0 |  | 151 |  | 212,223 |  | 212,374
Commercial real estate other | 2,029 |  | 209 |  | 42,620 |  | 44,858 |  | 2,572,060 |  | 2,616,918
Subtotal commercial real estate | 2,682 |  | 209 |  | 42,620 |  | 45,511 |  | 3,100,873 |  | 3,146,384 |
Residential real estate |  |  |  |  |  |
Home equity | 667 |  | 31 |  | 1,981 |  | 2,679 |  | 185,261 |  | 187,940
Mortgages | 2,103 |  | 246 |  | 6,270 |  | 8,619 |  | 1,362,534 |  | 1,371,153
Subtotal residential real estate | 2,770 |  | 277 |  | 8,251 |  | 11,298 |  | 1,547,795 |  | 1,559,093 |
Consumer and other |  |  |  |  |  |
Indirect | 12 |  | 0 |  | 7 |  | 19 |  | 602 |  | 621
Consumer and other | 240 |  | 195 |  | 339 |  | 774 |  | 97,125 |  | 97,899
Subtotal consumer and other | 252 |  | 195 |  | 346 |  | 793 |  | 97,727 |  | 98,520 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 14,525 |  | 14,525 |
Total loans and leases | 7,316 |  | 699 |  | 54,245 |  | 62,260 |  | 5,583,099 |  | 5,645,359 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (4,835) |  | (4,835) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 7,316 |  | $ | 699 |  | $ | 54,245 |  | $ | 62,260 |  | $ | 5,578,264 |  | $ | 5,640,524 |
December 31, 2023
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 101,211 |  | $ | 101,211 |
Commercial and industrial other | 389 |  | 887 |  | 2,124 |  | 3,400 |  | 718,490 |  | 721,890 |
PPP loans | 0 |  | 0 |  | 0 |  | 0 |  | 404 |  | 404 |
Subtotal commercial and industrial | 389 |  | 887 |  | 2,124 |  | 3,400 |  | 820,105 |  | 823,505 |
Commercial real estate |  |  |  |  |  |
Construction | 0 |  | 0 |  | 0 |  | 0 |  | 303,406 |  | 303,406 |
Agriculture | 61 |  | 0 |  | 0 |  | 61 |  | 221,609 |  | 221,670 |
Commercial real estate other | 290 |  | 0 |  | 25,056 |  | 25,346 |  | 2,562,245 |  | 2,587,591 |
Subtotal commercial real estate | 351 |  | 0 |  | 25,056 |  | 25,407 |  | 3,087,260 |  | 3,112,667 |
Residential real estate |  |  |  |  |  |
Home equity | 466 |  | 211 |  | 1,968 |  | 2,645 |  | 185,671 |  | 188,316 |
Mortgages | 1,353 |  | 111 |  | 6,916 |  | 8,380 |  | 1,364,895 |  | 1,373,275 |
Subtotal residential real estate | 1,819 |  | 322 |  | 8,884 |  | 11,025 |  | 1,550,566 |  | 1,561,591 |
Consumer and other |  |  |  |  |  |
Indirect | 7 |  | 11 |  | 11 |  | 29 |  | 812 |  | 841 |
Consumer and other | 302 |  | 122 |  | 270 |  | 694 |  | 96,248 |  | 96,942 |
Subtotal consumer and other | 309 |  | 133 |  | 281 |  | 723 |  | 97,060 |  | 97,783 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 15,383 |  | 15,383 |
Total loans and leases | 2,868 |  | 1,342 |  | 36,345 |  | 40,555 |  | 5,570,374 |  | 5,610,929 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (4,994) |  | (4,994) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 2,868 |  | $ | 1,342 |  | $ | 36,345 |  | $ | 40,555 |  | $ | 5,565,380 |  | $ | 5,605,935 |
Schedule of nonaccrual loans | The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of March 31, 2024 and December 31, 2023:
March 31, 2024
(In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases |  |  |
Commercial and industrial |  |  |
Commercial and industrial other | $ | 400 |  | $ | 4,267 |  | $ | 0 |
Subtotal commercial and industrial | 400 |  | 4,267 |  | 0 |
Commercial real estate |  |  |
Agriculture | 0 |  | 142 |  | 0 |
Commercial real estate other | 41,505 |  | 43,093 |  | 0 |
Subtotal commercial real estate | 41,505 |  | 43,235 |  | 0 |
Residential real estate |  |  |
Home equity | 0 |  | 3,474 |  | 0 |
Mortgages | 0 |  | 11,255 |  | 0 |
Subtotal residential real estate | 0 |  | 14,729 |  | 0 |
Consumer and other |  |  |
Indirect | 0 |  | 33 |  | 0 |
Consumer and other | 0 |  | 280 |  | 151 |
Subtotal consumer and other | 0 |  | 313 |  | 151 |
Total loans and leases | $ | 41,905 |  | $ | 62,544 |  | $ | 151 |
December 31, 2023 |  |  |
(In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases |  |  |
Commercial and industrial |  |  |
Agriculture | $ | 0 |  | $ | 20 |  | $ | 0 |
Commercial and industrial other | 0 |  | 2,253 |  | 0 |
Subtotal commercial and industrial | 0 |  | 2,273 |  | 0 |
Commercial real estate |  |  |
Agriculture | 0 |  | 170 |  | 0 |
Commercial real estate other | 42,038 |  | 44,280 |  | 0 |
Subtotal commercial real estate | 42,038 |  | 44,450 |  | 0 |
Residential real estate |  |  |
Home equity | 0 |  | 3,230 |  | 0 |
Mortgages | 0 |  | 11,942 |  | 0 |
Subtotal residential real estate | 0 |  | 15,172 |  | 0 |
Consumer and other |  |  |
Indirect | 0 |  | 40 |  | 0 |
Consumer and other | 0 |  | 230 |  | 101 |
Subtotal consumer and other | 0 |  | 270 |  | 101 |
Total loans and leases | $ | 42,038 |  | $ | 62,165 |  | $ | 101 |

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