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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
INTEREST AND DIVIDEND INCOME        
Loans $ 73,646 $ 63,527 $ 145,245 $ 124,369
Due from banks 184 183 338 322
Available-for-sale debt securities 9,371 6,618 18,982 13,361
Held-to-maturity debt securities 1,219 1,219 2,437 2,433
Federal Home Loan Bank and other stock 820 323 1,421 623
Total Interest and Dividend Income 85,240 71,870 168,423 141,108
INTEREST EXPENSE        
Time certificates of deposits of $250,000 or more 4,048 2,526 8,058 4,313
Other deposits 21,236 13,119 41,660 23,513
Federal funds purchased and securities sold under agreements to repurchase 11 15 24 29
Other borrowings 8,992 4,314 17,053 7,111
Total Interest Expense 34,287 19,974 66,795 34,966
Net Interest Income 50,953 51,896 101,628 106,142
Less: Provision for credit loss expense 2,172 2,253 3,026 1,428
Net Interest Income After Provision for Credit Loss Expense 48,781 49,643 98,602 104,714
NONINTEREST INCOME        
Insurance commissions and fees 9,087 8,672 19,346 18,181
Wealth management fees 4,849 4,678 9,786 9,187
Service charges on deposit accounts 1,766 1,640 3,562 3,386
Card services income 3,278 3,087 6,217 5,769
Other income 2,802 1,603 5,022 3,544
Net loss on securities transactions (6) (7,065) (20) (7,052)
Total Noninterest Income 21,776 12,615 43,913 33,015
NONINTEREST EXPENSE        
Salaries and wages 24,919 25,337 49,616 49,849
Other employee benefits 6,545 6,647 12,956 13,388
Net occupancy expense of premises 3,139 3,327 6,696 6,626
Furniture and fixture expense 1,910 2,105 4,035 4,159
Amortization of intangible assets 80 84 156 167
Other operating expense 13,349 14,468 26,340 27,937
Total Noninterest Expenses 49,942 51,968 99,799 102,126
Income Before Income Tax Expense 20,615 10,290 42,716 35,603
Income Tax Expense 4,902 1,784 10,100 7,685
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 15,713 8,506 32,616 27,918
Less: Net Income Attributable to Noncontrolling Interests 31 31 62 62
Net Income Attributable to Tompkins Financial Corporation $ 15,682 $ 8,475 $ 32,554 $ 27,856
Basic Earnings Per Share (in dollars per share) $ 1.10 $ 0.59 $ 2.29 $ 1.94
Diluted Earnings Per Share (in dollars per share) $ 1.10 $ 0.59 $ 2.29 $ 1.94