XML 39 R27.htm IDEA: XBRL DOCUMENT v3.24.3

Loans and Leases (Tables)

9 Months Ended

Sep. 30, 2024

Receivables [Abstract]

Schedule of loans and leases

Loans and leases at September 30, 2024 and December 31, 2023 were as follows:

(In thousands)			9/30/2024			12/31/2023
Commercial and industrial
Agriculture			$	90,146		$	101,211
Commercial and industrial other			799,847			721,890
PPP loans			214			404
Subtotal commercial and industrial			890,207			823,505
Commercial real estate
Construction			371,022			303,406
Agriculture			209,342			221,670
Commercial real estate other			2,730,074			2,587,591
Subtotal commercial real estate			3,310,438			3,112,667
Residential real estate
Home equity			200,369			188,316
Mortgages			1,371,738			1,373,275
Subtotal residential real estate			1,572,107			1,561,591
Consumer and other
Indirect			337			841
Consumer and other			100,312			96,942
Subtotal consumer and other			100,649			97,783
Leases			13,094			15,383
Total loans and leases			5,886,495			5,610,929
Less: unearned income and deferred costs and fees			(5,234)			(4,994)
Total loans and leases, net of unearned income and deferred costs and fees			$	5,881,261		$	5,605,935

Schedule of age analysis of past due loans

The below tables are an age analysis of past due loans, segregated by class of loans, as of September 30, 2024 and December 31, 2023:

September 30, 2024
(In thousands)			30-59 Days			60-89 Days			90 Days or More			Total Past Due			Current Loans			Total Loans
Loans and Leases
Commercial and industrial
Agriculture			$	0		$	0		$	0		$	0		$	90,146		$	90,146
Commercial and industrial other			826			1,059			2,083			3,968			795,879			799,847
PPP loans			0			0			0			0			214			214
Subtotal commercial and industrial			826			1,059			2,083			3,968			886,239			890,207
Commercial real estate
Construction			0			0			0			0			371,022			371,022
Agriculture			84			147			0			231			209,111			209,342
Commercial real estate other			166			2,510			23,301			25,977			2,704,097			2,730,074
Subtotal commercial real estate			250			2,657			23,301			26,208			3,284,230			3,310,438
Residential real estate
Home equity			465			0			1,832			2,297			198,072			200,369
Mortgages			20			853			9,586			10,459			1,361,279			1,371,738
Subtotal residential real estate			485			853			11,418			12,756			1,559,351			1,572,107
Consumer and other
Indirect			7			22			5			34			303			337
Consumer and other			640			232			235			1,107			99,205			100,312
Subtotal consumer and other			647			254			240			1,141			99,508			100,649
Leases			0			0			0			0			13,094			13,094
Total loans and leases			2,208			4,823			37,042			44,073			5,842,422			5,886,495
Less: unearned income and deferred costs and fees			0			0			0			0			(5,234)			(5,234)
Total loans and leases, net of unearned income and deferred costs and fees			$	2,208		$	4,823		$	37,042		$	44,073		$	5,837,188		$	5,881,261

December 31, 2023
(In thousands)			30-59 Days			60-89 Days			90 Days or More			Total Past Due			Current Loans			Total Loans
Loans and Leases
Commercial and industrial
Agriculture			$	0		$	0		$	0		$	0		$	101,211		$	101,211
Commercial and industrial other			389			887			2,124			3,400			718,490			721,890
PPP loans			0			0			0			0			404			404
Subtotal commercial and industrial			389			887			2,124			3,400			820,105			823,505
Commercial real estate
Construction			0			0			0			0			303,406			303,406
Agriculture			61			0			0			61			221,609			221,670
Commercial real estate other			290			0			25,056			25,346			2,562,245			2,587,591
Subtotal commercial real estate			351			0			25,056			25,407			3,087,260			3,112,667
Residential real estate
Home equity			466			211			1,968			2,645			185,671			188,316
Mortgages			1,353			111			6,916			8,380			1,364,895			1,373,275
Subtotal residential real estate			1,819			322			8,884			11,025			1,550,566			1,561,591
Consumer and other
Indirect			7			11			11			29			812			841
Consumer and other			302			122			270			694			96,248			96,942
Subtotal consumer and other			309			133			281			723			97,060			97,783
Leases			0			0			0			0			15,383			15,383
Total loans and leases			2,868			1,342			36,345			40,555			5,570,374			5,610,929
Less: unearned income and deferred costs and fees			0			0			0			0			(4,994)			(4,994)
Total loans and leases, net of unearned income and deferred costs and fees			$	2,868		$	1,342		$	36,345		$	40,555		$	5,565,380		$	5,605,935

Schedule of loans on nonaccrual status

The following tables present the amortized cost basis of loans on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses. The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of September 30, 2024 and December 31, 2023:

September 30, 2024
(In thousands)			Nonaccrual Loans and Leases with no ACL			Nonaccrual Loans and Leases			Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases
Commercial and industrial
Commercial and industrial other			$	0		$	2,223		$	0
Subtotal commercial and industrial			0			2,223			0
Commercial real estate
Agriculture			0			132			0
Commercial real estate other			40,373			43,861			0
Subtotal commercial real estate			40,373			43,993			0
Residential real estate
Home equity			0			2,992			0
Mortgages			0			13,021			5
Subtotal residential real estate			0			16,013			5
Consumer and other
Indirect			0			16			0
Consumer and other			0			136			188
Subtotal consumer and other			0			152			188
Total loans and leases			$	40,373		$	62,381		$	193

December 31, 2023
(In thousands)			Nonaccrual Loans and Leases with no ACL			Nonaccrual Loans and Leases			Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases
Commercial and industrial
Commercial and industrial other			$	0		$	2,253		$	0
Subtotal commercial and industrial			0			2,273			0
Commercial real estate
Agriculture			0			170			0
Commercial real estate other			42,038			44,280			0
Subtotal commercial real estate			42,038			44,450			0
Residential real estate
Home equity			0			3,230			0
Mortgages			0			11,942			0
Subtotal residential real estate			0			15,172			0
Consumer and other
Indirect			0			40			0
Consumer and other			0			230			101
Subtotal consumer and other			0			270			101
Total loans and leases			$	42,038		$	62,165		$	101

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-7A

Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-7

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-14

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 80
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479294/326-20-55-80

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(4))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable on nonaccrual status.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-7

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-16

+ Details

Name:	us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration