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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
INTEREST AND DIVIDEND INCOME        
Loans $ 77,814 $ 67,030 $ 223,059 $ 191,399
Due from banks 168 125 506 447
Available-for-sale debt securities 9,037 6,599 28,019 19,960
Held-to-maturity debt securities 1,222 1,221 3,659 3,654
Federal Home Loan Bank and other stock 888 490 2,309 1,113
Total Interest and Dividend Income 89,129 75,465 257,552 216,573
INTEREST EXPENSE        
Time certificates of deposits of $250,000 or more 4,158 3,158 12,216 7,472
Other deposits 22,553 16,348 64,213 39,861
Federal funds purchased and securities sold under agreements to repurchase 11 15 35 44
Other borrowings 9,214 4,931 26,267 12,041
Total Interest Expense 35,936 24,452 102,731 59,418
Net Interest Income 53,193 51,013 154,821 157,155
Less: Provision for credit loss expense 2,174 1,150 5,200 2,578
Net Interest Income After Provision for Credit Loss Expense 51,019 49,863 149,621 154,577
NONINTEREST INCOME        
Insurance commissions and fees 11,283 11,397 30,629 29,578
Wealth management fees 4,925 4,342 14,711 13,529
Service charges on deposit accounts 1,872 1,754 5,434 5,140
Card services income 2,921 2,860 9,138 8,629
Other income 2,299 990 7,321 4,534
Net gain (loss) on securities transactions 85 (62,967) 65 (70,019)
Total Noninterest Income 23,385 (41,624) 67,298 (8,609)
NONINTEREST EXPENSE        
Salaries and wages 25,664 23,811 75,280 73,660
Other employee benefits 6,276 7,319 19,232 20,707
Net occupancy expense of premises 3,065 3,108 9,761 9,734
Furniture and fixture expense 1,797 2,079 5,832 6,238
Amortization of intangible assets 86 83 242 250
Other operating expense 12,989 13,466 39,329 41,403
Total Noninterest Expenses 49,877 49,866 149,676 151,992
Income/(Loss) Before Income Tax Expense/(Benefit) 24,527 (41,627) 67,243 (6,024)
Income Tax Expense/(Benefit) 5,858 (8,304) 15,958 (619)
Net Income/(Loss) Attributable to Noncontrolling Interests and Tompkins Financial Corporation 18,669 (33,323) 51,285 (5,405)
Less: Net Income Attributable to Noncontrolling Interests 31 31 93 93
Net Income/(Loss) Attributable to Tompkins Financial Corporation $ 18,638 $ (33,354) $ 51,192 $ (5,498)
Basic Earnings (Loss) Per Share (in dollars per share) $ 1.31 $ (2.35) $ 3.60 $ (0.39)
Diluted Earnings (Loss) Per Share (in dollars per share) $ 1.30 $ (2.35) $ 3.59 $ (0.39)