XML 38 R26.htm IDEA: XBRL DOCUMENT
v3.25.1

Loans and Leases (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2025
Receivables [Abstract] |
Schedule of loans and leases | Loans and Leases at March 31, 2025 and December 31, 2024 were as follows:
(In thousands) | 03/31/2025 | 12/31/2024
Commercial and industrial |  |
Agriculture | $ | 93,688 |  | $ | 110,007 |
Commercial and industrial other | 877,151 |  | 855,568 |
Subtotal commercial and industrial | 970,839 |  | 965,575 |
Commercial real estate |  |
Construction | 377,238 |  | 385,931 |
Agriculture | 221,652 |  | 217,582 |
Commercial real estate other | 2,827,282 |  | 2,776,304 |
Subtotal commercial real estate | 3,426,172 |  | 3,379,817 |
Residential real estate |  |
Home equity | 205,512 |  | 204,194 |
Mortgages | 1,366,441 |  | 1,366,646 |
Subtotal residential real estate | 1,571,953 |  | 1,570,840 |
Consumer and other |  |
Indirect | 156 |  | 229 |
Consumer and other | 90,621 |  | 96,163 |
Subtotal consumer and other | 90,777 |  | 96,392 |
Leases | 11,782 |  | 12,484 |
Total loans and leases | 6,071,523 |  | 6,025,108 |
Less: unearned income and deferred costs and fees | (4,878) |  | (5,186) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 6,066,645 |  | $ | 6,019,922 |
Schedule of age analysis of past due loans | The below tables are an age analysis of past due loans, segregated by class of loans as of March 31, 2025 and December 31, 2024:
March 31, 2025 |
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 148 |  | $ | 0 |  | $ | 0 |  | $ | 148 |  | $ | 93,540 |  | $ | 93,688
Commercial and industrial other | 2,572 |  | 1,252 |  | 765 |  | 4,589 |  | 872,562 |  | 877,151 |
Subtotal commercial and industrial | 2,720 |  | 1,252 |  | 765 |  | 4,737 |  | 966,102 |  | 970,839 |
Commercial real estate |  |  |  |  |  |
Construction | 496 |  | 0 |  | 17,302 |  | 17,798 |  | 359,440 |  | 377,238
Agriculture | 79 |  | 0 |  | 0 |  | 79 |  | 221,573 |  | 221,652
Commercial real estate other | 6,424 |  | 114 |  | 30,090 |  | 36,628 |  | 2,790,654 |  | 2,827,282
Subtotal commercial real estate | 6,999 |  | 114 |  | 47,392 |  | 54,505 |  | 3,371,667 |  | 3,426,172 |
Residential real estate |  |  |  |  |  |
Home equity | 30 |  | 0 |  | 2,315 |  | 2,345 |  | 203,167 |  | 205,512
Mortgages | 777 |  | 0 |  | 8,125 |  | 8,902 |  | 1,357,539 |  | 1,366,441
Subtotal residential real estate | 807 |  | 0 |  | 10,440 |  | 11,247 |  | 1,560,706 |  | 1,571,953 |
Consumer and other |  |  |  |  |  |
Indirect | 1 |  | 0 |  | 0 |  | 1 |  | 155 |  | 156
Consumer and other | 221 |  | 171 |  | 231 |  | 623 |  | 89,998 |  | 90,621
Subtotal consumer and other | 222 |  | 171 |  | 231 |  | 624 |  | 90,153 |  | 90,777 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 11,782 |  | 11,782 |
Total loans and leases | $ | 10,748 |  | $ | 1,537 |  | $ | 58,828 |  | $ | 71,113 |  | $ | 6,000,410 |  | $ | 6,071,523 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (4,878) |  | (4,878) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 10,748 |  | $ | 1,537 |  | $ | 58,828 |  | $ | 71,113 |  | $ | 5,995,532 |  | $ | 6,066,645 |
December 31, 2024
(In thousands) | 30-59 Days | 60-89 Days | 90 Days or More | Total Past Due | Current Loans | Total Loans
Loans and Leases |  |  |  |  |  |
Commercial and industrial |  |  |  |  |  |
Agriculture | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 0 |  | $ | 110,007 |  | $ | 110,007 |
Commercial and industrial other | 3,944 |  | 32 |  | 684 |  | 4,660 |  | 850,908 |  | 855,568 |
Subtotal commercial and industrial | 3,944 |  | 32 |  | 684 |  | 4,660 |  | 960,915 |  | 965,575 |
Commercial real estate |  |  |  |  |  |
Construction | 1,120 |  | 17,400 |  | 0 |  | 18,520 |  | 367,411 |  | 385,931 |
Agriculture | 81 |  | 0 |  | 0 |  | 81 |  | 217,501 |  | 217,582 |
Commercial real estate other | 0 |  | 1,605 |  | 11,966 |  | 13,571 |  | 2,762,733 |  | 2,776,304 |
Subtotal commercial real estate | 1,201 |  | 19,005 |  | 11,966 |  | 32,172 |  | 3,347,645 |  | 3,379,817 |
Residential real estate |  |  |  |  |  |
Home equity | 955 |  | 91 |  | 1,811 |  | 2,857 |  | 201,337 |  | 204,194 |
Mortgages | 0 |  | 2,836 |  | 9,257 |  | 12,093 |  | 1,354,553 |  | 1,366,646 |
Subtotal residential real estate | 955 |  | 2,927 |  | 11,068 |  | 14,950 |  | 1,555,890 |  | 1,570,840 |
Consumer and other |  |  |  |  |  |
Indirect | 3 |  | 2 |  | 7 |  | 12 |  | 217 |  | 229 |
Consumer and other | 430 |  | 329 |  | 354 |  | 1,113 |  | 95,050 |  | 96,163 |
Subtotal consumer and other | 433 |  | 331 |  | 361 |  | 1,125 |  | 95,267 |  | 96,392 |
Leases | 0 |  | 0 |  | 0 |  | 0 |  | 12,484 |  | 12,484 |
Total loans and leases | $ | 6,533 |  | $ | 22,295 |  | $ | 24,079 |  | $ | 52,907 |  | $ | 5,972,201 |  | $ | 6,025,108 |
Less: unearned income and deferred costs and fees | 0 |  | 0 |  | 0 |  | 0 |  | (5,186) |  | (5,186) |
Total loans and leases, net of unearned income and deferred costs and fees | $ | 6,533 |  | $ | 22,295 |  | $ | 24,079 |  | $ | 52,907 |  | $ | 5,967,015 |  | $ | 6,019,922 |
Schedule of nonaccrual loans | The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of March 31, 2025 and December 31, 2024:
March 31, 2025
(In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases |  |  |
Commercial and industrial |  |  |
Agriculture | $ | 0 |  | $ | 13 |  | $ | 0 |
Commercial and industrial other | 622 |  | 2,464 |  | 0 |
Subtotal commercial and industrial | 622 |  | 2,477 |  | 0 |
Commercial real estate |  |  |
Construction | 17,302 |  | 17,302 |  | 0 |
Agriculture | 0 |  | 103 |  | 0 |
Commercial real estate other | 7,434 |  | 33,750 |  | 0 |
Subtotal commercial real estate | 24,736 |  | 51,155 |  | 0 |
Residential real estate |  |  |
Home equity | 232 |  | 3,498 |  | 0 |
Mortgages | 2,922 |  | 13,643 |  | 1 |
Subtotal residential real estate | 3,154 |  | 17,141 |  | 1 |
Consumer and other |  |  |
Indirect | 0 |  | 4 |  | 0 |
Consumer and other | 0 |  | 114 |  | 186 |
Subtotal consumer and other | 0 |  | 118 |  | 186 |
Total loans and leases | $ | 28,512 |  | $ | 70,891 |  | $ | 187 |
December 31, 2024 |  |  |
(In thousands) | Nonaccrual Loans and Leases with no ACL | Nonaccrual Loans and Leases | Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases |  |  |
Commercial and industrial |  |  |
Agriculture | $ | 0 |  | $ | 519 |  | $ | 0 |
Commercial and industrial other | 0 |  | 1,023 |  | 0 |
Subtotal commercial and industrial | 0 |  | 1,542 |  | 0 |
Commercial real estate |  |  |
Agriculture | 0 |  | 129 |  | 0 |
Commercial real estate other | 24,179 |  | 32,461 |  | 0 |
Subtotal commercial real estate | 24,179 |  | 32,590 |  | 0 |
Residential real estate |  |  |
Home equity | 610 |  | 2,889 |  | 0 |
Mortgages | 1,338 |  | 13,389 |  | 9 |
Subtotal residential real estate | 1,948 |  | 16,278 |  | 9 |
Consumer and other |  |  |
Indirect | 0 |  | 13 |  | 0 |
Consumer and other | 0 |  | 125 |  | 314 |
Subtotal consumer and other | 0 |  | 138 |  | 314 |
Total loans and leases | $ | 26,127 |  | $ | 50,548 |  | $ | 323 |

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-7A Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-7 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 14 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14 Reference 4: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 80 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(4)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 210 -SubTopic 10 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02(3)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 7 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-7 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration