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Loans and Leases (Tables)

9 Months Ended

Sep. 30, 2025

Receivables [Abstract]

Schedule of loans and leases

Loans and leases at September 30, 2025 and December 31, 2024 were as follows:

(In thousands)			9/30/2025			12/31/2024
Commercial and industrial
Agriculture			$	101,797		$	110,007
Commercial and industrial other			938,601			855,568
Subtotal commercial and industrial			1,040,398			965,575
Commercial real estate
Construction			381,678			385,931
Agriculture			226,656			217,582
Commercial real estate other			2,964,330			2,776,304
Subtotal commercial real estate			3,572,664			3,379,817
Residential real estate
Home equity			222,202			204,194
Mortgages			1,357,654			1,366,646
Subtotal residential real estate			1,579,856			1,570,840
Consumer and other
Indirect			90			229
Consumer and other			88,773			96,163
Subtotal consumer and other			88,863			96,392
Leases			10,936			12,484
Total loans and leases			6,292,717			6,025,108
Less: unearned income and deferred costs and fees			(4,646)			(5,186)
Total loans and leases, net of unearned income and deferred costs and fees			$	6,288,071		$	6,019,922

Schedule of age analysis of past due loans

The below tables are an age analysis of past due loans, segregated by class of loans and leases, as of September 30, 2025 and December 31, 2024:

(In thousands)			30-59 Days			60-89 Days			90 Days or More			Total Past Due			Current Loans			Total Loans
September 30, 2025
Commercial and industrial
Agriculture			$	5		$	0		$	0		$	5		$	101,792		$	101,797
Commercial and industrial other			3,268			388			2,903			6,559			932,042			938,601
Subtotal commercial and industrial			3,273			388			2,903			6,564			1,033,834			1,040,398
Commercial real estate
Construction			0			1,360			17,302			18,662			363,016			381,678
Agriculture			0			140			0			140			226,516			226,656
Commercial real estate other			172			214			12,857			13,243			2,951,087			2,964,330
Subtotal commercial real estate			172			1,714			30,159			32,045			3,540,619			3,572,664
Residential real estate
Home equity			47			0			2,065			2,112			220,090			222,202
Mortgages			0			1,761			9,542			11,303			1,346,351			1,357,654
Subtotal residential real estate			47			1,761			11,607			13,415			1,566,441			1,579,856
Consumer and other
Indirect			3			1			4			8			82			90
Consumer and other			394			88			183			665			88,108			88,773
Subtotal consumer and other			397			89			187			673			88,190			88,863
Leases			0			0			0			0			10,936			10,936
Total loans and leases			3,889			3,952			44,856			52,697			6,240,020			6,292,717
Less: unearned income and deferred costs and fees			0			0			0			0			(4,646)			(4,646)
Total loans and leases, net of unearned income and deferred costs and fees			$	3,889		$	3,952		$	44,856		$	52,697		$	6,235,374		$	6,288,071

(In thousands)			30-59 Days			60-89 Days			90 Days or More			Total Past Due			Current Loans			Total Loans
December 31, 2024
Commercial and industrial
Agriculture			$	0		$	0		$	0		$	0		$	110,007		$	110,007
Commercial and industrial other			3,944			32			684			4,660			850,908			855,568
Subtotal commercial and industrial			3,944			32			684			4,660			960,915			965,575
Commercial real estate
Construction			1,120			17,400			0			18,520			367,411			385,931
Agriculture			81			0			0			81			217,501			217,582
Commercial real estate other			0			1,605			11,966			13,571			2,762,733			2,776,304
Subtotal commercial real estate			1,201			19,005			11,966			32,172			3,347,645			3,379,817
Residential real estate
Home equity			955			91			1,811			2,857			201,337			204,194
Mortgages			0			2,836			9,257			12,093			1,354,553			1,366,646
Subtotal residential real estate			955			2,927			11,068			14,950			1,555,890			1,570,840
Consumer and other
Indirect			3			2			7			12			217			229
Consumer and other			430			329			354			1,113			95,050			96,163
Subtotal consumer and other			433			331			361			1,125			95,267			96,392
Leases			0			0			0			0			12,484			12,484
Total loans and leases			6,533			22,295			24,079			52,907			5,972,201			6,025,108
Less: unearned income and deferred costs and fees			0			0			0			0			(5,186)			(5,186)
Total loans and leases, net of unearned income and deferred costs and fees			$	6,533		$	22,295		$	24,079		$	52,907		$	5,967,015		$	6,019,922

Schedule of loans and leases on nonaccrual status

The following tables present the amortized cost basis of loans and leases on nonaccrual status and the amortized cost basis of loans on nonaccrual status for which there was no related allowance for credit losses. The below tables are an age analysis of nonaccrual loans segregated by class of loans and leases, as of September 30, 2025 and December 31, 2024:

(In thousands)			Nonaccrual Loans and Leases with no ACL			Nonaccrual Loans and Leases			Loans and Leases Past Due Over 89 Days and Accruing			Nonaccrual Loans and Leases with no ACL			Nonaccrual Loans and Leases			Loans and Leases Past Due Over 89 Days and Accruing
			September 30, 2025									December 31, 2024
Commercial and industrial
Agriculture			$	0		$	0		$	0		$	0		$	519		$	0
Commercial and industrial other			0			4,978			0			0			1,023			0
Subtotal commercial and industrial			0			4,978			0			0			1,542			0
Commercial real estate
Construction			0			17,302			0			0			0			0
Agriculture			0			95			0			0			129			0
Commercial real estate other			6,543			13,725			0			24,179			32,461			0
Subtotal commercial real estate			6,543			31,122			0			24,179			32,590			0
Residential real estate
Home equity			232			2,700			0			610			2,889			0
Mortgages			2,272			13,911			1			1,338			13,389			9
Subtotal residential real estate			2,504			16,611			1			1,948			16,278			9
Consumer and other
Indirect			0			4			0			0			13			0
Consumer and other			0			90			165			0			125			314
Subtotal consumer and other			0			94			165			0			138			314
Leases			0			0			0			0			0			0
Total loans and leases			$	9,047		$	52,805		$	166		$	26,127		$	50,548		$	323

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-14

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 80
-Publisher FASB
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Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(4))
-Publisher FASB
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Tabular disclosure of financing receivable on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-16

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