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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
INTEREST AND DIVIDEND INCOME        
Loans $ 86,309 $ 77,814 $ 247,232 $ 223,059
Due from banks 187 168 549 506
Available-for-sale debt securities 9,738 9,037 27,778 28,019
Held-to-maturity debt securities 1,224 1,222 3,661 3,659
Federal Home Loan Bank and other stock 598 888 1,944 2,309
Total Interest and Dividend Income 98,056 89,129 281,164 257,552
INTEREST EXPENSE        
Time certificates of deposits of $250,000 or more 4,063 4,158 12,710 12,216
Other deposits 24,210 22,553 69,692 64,213
Federal funds purchased and securities sold under agreements to repurchase 23 11 125 35
Other borrowings 5,882 9,214 17,967 26,267
Total Interest Expense 34,178 35,936 100,494 102,731
Net Interest Income 63,878 53,193 180,670 154,821
Less: Provision for credit loss expense 2,490 2,174 10,557 5,200
Net Interest Income After Provision for Credit Loss Expense 61,388 51,019 170,113 149,621
NONINTEREST INCOME        
Insurance commissions and fees 11,282 11,283 32,490 30,629
Wealth management fees 4,979 4,925 15,062 14,711
Service charges on deposit accounts 1,844 1,872 5,439 5,434
Card services income 2,891 2,921 8,667 9,138
Other income 2,557 2,299 9,424 7,321
Net gain (loss) on securities transactions 11 85 26 65
Total Noninterest Income 23,564 23,385 71,108 67,298
NONINTEREST EXPENSE        
Salaries and wages 27,581 25,664 78,926 75,280
Other employee benefits 6,073 6,276 20,335 19,232
Net occupancy expense of premises 3,173 3,065 9,851 9,761
Furniture and fixture expense 1,825 1,797 5,681 5,832
Amortization of intangible assets 97 86 265 242
Other operating expense 15,098 12,989 41,019 39,329
Total Noninterest Expenses 53,847 49,877 156,077 149,676
Income before income tax expense 31,105 24,527 85,144 67,243
Income Tax Expense 7,432 5,858 20,321 15,958
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 23,673 18,669 64,823 51,285
Less: Net Income Attributable to Noncontrolling Interests 0 31 0 93
Net Income Attributable to Tompkins Financial Corporation $ 23,673 $ 18,638 $ 64,823 $ 51,192
Basic Earnings Per Share (in dollars per share) $ 1.66 $ 1.31 $ 4.55 $ 3.60
Diluted Earnings Per Share (in dollars per share) $ 1.65 $ 1.30 $ 4.52 $ 3.59