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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
OPERATING ACTIVITIES    
Net income attributable to Tompkins Financial Corporation $ 64,823 $ 51,192
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit loss expense 10,557 5,200
Depreciation and amortization of premises, equipment, and software 6,241 7,834
Amortization of intangible assets 265 242
Earnings from corporate owned life insurance (1,902) (2,290)
Net amortization on securities (2,020) (850)
Amortization/accretion related to purchase accounting (189) (616)
Net gain on securities transactions (26) (65)
Net gain on sale of loans originated for sale (1,634) (701)
Proceeds from sale of loans originated for sale 64,982 30,224
Loans originated for sale (62,561) (30,949)
Net loss (gain) on sale of bank premises and equipment 2 (218)
Net excess tax (expense) benefit from stock-based compensation (10) (191)
Stock-based compensation expense 2,965 2,693
Increase in accrued interest receivable (1,117) (2,087)
Increase in accrued interest payable 393 483
Other, net (4,696) 11,816
Net Cash Provided by Operating Activities 76,073 71,717
INVESTING ACTIVITIES    
Proceeds from maturities, calls and principal paydowns of available-for-sale debt securities 185,264 149,012
Proceeds from sales of available-for-sale debt securities 0 39,952
Purchases of available-for-sale debt securities (196,952) (50,032)
Net increase in loans (288,443) (274,267)
Proceeds from sale/redemptions of Federal Home Loan Bank stock 101,315 86,540
Purchases of Federal Home Loan Bank and other stock (86,143) (83,757)
Proceeds from sale of bank premises and equipment 47 294
Purchases of bank premises, equipment and software (3,022) (4,624)
Purchase of corporate owned life insurance 0 (5,746)
Proceeds from redemption of corporate owned life insurance 1,022 17,993
Proceeds from sale of other real estate owned 16,664 0
Other, net 0 (413)
Net Cash (Used in) Provided by Investing Activities (270,248) (125,048)
FINANCING ACTIVITIES    
Net increase in demand, money market, and savings deposits 407,589 134,055
Net increase in time deposits 173,860 44,343
Net increase in Federal funds purchased and securities sold under agreements to repurchase 43,768 16,510
Increase in other borrowings 243,946 501,027
Repayment of other borrowings (589,327) (563,800)
Cash dividends (26,523) (25,907)
Common stock issued 89 122
Net shares issued related to restricted stock awards (121) (200)
Net proceeds from exercise of stock options (12) (41)
Net Cash Provided by (Used in) Financing Activities 253,269 106,109
Net Increase in Cash and Cash Equivalents 59,094 52,778
Cash and cash equivalents at beginning of period 134,398 79,542
Total Cash and Cash Equivalents at End of Period 193,492 132,320
Supplemental Information:    
Cash paid during the year for - Interest 100,285 102,596
Cash paid during the year for - Taxes 19,974 8,249
Transfer of loans to other real estate owned 397 81
Transfer of loans to other assets 12,674 0
Right-of-use assets obtained in exchange for new lease liabilities $ 1,916 $ 893