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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
INTEREST AND DIVIDEND INCOME        
Loans $ 82,293 $ 73,646 $ 160,923 $ 145,245
Due from banks 187 184 362 338
Available-for-sale debt securities 9,311 9,371 18,040 18,982
Held-to-maturity debt securities 1,220 1,219 2,437 2,437
Federal Home Loan Bank and other stock 635 820 1,346 1,421
Total Interest and Dividend Income 93,646 85,240 183,108 168,423
INTEREST EXPENSE        
Time certificates of deposits of $250,000 or more 4,140 4,048 8,647 8,058
Other deposits 23,339 21,236 45,482 41,660
Federal funds purchased and securities sold under agreements to repurchase 61 11 102 24
Other borrowings 5,976 8,992 12,085 17,053
Total Interest Expense 33,516 34,287 66,316 66,795
Net Interest Income 60,130 50,953 116,792 101,628
Less: Provision for credit loss expense 2,780 2,172 8,067 3,026
Net Interest Income After Provision for Credit Loss Expense 57,350 48,781 108,725 98,602
NONINTEREST INCOME        
Insurance commissions and fees 9,609 9,087 21,208 19,346
Wealth management fees 4,964 4,849 10,083 9,786
Service charges on deposit accounts 1,790 1,766 3,595 3,562
Card services income 3,150 3,278 5,776 6,217
Other income 2,998 2,802 6,867 5,022
Net gain (loss) on securities transactions 1 (6) 15 (20)
Total Noninterest Income 22,512 21,776 47,544 43,913
NONINTEREST EXPENSE        
Salaries and wages 26,368 24,919 51,345 49,616
Other employee benefits 7,162 6,545 14,262 12,956
Net occupancy expense of premises 3,108 3,139 6,678 6,696
Furniture and fixture expense 2,069 1,910 3,856 4,035
Amortization of intangible assets 84 80 168 156
Other operating expense 12,832 13,349 25,921 26,340
Total Noninterest Expenses 51,623 49,942 102,230 99,799
Income before income tax expense 28,239 20,615 54,039 42,716
Income Tax Expense 6,768 4,902 12,889 10,100
Net Income Attributable to Noncontrolling Interests and Tompkins Financial Corporation 21,471 15,713 41,150 32,616
Less: Net Income Attributable to Noncontrolling Interests 0 31 0 62
Net Income Attributable to Tompkins Financial Corporation $ 21,471 $ 15,682 $ 41,150 $ 32,554
Basic Earnings Per Share (in dollars per share) $ 1.51 $ 1.10 $ 2.89 $ 2.29
Diluted Earnings Per Share (in dollars per share) $ 1.50 $ 1.10 $ 2.87 $ 2.29