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Segment and Related Information
 3 Months Ended
Mar. 31, 2025
Segment Reporting [Abstract]  
Segment and Related Information Segment and Related Information
 
The Company manages its operations through three reportable business segments in accordance with the standards set forth in FASB ASC 280, "Segment Reporting": (i) banking ("Banking"), (ii) insurance ("Tompkins Insurance") and (iii) wealth management ("Tompkins Financial Advisors"). The Company’s insurance services and wealth management services, other than trust services, are managed separately from the Banking segment.
 
Banking
Tompkins Community Bank has twelve banking offices located in Ithaca, NY and surrounding communities; fourteen banking offices located in the Genesee Valley region of New York State, which includes Monroe County; twelve banking offices located in the counties north of New York City; and sixteen banking offices headquartered and operating in the areas surrounding southeastern Pennsylvania.
 
Insurance
The Company provides property and casualty insurance services and employee benefits consulting through Tompkins Insurance Agencies, Inc., a 100% wholly-owned subsidiary of the Company, headquartered in Batavia, New York. Tompkins Insurance is an independent insurance agency, representing many major insurance carriers and provides employee benefit consulting to employers in Western and Central New York and Southeastern Pennsylvania, assisting them with their medical, group life insurance and group disability insurance. Tompkins Insurance has four stand-alone offices in Western New York.
 
Wealth Management
The Wealth Management segment is generally organized under the Tompkins Financial Advisors brand. Tompkins Financial Advisors offers a comprehensive suite of financial services to customers, including trust and estate services, investment management and financial and insurance planning for individuals, corporate executives, small business owners and high net worth individuals. Tompkins Financial Advisors has offices in each of the Company’s regional markets.

Chief Operating Decision Maker
Our Chief Executive Officer ("CEO") is our chief operating decision maker. In order to allocate costs, capital and resources to each operating segment, we (i) identify the cost or opportunity value of funds within each business segment, (ii) measure the profitability of a particular business segment by relating appropriate costs to revenues, (iii) evaluate each business segment in a manner consistent with its economic impact on consolidated earnings, and (iv) enhance asset and liability pricing decisions. Our CEO reviews actual net income versus budgeted net income on a monthly basis to assess segment performance and to make decisions about allocating capital and personnel among the segments.
Summarized financial information concerning the Company’s reportable segments and the reconciliation to the Company’s consolidated results is shown in the following table. Investment in subsidiaries is netted out of the presentations below. The “Intercompany” column identifies the intercompany activities of revenues, expenses and other assets between the banking, insurance and wealth management services segments. The Company accounts for intercompany fees and services at an estimated fair value according to regulatory requirements for the services provided. Intercompany items relate primarily to the use of human resources, information systems, accounting and marketing services provided by the bank and the holding company. All other accounting policies are the same as those described in the summary of significant accounting policies in the Company's Annual Report on Form 10-K for the year ended December 31, 2024.
 
Three months ended March 31, 2025
(In thousands)BankingInsuranceWealth ManagementIntercompanyConsolidated
Interest income$89,462 $1 $0 $(1)$89,462 
Interest expense32,801 0 0 (1)32,800 
Net interest income56,661 1 0 0 56,662 
Provision for credit loss expense5,287 0 0 0 5,287 
Noninterest income8,645 11,703 5,213 (529)25,032 
Noninterest expense39,693 7,325 4,118 (529)50,607 
Income before income tax expense20,326 4,379 1,095 0 25,800 
Income tax expense4,642 1,205 274 0 6,121 
Net Income attributable to Tompkins Financial Corporation$15,684 $3,174 $821 $0 $19,679 
Depreciation and amortization$2,105 $46 $44 $0 $2,195 
Assets8,141,375 44,496 29,304 (15,522)8,199,653 
Goodwill64,524 19,867 8,211 0 92,602 
Other intangibles, net1,222 935 19 0 2,176 
Net loans and leases6,005,622 0 0 0 6,005,622 
Deposits6,768,704 0 0 (15,202)6,753,502 
Total Equity$678,242 $36,669 $26,466 $0 $741,377 
Three months ended March 31, 2024
(In thousands)BankingInsuranceWealth
Management		IntercompanyConsolidated
Interest income$83,183 $1 $0 $(1)$83,183 
Interest expense32,509 0 0 (1)32,508 
Net interest income50,674 1 0 0 50,675 
Provision for credit loss expense854 0 0 0 854 
Noninterest income7,111 10,526 5,039 (539)22,137 
Noninterest expense39,363 7,227 3,806 (539)49,857 
Income before income tax expense17,568 3,300 1,233 0 22,101 
Income tax expense3,986 906 306 0 5,198 
Net Income attributable to noncontrolling interests and Tompkins Financial Corporation13,582 2,394 927 0 16,903 
Less: Net income attributable to noncontrolling interests31 0 0 0 31 
Net Income attributable to Tompkins Financial Corporation$13,551 $2,394 $927 $0 $16,872 
Depreciation and amortization$2,922 $43 $41 $0 $3,006 
Assets7,719,504 45,987 29,577 (17,034)7,778,034 
Goodwill64,525 19,866 8,211 0 92,602 
Other intangibles, net953 1,262 32 0 2,247 
Net loans and leases5,588,820 0 0 0 5,588,820 
Deposits6,473,721 0 0 (24,105)6,449,616 
Total Equity$598,717 $37,039 $33,582 $0 $669,338