XML 37 R25.htm IDEA: XBRL DOCUMENT v3.25.3

Loans and Leases (Tables)

3 Months Ended

Mar. 31, 2025

Receivables [Abstract]

Schedule of loans and leases

Loans and Leases at March 31, 2025 and December 31, 2024 were as follows:

(In thousands)			03/31/2025			12/31/2024
Commercial and industrial
Agriculture			$	93,688		$	110,007
Commercial and industrial other			877,151			855,568
Subtotal commercial and industrial			970,839			965,575
Commercial real estate
Construction			377,238			385,931
Agriculture			221,652			217,582
Commercial real estate other			2,827,282			2,776,304
Subtotal commercial real estate			3,426,172			3,379,817
Residential real estate
Home equity			205,512			204,194
Mortgages			1,366,441			1,366,646
Subtotal residential real estate			1,571,953			1,570,840
Consumer and other
Indirect			156			229
Consumer and other			90,621			96,163
Subtotal consumer and other			90,777			96,392
Leases			11,782			12,484
Total loans and leases			6,071,523			6,025,108
Less: unearned income and deferred costs and fees			(4,878)			(5,186)
Total loans and leases, net of unearned income and deferred costs and fees			$	6,066,645		$	6,019,922

Schedule of age analysis of past due loans

The below tables are an age analysis of past due loans, segregated by class of loans as of March 31, 2025 and December 31, 2024:

March 31, 2025
(In thousands)			30-59 Days			60-89 Days			90 Days or More			Total Past Due			Current Loans			Total Loans
Loans and Leases
Commercial and industrial
Agriculture			$	148		$	0		$	0		$	148		$	93,540		$	93,688
Commercial and industrial other			2,572			1,252			765			4,589			872,562			877,151
Subtotal commercial and industrial			2,720			1,252			765			4,737			966,102			970,839
Commercial real estate
Construction			496			0			17,302			17,798			359,440			377,238
Agriculture			79			0			0			79			221,573			221,652
Commercial real estate other			6,424			114			30,090			36,628			2,790,654			2,827,282
Subtotal commercial real estate			6,999			114			47,392			54,505			3,371,667			3,426,172
Residential real estate
Home equity			30			0			2,315			2,345			203,167			205,512
Mortgages			777			0			8,125			8,902			1,357,539			1,366,441
Subtotal residential real estate			807			0			10,440			11,247			1,560,706			1,571,953
Consumer and other
Indirect			1			0			0			1			155			156
Consumer and other			221			171			231			623			89,998			90,621
Subtotal consumer and other			222			171			231			624			90,153			90,777
Leases			0			0			0			0			11,782			11,782
Total loans and leases			$	10,748		$	1,537		$	58,828		$	71,113		$	6,000,410		$	6,071,523
Less: unearned income and deferred costs and fees			0			0			0			0			(4,878)			(4,878)
Total loans and leases, net of unearned income and deferred costs and fees			$	10,748		$	1,537		$	58,828		$	71,113		$	5,995,532		$	6,066,645

December 31, 2024
(In thousands)			30-59 Days			60-89 Days			90 Days or More			Total Past Due			Current Loans			Total Loans
Loans and Leases
Commercial and industrial
Agriculture			$	0		$	0		$	0		$	0		$	110,007		$	110,007
Commercial and industrial other			3,944			32			684			4,660			850,908			855,568
Subtotal commercial and industrial			3,944			32			684			4,660			960,915			965,575
Commercial real estate
Construction			1,120			17,400			0			18,520			367,411			385,931
Agriculture			81			0			0			81			217,501			217,582
Commercial real estate other			0			1,605			11,966			13,571			2,762,733			2,776,304
Subtotal commercial real estate			1,201			19,005			11,966			32,172			3,347,645			3,379,817
Residential real estate
Home equity			955			91			1,811			2,857			201,337			204,194
Mortgages			0			2,836			9,257			12,093			1,354,553			1,366,646
Subtotal residential real estate			955			2,927			11,068			14,950			1,555,890			1,570,840
Consumer and other
Indirect			3			2			7			12			217			229
Consumer and other			430			329			354			1,113			95,050			96,163
Subtotal consumer and other			433			331			361			1,125			95,267			96,392
Leases			0			0			0			0			12,484			12,484
Total loans and leases			$	6,533		$	22,295		$	24,079		$	52,907		$	5,972,201		$	6,025,108
Less: unearned income and deferred costs and fees			0			0			0			0			(5,186)			(5,186)
Total loans and leases, net of unearned income and deferred costs and fees			$	6,533		$	22,295		$	24,079		$	52,907		$	5,967,015		$	6,019,922

Schedule of nonaccrual loans

The below tables are an age analysis of nonaccrual loans segregated by class of loans, as of March 31, 2025 and December 31, 2024:

March 31, 2025
(In thousands)			Nonaccrual Loans and Leases with no ACL			Nonaccrual Loans and Leases			Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases
Commercial and industrial
Agriculture			$	0		$	13		$	0
Commercial and industrial other			622			2,464			0
Subtotal commercial and industrial			622			2,477			0
Commercial real estate
Construction			17,302			17,302			0
Agriculture			0			103			0
Commercial real estate other			7,434			33,750			0
Subtotal commercial real estate			24,736			51,155			0
Residential real estate
Home equity			232			3,498			0
Mortgages			2,922			13,643			1
Subtotal residential real estate			3,154			17,141			1
Consumer and other
Indirect			0			4			0
Consumer and other			0			114			186
Subtotal consumer and other			0			118			186
Total loans and leases			$	28,512		$	70,891		$	187

December 31, 2024
(In thousands)			Nonaccrual Loans and Leases with no ACL			Nonaccrual Loans and Leases			Loans and Leases Past Due Over 89 Days and Accruing
Loans and Leases
Commercial and industrial
Agriculture			$	0		$	519		$	0
Commercial and industrial other			0			1,023			0
Subtotal commercial and industrial			0			1,542			0
Commercial real estate
Agriculture			0			129			0
Commercial real estate other			24,179			32,461			0
Subtotal commercial real estate			24,179			32,590			0
Residential real estate
Home equity			610			2,889			0
Mortgages			1,338			13,389			9
Subtotal residential real estate			1,948			16,278			9
Consumer and other
Indirect			0			13			0
Consumer and other			0			125			314
Subtotal consumer and other			0			138			314
Total loans and leases			$	26,127		$	50,548		$	323

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-14

Reference 2: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 80
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479294/326-20-55-80

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(4))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable on nonaccrual status.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-16

+ Details

Name:	us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration