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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
OPERATING ACTIVITIES    
Net income attributable to Tompkins Financial Corporation $ 19,679 $ 16,872
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit loss expense 5,287 854
Depreciation and amortization of premises, equipment, and software 2,195 3,006
Amortization of intangible assets 84 76
Earnings from corporate owned life insurance (615) (551)
Net amortization on securities (393) (297)
Amortization/accretion related to purchase accounting (63) (289)
Net (gain) loss on securities transactions (14) 14
Net gain on sale of loans originated for sale (454) (73)
Proceeds from sale of loans originated for sale 12,036 1,216
Loans originated for sale (11,300) (540)
Net loss (gain) on sale of bank premises and equipment 27 (174)
Stock-based compensation expense 943 984
Increase in accrued interest receivable (48) (2,494)
Increase in accrued interest payable (532) (353)
Other, net (4,607) 4,990
Net Cash Provided by Operating Activities 22,225 23,241
INVESTING ACTIVITIES    
Proceeds from maturities, calls and principal paydowns of available-for-sale debt securities 29,979 38,972
Purchases of available-for-sale debt securities (35,922) (1,678)
Net increase in loans (47,398) (36,490)
Proceeds from sale/redemptions of Federal Home Loan Bank stock 36,258 22,704
Purchases of Federal Home Loan Bank and other stock (23,130) (19,088)
Proceeds from sale of bank premises and equipment 0 214
Purchases of bank premises, equipment and software (1,353) (1,389)
Purchase of corporate owned life insurance 0 (6,250)
Proceeds from redemption of corporate owned life insurance 0 3,115
Proceeds from sale of other real estate owned 16,131 174
Other, net 0 (588)
Net Cash (Used in) Provided by Investing Activities (25,435) (304)
FINANCING ACTIVITIES    
Net increase in demand, money market, and savings deposits 166,524 73,428
Net increase (decrease) in time deposits 115,234 (23,466)
Net increase (decrease) in Federal funds purchased and securities sold under agreements to repurchase 85,949 (7,315)
Increase in other borrowings 48,000 0
Repayment of other borrowings (345,000) (79,500)
Cash dividends (8,833) (8,526)
Common stock issued 28 41
Net shares issued related to restricted stock awards (25) 0
Net Cash Provided by (Used in) Financing Activities 61,877 (45,338)
Net Increase (Decrease) in Cash and Cash Equivalents 58,667 (22,401)
Cash and cash equivalents at beginning of period 134,398 79,542
Total Cash and Cash Equivalents at End of Period 193,065 57,141
Supplemental Information:    
Cash paid during the year for - Interest 33,392 33,053
Cash paid during the year for - Taxes 273 1,460
Right-of-use assets obtained in exchange for new lease liabilities $ 1,496 $ 181