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SCHEDULE H - PART IV ITEM 4i - SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES AT END OF YEAR | 12 Months Ended
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Dec. 31, 2025
EBP 002 |
EBP, Schedule of Asset Held for Investment [Line Items] |
SCHEDULE H - PART IV ITEM 4i - SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES AT END OF YEAR | TOMPKINS RETIREMENT SAVINGS PLAN EIN: 15-0470650 PLAN #: 002 FORM 5500 - SCHEDULE H - PART IV ITEM 4i - SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES AT END OF YEAR - DECEMBER 31, 2025
(a) |  | (b) |  | (c) |  | (e)
Party in interest |  | Identity of issue, borrower, lessor or similar party |  | Description of investment, including maturity date, rate of interest, collateral, par or maturity value |  | Current Value
|  | American Funds Service Co. |  | 1,861,704.5126 Units |  | $ | 39,095,795
|  |  |  | Target Date Retirement 2035 R6 |  |
|  | American Funds Service Co. |  | 1,693,332.2430 Units |  | 31,783,845
|  |  |  | Target Date Retirement 2030 R6 |  |
|  | American Funds Service Co. |  | 1,043,416.7208 Units |  | 24,144,663
|  |  |  | Target Date Retirement 2040 R6 |  |
|  | American Funds Service Co. |  | 964,945.3224 Units |  | 23,226,234
|  |  |  | Target Date Retirement 2045 R6 |  |
|  | American Funds Service Co. |  | 1,324,503.2389 Units |  | 21,403,972
|  |  |  | Target Date Retirement 2025 R6 |  |
|  | American Funds Service Co. |  | 548,913.1449 Units |  | 13,031,198
|  |  |  | Target Date Retirement 2050 R6 |  |
|  | BlackRock Advisors, LLC |  | 282,011.0274 Units |  | 12,041,871
|  |  |  | iShares Russell 1000 LC Index K |  |
|  | American Funds Service Co. |  | 580,579.3619 Units |  | 8,261,644
|  |  |  | Target Date Retirement 2020 R6 |  |
|  | American Funds Service Co. |  | 210,499.0382 Units |  | 6,344,441
|  |  |  | Target Date Retirement 2055 R6 |  |
|  | Fidelity Investments |  | 130,391.8615 Units |  | 6,033,231
|  |  |  | Large Cap Gr Index Fund |  |
|  | Great Gray Trust Company |  | 378,696.0838 Units |  | 4,399,880
|  |  |  | Stable Value R1 Fund |  |
|  | JP Morgan Investment Mgmt Inc. |  | 174,403.7418 Units |  | 4,316,493
|  |  |  | Equity Income R6 Fund |  |
|  | American Funds Service Co. |  | 296,961.6297 Units |  | 3,824,866
|  |  |  | Target Date Retirement 2015 R6 |  |
|  | BlackRock Advisors, LLC |  | 227,203.7521 Units |  | 3,519,386
|  |  |  | iShares Russell MC Index K Fund |  |
|  | BlackRock Advisors, LLC |  | 121,007.5431 Units |  | 3,241,792
|  |  |  | iShares Russell 2000 SC Index K |  |
|  | American Funds Service Co. |  | 113,925.8616 Units |  | 2,337,759
|  |  |  | Target Date Retirement 2060 R6 |  |
(CONTINUED) TOMPKINS RETIREMENT SAVINGS PLAN EIN: 15-0470650 PLAN #: 002 FORM 5500 - SCHEDULE H - PART IV ITEM 4i - SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES AT END OF YEAR - DECEMBER 31, 2025, Cont’d
(a) |  | (b) |  | (c) |  | (e)
Party in interest |  | Identity of issue, borrower, lessor or similar party |  | Description of investment, including maturity date, rate of interest, collateral, par or maturity value |  | Current Value
|  | American Funds Service Co. |  | 112,456.1046 Units |  | $ | 2,269,364
|  |  |  | Target Date Retirement 2065 R6 |  |
|  | American Funds Service Co. |  | 182,081.3578 Units |  | 2,234,138
|  |  |  | Target Date Retirement 2010 R6 |  |
|  | JP Morgan Investment Mgmt Inc. |  | 203,598.0958 Units |  | 2,125,564
|  |  |  | Core Bond R6 Fund |  |
|  | BlackRock Advisors, LLC |  | 147,914.3743 Units |  | 1,924,366
|  |  |  | iShares MSCI Tot Intl Idx K Fund |  |
|  | Morgan Stanley Investment Mgmt |  | 62,975.8186 Units |  | 1,750,098
|  |  |  | Inst Int Adv I |  |
|  | John Hancock Advisors, LLC |  | 52,145.7986 Units |  | 1,431,924
|  |  |  | Disc Value Mid-Cap R6 Fund |  |
|  | BlackRock Advisors, LLC |  | 153,249.9695 Units |  | 1,406,835
|  |  |  | iShares US Agg Bond Index K Fund |  |
|  | Harbor Capital Advisors |  | 22,795.7975 Units |  | 973,609
|  |  |  | Small Cap Value Ret Fund |  |
|  | Baillie Gifford |  | 34,557.0626 Units |  | 916,799
|  |  |  | Baillie Gifford Emg Mkt Eq K |  |
|  | Great Gray Trust Company |  | 29,221.7251 Units |  | 468,541
|  |  |  | Mid Cap Growth R1 Fund |  |
|  | American Funds Service Co. |  | 34,112.9667 Units |  | 440,398
|  |  |  | Target Date Retirement 2070 R6 |  |
* |  | Tompkins Financial Corp. |  | 113,850.4531 Units |  |
|  |  |  | Corporation Common Stock |  | 8,256,435
|  |  |  |  |  | 231,205,141
* |  | Participant loans |  | 3.25% - 9.50% maturing 2026 through 2042 |  | 2,364,044
|  |  |  |  |  | $ | 233,569,185
Note: Certain cost information in column (d) is not required to be disclosed as investments are participant directed under an individual account plan. * Denotes party in interest

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