
<TABLE> <S> <C>

<PAGE>
 
<ARTICLE> 9
<MULTIPLIER> 1,000
       
<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               MAR-31-1999
<CASH>                                           4,546
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    521,025
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        969,335
<ALLOWANCE>                                      7,660
<TOTAL-ASSETS>                               1,561,583
<DEPOSITS>                                   1,034,034
<SHORT-TERM>                                   323,408
<LIABILITIES-OTHER>                             12,125
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           181
<OTHER-SE>                                     191,835
<TOTAL-LIABILITIES-AND-EQUITY>               1,561,583
<INTEREST-LOAN>                                 17,907
<INTEREST-INVEST>                                8,113
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                26,020
<INTEREST-DEPOSIT>                              10,203
<INTEREST-EXPENSE>                              14,304
<INTEREST-INCOME-NET>                           11,716
<LOAN-LOSSES>                                      225
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  6,592
<INCOME-PRETAX>                                  6,444
<INCOME-PRE-EXTRAORDINARY>                       6,444
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     4,138
<EPS-PRIMARY>                                      .33
<EPS-DILUTED>                                      .33
<YIELD-ACTUAL>                                    7.01
<LOANS-NON>                                      5,193
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 7,460
<CHARGE-OFFS>                                        0<F1>
<RECOVERIES>                                         0<F1>
<ALLOWANCE-CLOSE>                                7,660
<ALLOWANCE-DOMESTIC>                                 0<F1>
<ALLOWANCE-FOREIGN>                                  0<F1>
<ALLOWANCE-UNALLOCATED>                              0<F1>
<FN>
<F1>INFORMATION NOT DISCLOSED IN 10-Q.
</FN>
        

</TABLE>
