
<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               JUN-30-1999
<CASH>                                           3,281
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    496,978
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      1,008,455
<ALLOWANCE>                                      7,838
<TOTAL-ASSETS>                               1,576,651
<DEPOSITS>                                   1,044,411
<SHORT-TERM>                                   325,070
<LIABILITIES-OTHER>                             15,894
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           181
<OTHER-SE>                                     191,095
<TOTAL-LIABILITIES-AND-EQUITY>               1,576,651
<INTEREST-LOAN>                                 36,345
<INTEREST-INVEST>                               16,247
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                52,592
<INTEREST-DEPOSIT>                              20,407
<INTEREST-EXPENSE>                              28,842
<INTEREST-INCOME-NET>                           23,750
<LOAN-LOSSES>                                      450
<SECURITIES-GAINS>                                (49)
<EXPENSE-OTHER>                                 13,242
<INCOME-PRETAX>                                 12,656
<INCOME-PRE-EXTRAORDINARY>                       8,126
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     8,126
<EPS-BASIC>                                        .65
<EPS-DILUTED>                                      .65
<YIELD-ACTUAL>                                    7.01
<LOANS-NON>                                      4,784
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 7,460
<CHARGE-OFFS>                                        0<F1>
<RECOVERIES>                                         0<F1>
<ALLOWANCE-CLOSE>                                7,838
<ALLOWANCE-DOMESTIC>                                 0<F1>
<ALLOWANCE-FOREIGN>                                  0<F1>
<ALLOWANCE-UNALLOCATED>                              0<F1>
<FN>
<F1>INFORMATION NOT DISCLOSED IN 10-Q
</FN>


</TABLE>
