
<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                           6,614
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    483,263
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      1,018,514
<ALLOWANCE>                                      8,091
<TOTAL-ASSETS>                               1,579,954
<DEPOSITS>                                   1,044,877
<SHORT-TERM>                                   342,537
<LIABILITIES-OTHER>                             17,825
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                           181
<OTHER-SE>                                     174,534
<TOTAL-LIABILITIES-AND-EQUITY>               1,579,954
<INTEREST-LOAN>                                 55,258
<INTEREST-INVEST>                               24,446
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                79,704
<INTEREST-DEPOSIT>                              30,646
<INTEREST-EXPENSE>                              43,616
<INTEREST-INCOME-NET>                           36,088
<LOAN-LOSSES>                                      675
<SECURITIES-GAINS>                                (49)
<EXPENSE-OTHER>                                 20,077
<INCOME-PRETAX>                                 19,198
<INCOME-PRE-EXTRAORDINARY>                      12,303
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    12,303
<EPS-BASIC>                                       1.01
<EPS-DILUTED>                                      .98
<YIELD-ACTUAL>                                    7.04
<LOANS-NON>                                      4,067
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 7,460
<CHARGE-OFFS>                                        0<F1>
<RECOVERIES>                                         0<F1>
<ALLOWANCE-CLOSE>                                8,091
<ALLOWANCE-DOMESTIC>                                 0<F1>
<ALLOWANCE-FOREIGN>                                  0<F1>
<ALLOWANCE-UNALLOCATED>                              0<F1>
<FN>
<F1>INFORMATION NOT DISCLOSED IN 10-Q

</FN>

</TABLE>
