0000928385-99-000849 DEF 14A 1 19990422 19990319 OCEAN FINANCIAL CORP 0001004702 6035 223412577 DE 1231 DEF 14A 34 001-11713 99569005 975 HOOPER AVE TOMS RIVER NJ 08753-8396 9084775200 74 BRICK BLVD. BRICK TOWNSHIP NJ 08723 DEF 14A 1 000092838599000849-001-seq1-def-14a.txt DEFINITIVE PROXY STATEMENT