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Regulatory Matters (Tables) | 12 Months Ended
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Dec. 31, 2018
Banking and Thrift [Abstract] |
Summary of Regulatory Capital Amounts and Ratios | The following is a summary of the Bank and the Company’s regulatory capital amounts and ratios as of December 31, 2018 and 2017 compared to the regulatory minimum capital adequacy requirements and the regulatory requirements for classification as a well-capitalized institution then in effect (dollars in thousands):
As of December 31, 2018 | Actual |  | For capital adequacy purposes |  | To be well-capitalized under prompt corrective action
Bank: | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
Tier 1 capital (to average assets) | $ | 712,900 |  |  | 10.01 | % |  | $ | 284,772 |  |  | 4.000 | % |  | $ | 355,965 |  |  | 5.00 | %
Common equity Tier 1 (to risk-weighted assets) | 712,900 |  |  | 13.39 |  |  | 339,513 |  |  | 6.375 |  | (1) | 346,170 |  |  | 6.50 |
Tier 1 capital (to risk-weighted assets) | 712,900 |  |  | 13.39 |  |  | 419,398 |  |  | 7.875 |  | (1) | 426,056 |  |  | 8.00 |
Total capital (to risk-weighted assets) | 730,484 |  |  | 13.72 |  |  | 525,912 |  |  | 9.875 |  | (1) | 532,570 |  |  | 10.00 |
OceanFirst Financial Corp: |  |  |  |  |  |  |  |  |  |  |
Tier 1 capital (to average assets) | $ | 709,972 |  |  | 9.96 | % |  | $ | 285,199 |  |  | 4.000 | % |  | N/A |  |  | N/A |
Common equity Tier 1 (to risk-weighted assets) | 647,773 |  |  | 12.15 |  |  | 339,791 |  |  | 6.375 |  | (1) | N/A |  |  | N/A |
Tier 1 capital (to risk-weighted assets) | 709,972 |  |  | 13.32 |  |  | 419,742 |  |  | 7.875 |  | (1) | N/A |  |  | N/A |
Total capital (to risk-weighted assets) | 762,556 |  |  | 14.31 |  |  | 526,343 |  |  | 9.875 |  | (1) | N/A |  |  | N/A |
As of December 31, 2017 | Actual |  | For capital adequacy purposes |  | To be well-capitalized under prompt corrective action
Bank: | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
Tier 1 capital (to average assets) | $ | 459,031 |  |  | 8.75 | % |  | $ | 209,760 |  |  | 4.000 | % |  | $ | 262,200 |  |  | 5.00 | %
Common equity Tier 1 (to risk-weighted assets) | 459,031 |  |  | 12.41 |  |  | 212,705 |  |  | 5.750 |  | (2) | 240,450 |  |  | 6.50 |
Tier 1 capital (to risk-weighted assets) | 459,031 |  |  | 12.41 |  |  | 268,194 |  |  | 7.250 |  | (2) | 295,938 |  |  | 8.00 |
Total capital (to risk-weighted assets) | 475,379 |  |  | 12.85 |  |  | 342,178 |  |  | 9.250 |  | (2) | 369,923 |  |  | 10.00 |
OceanFirst Financial Corp: |  |  |  |  |  |  |  |  |  |  |
Tier 1 capital (to average assets) | $ | 465,554 |  |  | 8.87 | % |  | $ | 209,943 |  |  | 4.000 | % |  | N/A |  |  | N/A |
Common equity Tier 1 (to risk-weighted assets) | 449,991 |  |  | 12.15 |  |  | 212,907 |  |  | 5.750 |  | (2) | N/A |  |  | N/A |
Tier 1 capital (to risk-weighted assets) | 465,554 |  |  | 12.57 |  |  | 268,448 |  |  | 7.250 |  | (2) | N/A |  |  | N/A |
Total capital (to risk-weighted assets) | 516,902 |  |  | 13.96 |  |  | 342,502 |  |  | 9.250 |  | (2) | N/A |  |  | N/A |
(1) | Includes the Capital Conservation Buffer of 1.875%.
(2) | Includes the Capital Conservation Buffer of 1.250%

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