<SEC-DOCUMENT>0001193125-19-024029.txt : 20190131
<SEC-HEADER>0001193125-19-024029.hdr.sgml : 20190131
<ACCEPTANCE-DATETIME>20190131164505
ACCESSION NUMBER:		0001193125-19-024029
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20190131
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190131
DATE AS OF CHANGE:		20190131

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			OCEANFIRST FINANCIAL CORP
		CENTRAL INDEX KEY:			0001004702
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				223412577
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-11713
		FILM NUMBER:		19556391

	BUSINESS ADDRESS:	
		STREET 1:		975 HOOPER AVE
		CITY:			TOMS RIVER
		STATE:			NJ
		ZIP:			08753-8396
		BUSINESS PHONE:		7322404500

	MAIL ADDRESS:	
		STREET 1:		975 HOOPER AVENUE
		CITY:			TOMS RIVER
		STATE:			NJ
		ZIP:			08723

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	OCEAN FINANCIAL CORP
		DATE OF NAME CHANGE:	19951208
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d702720d8k.htm
<DESCRIPTION>8-K
<TEXT>
<HTML><HEAD>
<TITLE>8-K</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>UNITED STATES </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES AND EXCHANGE COMMISSION </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>WASHINGTON, DC 20549 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman" ALIGN="center"><B>FORM <FONT
STYLE="white-space:nowrap">8-K</FONT> </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>CURRENT
REPORT </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Pursuant to Section&nbsp;13 or 15(d) </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>of the Securities Exchange Act of 1934 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman" ALIGN="center"><B>Date of report (Date of earliest event reported): January&nbsp;31, 2019 (January&nbsp;31, 2019) </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center> <P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman" ALIGN="center"><B>OCEANFIRST FINANCIAL CORP. </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(Exact name of registrant as specified in its charter) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>
<TD WIDTH="34%"></TD>
<TD VALIGN="bottom"></TD>
<TD WIDTH="32%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" ALIGN="center"><B>Delaware</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B><FONT STYLE="white-space:nowrap">001-11713</FONT></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"><B><FONT STYLE="white-space:nowrap">22-3412577</FONT></B></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(State or other jurisdiction of</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>incorporation or organization)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Commission</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>File No.)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(IRS Employer</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Identification No.)</B></P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>110 West Front Street, Red Bank, New Jersey 07701 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Address of principal executive offices, including zip code) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>(732) <FONT STYLE="white-space:nowrap">240-4500</FONT> </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Registrant&#146;s telephone number, including area code) </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Not Applicable </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Former
name or former address, if changed since last report) </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below
if the Form <FONT STYLE="white-space:nowrap">8-K</FONT> filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Soliciting material pursuant to Rule <FONT STYLE="white-space:nowrap">14a-12</FONT> under the Exchange Act (17
CFR <FONT STYLE="white-space:nowrap">240.14a-12)</FONT> </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><FONT STYLE="white-space:nowrap">Pre-commencement</FONT> communications pursuant to Rule <FONT
STYLE="white-space:nowrap">14d-2(b)</FONT> under the Exchange Act (17 CFR <FONT STYLE="white-space:nowrap">240.14d-2(b))</FONT> </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">&#9744;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><FONT STYLE="white-space:nowrap">Pre-commencement</FONT> communications pursuant to Rule <FONT
STYLE="white-space:nowrap">13e-4(c)</FONT> under the Exchange Act (17 CFR <FONT STYLE="white-space:nowrap">140.13e-4(c))</FONT> </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR &#167;230.405) or
Rule <FONT STYLE="white-space:nowrap">12b-2</FONT> of the Securities Exchange Act of 1934 (17 CFR <FONT STYLE="white-space:nowrap">&#167;240.12b-2).</FONT> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Emerging growth company&nbsp;&nbsp;&#9744; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging
growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange
Act.&nbsp;&nbsp;&#9744; </P> <P STYLE="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;8.01.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Other Events </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On January&nbsp;31, 2019, OceanFirst Financial Corp., a Delaware corporation (&#147;OceanFirst&#148;), issued a press release announcing the
completion of its previously announced acquisition of Capital Bank of New Jersey, a New Jersey chartered commercial bank (&#147;Capital Bank&#148;), pursuant to that certain Agreement and Plan of Merger, dated as of October&nbsp;25, 2018 (the
&#147;Merger Agreement&#148;), by and among OceanFirst, OceanFirst Bank, National Association, a wholly-owned subsidiary of OceanFirst (&#147;OceanFirst Bank&#148;), and Capital Bank. In accordance with the terms of the Merger Agreement, on
January&nbsp;31, 2019, Capital Bank merged with and into OceanFirst Bank (the &#147;Merger&#148;), with OceanFirst Bank as the surviving bank in the Merger. At the effective time of the Merger, the former Capital Bank stockholders (other than
holders, if any, who have properly exercised dissenters&#146; rights) became entitled to receive 1.25 shares of OceanFirst common stock, together with cash in lieu of fractional shares, for each outstanding share of Capital Bank common stock. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The foregoing description of the Merger Agreement and the Merger does not purport to be complete and is qualified in its entirety by reference
to the Merger Agreement, which was attached as Exhibit 2.1 to OceanFirst&#146;s Current Report on Form <FONT STYLE="white-space:nowrap">8-K</FONT> filed on October&nbsp;26, 2018 and is incorporated into this Item 8.01 by reference. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%" VALIGN="top" ALIGN="left"><B>Item&nbsp;9.01.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Financial Statements and Exhibits </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) Exhibits. The following exhibits are filed with this Current Report on Form <FONT STYLE="white-space:nowrap">8-K:</FONT> </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="92%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center"><B>Exhibit<BR>Number</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Description</B></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>2.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Agreement and Plan of Merger, dated as of October&nbsp;25, 2018, by and among OceanFirst Financial Corp., OceanFirst Bank, National Association, and Capital Bank of New Jersey (incorporated by reference to Exhibit 2.1 of the Current
Report on Form <FONT STYLE="white-space:nowrap">8-K,</FONT> filed by OceanFirst Financial Corp. on October&nbsp;26, 2018) &#134;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Press Release of OceanFirst</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#134;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Schedules have been omitted pursuant to Item 601(b)(2) of Regulation
<FONT STYLE="white-space:nowrap">S-K.</FONT> OceanFirst Financial Corp. hereby undertakes to furnish supplemental copies of any of the omitted schedules upon request by the U.S. Securities and Exchange Commission. </P></TD></TR></TABLE>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>EXHIBIT INDEX </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>
<TD></TD>
<TD VALIGN="bottom" WIDTH="5%"></TD>
<TD WIDTH="92%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP ALIGN="center"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; " ALIGN="center"><B>Exhibit<BR>Number</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Description</B></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>2.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><A HREF="http://www.sec.gov/Archives/edgar/data/1004702/000119312518309248/d643874dex21.htm">Agreement and Plan of Merger, dated as of October&nbsp;
25, 2018, by and among OceanFirst Financial Corp., OceanFirst Bank, National Association, and Capital Bank of New Jersey (incorporated by reference to Exhibit 2.1 of the Current Report on Form <FONT STYLE="white-space:nowrap">8-K,</FONT> filed by OceanFirst
 Financial Corp. on October&nbsp;26, 2018) &#134; </A></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" NOWRAP>99.1</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><A HREF="d702720dex991.htm">Press Release of OceanFirst </A></TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">&#134;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Schedules have been omitted pursuant to Item 601(b)(2) of Regulation
<FONT STYLE="white-space:nowrap">S-K.</FONT> OceanFirst Financial Corp. hereby undertakes to furnish supplemental copies of any of the omitted schedules upon request by the U.S. Securities and Exchange Commission. </P></TD></TR></TABLE>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SIGNATURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
thereunto duly authorized. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: January&nbsp;31, 2019 </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>
<TD WIDTH="12%"></TD>
<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"><B>OCEANFIRST FINANCIAL CORP.</B></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom" STYLE=" BORDER-BOTTOM:1px solid #000000">&nbsp;</TD>
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000">/s/ Michael J. Fitzpatrick</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Michael J. Fitzpatrick</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Executive Vice President&nbsp;&amp; Chief Financial Officer</TD></TR>
</TABLE></DIV>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>d702720dex991.htm
<DESCRIPTION>EX-99.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-99.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 99.1 </B></P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g702720g21x65.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>FOR IMMEDIATE RELEASE </U></B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Company Contact: </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Jill Hewitt, Investor Relations Officer </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OceanFirst Financial Corp. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap">(732)240-4500,</FONT> ext. 7513 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Email: jhewitt@oceanfirst.com </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>OCEANFIRST
FINANCIAL CORP. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Completes Acquisition of Capital Bank of New Jersey </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>RED BANK, NEW JERSEY, January</B><B></B><B>&nbsp;31, 2019</B>&#133;<B>OceanFirst Financial Corp. (&#147;OceanFirst&#148;) (NASDAQ:&#147;OCFC&#148;)</B>,
today announced the closing of its acquisition of Capital Bank of New Jersey (&#147;Capital Bank&#148;). OceanFirst is the holding company for OceanFirst Bank N.A. (&#147;OceanFirst Bank&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As a result of the acquisition, Capital Bank will operate as a division of OceanFirst Bank until the integration of the operating systems is completed, which
is expected to occur in the second quarter of 2019.&nbsp;In conjunction with the full integration of the operating systems, Capital Bank will be rebranded as OceanFirst Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OceanFirst is the largest community bank headquartered in central and southern New Jersey with an approximate balance sheet at December&nbsp;31, 2018 as
follows: assets of $7.5&nbsp;billion, loans of $5.6&nbsp;billion, and deposits of $5.8&nbsp;billion. With the addition of Capital Bank, OceanFirst will have assets of approximately $8&nbsp;billion. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">OceanFirst Chairman and Chief Executive Officer, Christopher D. Maher, said, &#147;We are excited to welcome the Capital Bank of New Jersey customers,
employees and stockholders to our OceanFirst family.&#148; Mr.&nbsp;Maher added, &#147;The addition of Capital customers enhances the OceanFirst market share in Cumberland County to 34% and in Atlantic County to 24%. We look forward to serving our
neighbors in these communities with extraordinary financial products and services.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Upon completion of the merger, the former stockholders of
Capital Bank became entitled to receive 1.25 shares of OCFC common stock for each share of Capital Bank common stock they held plus cash in lieu of any fractional shares of OCFC common stock. The former stockholders of Capital Bank also became
eligible to participate in OceanFirst&#146;s previously announced regular quarterly cash dividend of $0.17 per share of OCFC common stock that is payable to OceanFirst stockholders of record as of February&nbsp;4, 2019. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Based on the $24.05 per share closing price of OCFC common stock on January&nbsp;30, 2019, the total transaction value was approximately $76.96&nbsp;million
(including options). </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">OceanFirst Financial Corp. &#9679; 110 West Front Street &#9679; Red Bank, NJ 07701 &#9679; 1.888.623.2633 &#9679;
oceanfirst.com &#9679; NASDAQ: OCFC </P>
</DIV></Center>


<p Style='page-break-before:always'>
<HR  SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><U><B>About OceanFirst Financial Corp</B>. </U></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">With the addition of Capital Bank, OceanFirst Financial Corp.&#146;s subsidiary, OceanFirst Bank N.A., founded in 1902, became an $8&nbsp;billion regional bank
operating throughout New Jersey, metropolitan Philadelphia and metropolitan New York City. OceanFirst Bank delivers commercial and residential financing solutions, wealth management and deposit services and is one of the largest and oldest
community-based financial institutions headquartered in New Jersey. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Forward-Looking Statements </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This press release contains forward-looking statements. These forward-looking statements may include: management plans relating to the merger; any statements
of the plans and objectives of management for future operations, products or services, including the execution of integration plans; any statements of expectation or belief; and any statements of assumptions underlying any of the foregoing.
Forward-looking statements are typically identified by words such as &#147;believe,&#148; &#147;expect,&#148; &#147;anticipate,&#148; &#147;intend&#148; and other similar words and expressions. Forward-looking statements are subject to numerous
assumptions, risks and uncertainties, which change over time and are beyond our control. Forward-looking statements speak only as of the date they are made. OceanFirst assumes no duty and undertakes no obligation to update forward-looking
statements. Because forward-looking statements are subject to assumptions and uncertainties, actual results or future events could differ, possibly materially, from those that OceanFirst anticipated in its forward-looking statements and future
results could differ materially from historical performance. Factors that could cause or contribute to such differences include, but are not limited to, those included under Item 1A &#147;Risk Factors&#148; in OceanFirst&#146;s Annual Report on Form
<FONT STYLE="white-space:nowrap">10-K,</FONT> those included under Item 1A &#147;Risk Factors&#148; in OceanFirst&#146;s most recent Quarterly Report on Form <FONT STYLE="white-space:nowrap">10-Q,</FONT> those disclosed in OceanFirst&#146;s other
periodic reports filed with the Securities and Exchange Commission, as well as the possibility that expected benefits may not materialize in the timeframe expected or at all, or may be more costly to achieve; that OceanFirst&#146;s business may not
perform as expected; that the parties are unable to successfully implement integration strategies; reputational risks and the reaction of the companies&#146; customers, employees and other constituents to the merger; and diversion of management time
on merger-related matters. For any forward-looking statements made in this press release or in any documents, OceanFirst claims the protection of the safe harbor for forward-looking statements contained in the Private Securities Litigation Reform
Act of 1995. </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g702720g21x65.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g702720g21x65.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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M !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0
M4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % 'V/7RI[P4 % !0
M 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 %
M !0 4 % !0 4 % !0 4 % !0 4 % #3T- GL?']U_P ?<W^^W\Z^GA\*/$EN
MR*K)"@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H *
M"@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H
M * "@ H * "@ H * "@ H * /L>OE3W@H * "@ H * "@ H * "@ H * "@
MH * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H *
M"@ H * &GH:!/8^/[K_C[F_WV_G7T\/A1XDMV159(4 % !0 4 % !0 4 % !
M0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4
M% !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0
M!]CU\J>\% !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !
M0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 T]#0)['Q_=?\?<W^
M^W\Z^GA\*/$ENR*K)"@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "
M@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H
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M % !0 4 % !0 4 % !0 4 % !0 4""C484 % !0 4 % !0%T% !0 4 % !0
M4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 %
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M]CX_NO\ C[F_WV_G7T\/A1XDMV>J>%O#_A*/X:CQ'KVF-<M&["1DD<,1OVC
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M.2&5XI4:.1"596&"I'8BNU--71SM6T8RF(* "@ H * "@ H * "@ H * "@
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MV6%KB6PAQ"@&27()./? Q^-+'3M:"TN&&C>\CGM;T;QOX@U*6^U#1]2ED<Y
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M'">@?!O_ )'L?]>TG]*\_'JU)>ITX7XQ+2^CTSXX2W$Q"Q_VG*A)[;BRY_\
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MV<M748A0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4
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MEB83FZCO(S:T("@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H
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M_P" [?X4O;TOYD+V-3L'_"%>)_\ H :A_P" [?X4_K%+^9![&?8/^$*\3_\
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M@!J'_@.W^%'UBE_,@]C4[!_PA7B?_H :A_X#M_A1]8I?S(/8U.P?\(5XG_Z
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M@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@!,4K &*+ &*+ &*+
M&*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+
M&*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+
M&*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+
M&*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ &*+ +3 * $H!
M"4P>B&U%W<.MAPI)L=A:H!:8@H * "@ H * "@ H * "@ H * "@ H * "@
MH * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H *
M"@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H
M * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "@ H * "
+@ H * "@ H __]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
