XML 55 R45.htm IDEA: XBRL DOCUMENT
v3.20.2

Loans Receivable, Net - Credit Grades and Risk Characteristics (Details) - USD ($) $ in Thousands | Sep. 30, 2020 | Dec. 31, 2019
--- | --- | ---
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | $ 1,284,492 |
2019 | 1,377,097 |
2018 | 879,782 |
2017 | 841,628 |
2016 | 688,999 |
2015 and prior | 2,562,378 |
Revolving lines of credit | 366,602 |
Total | 8,000,978 | $ 6,214,652
Commercial and industrial |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 238,681 |
2019 | 49,506 |
2018 | 34,717 |
2017 | 26,564 |
2016 | 39,298 |
2015 and prior | 74,145 |
Revolving lines of credit | 136,277 |
Total | 599,188 |
Commercial and industrial | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 238,326 |
2019 | 47,785 |
2018 | 32,607 |
2017 | 23,576 |
2016 | 38,353 |
2015 and prior | 70,681 |
Revolving lines of credit | 123,071 |
Total | 574,399 |
Commercial and industrial | Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 0 |
2019 | 629 |
2018 | 759 |
2017 | 1,431 |
2016 | 892 |
2015 and prior | 200 |
Revolving lines of credit | 2,597 |
Total | 6,508 |
Commercial and industrial | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 355 |
2019 | 1,092 |
2018 | 1,351 |
2017 | 1,557 |
2016 | 53 |
2015 and prior | 3,264 |
Revolving lines of credit | 10,609 |
Total | 18,281 |
Commercial real estate – owner occupied |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 78,646 |
2019 | 160,876 |
2018 | 147,145 |
2017 | 141,260 |
2016 | 129,100 |
2015 and prior | 507,524 |
Revolving lines of credit | 11,978 |
Total | 1,176,529 |
Commercial real estate – owner occupied | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 78,646 |
2019 | 125,479 |
2018 | 132,958 |
2017 | 136,186 |
2016 | 117,713 |
2015 and prior | 466,072 |
Revolving lines of credit | 10,742 |
Total | 1,067,796 |
Commercial real estate – owner occupied | Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 0 |
2019 | 1,736 |
2018 | 8,263 |
2017 | 1,374 |
2016 | 5,440 |
2015 and prior | 15,477 |
Revolving lines of credit | 393 |
Total | 32,683 |
Commercial real estate – owner occupied | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 0 |
2019 | 33,661 |
2018 | 5,924 |
2017 | 3,700 |
2016 | 5,947 |
2015 and prior | 25,975 |
Revolving lines of credit | 843 |
Total | 76,050 |
Commercial real estate – investor |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 483,779 |
2019 | 647,497 |
2018 | 333,460 |
2017 | 458,517 |
2016 | 341,330 |
2015 and prior | 975,349 |
Revolving lines of credit | 213,344 |
Total | 3,453,276 |
Commercial real estate – investor | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 479,468 |
2019 | 632,528 |
2018 | 309,128 |
2017 | 437,510 |
2016 | 323,544 |
2015 and prior | 894,433 |
Revolving lines of credit | 209,485 |
Total | 3,286,096 |
Commercial real estate – investor | Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 0 |
2019 | 7,296 |
2018 | 22,274 |
2017 | 9,756 |
2016 | 9,657 |
2015 and prior | 48,393 |
Revolving lines of credit | 150 |
Total | 97,526 |
Commercial real estate – investor | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 4,311 |
2019 | 7,673 |
2018 | 2,058 |
2017 | 11,251 |
2016 | 8,129 |
2015 and prior | 32,523 |
Revolving lines of credit | 3,709 |
Total | 69,654 |
Consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Total | 2,771,985 | 2,729,155
Consumer | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 464,585 |
2019 | 489,832 |
2018 | 269,891 |
2017 | 186,729 |
2016 | 161,255 |
2015 and prior | 834,886 |
Revolving lines of credit | 0 |
Total | 2,407,178 | $ 2,321,157
Consumer | Home Equity Lines and Other Consumer Loans |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 18,801 |
2019 | 29,386 |
2018 | 94,569 |
2017 | 28,558 |
2016 | 18,016 |
2015 and prior | 170,474 |
Revolving lines of credit | 5,003 |
Total | 364,807 |
Consumer | Pass | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 464,423 |
2019 | 489,832 |
2018 | 268,996 |
2017 | 185,249 |
2016 | 161,255 |
2015 and prior | 825,373 |
Revolving lines of credit | 0 |
Total | 2,395,128 |
Consumer | Pass | Home Equity Lines and Other Consumer Loans |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 18,711 |
2019 | 28,994 |
2018 | 94,536 |
2017 | 28,558 |
2016 | 17,947 |
2015 and prior | 166,364 |
Revolving lines of credit | 5,003 |
Total | 360,113 |
Consumer | Special Mention | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 162 |
2019 | 0 |
2018 | 0 |
2017 | 1,112 |
2016 | 0 |
2015 and prior | 2,891 |
Revolving lines of credit | 0 |
Total | 4,165 |
Consumer | Special Mention | Home Equity Lines and Other Consumer Loans |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 90 |
2019 | 167 |
2018 | 0 |
2017 | 0 |
2016 | 0 |
2015 and prior | 328 |
Revolving lines of credit | 0 |
Total | 585 |
Consumer | Substandard | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 0 |
2019 | 0 |
2018 | 895 |
2017 | 368 |
2016 | 0 |
2015 and prior | 6,622 |
Revolving lines of credit | 0 |
Total | 7,885 |
Consumer | Substandard | Home Equity Lines and Other Consumer Loans |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2020 | 0 |
2019 | 225 |
2018 | 33 |
2017 | 0 |
2016 | 69 |
2015 and prior | 3,782 |
Revolving lines of credit | 0 |
Total | $ 4,109 |

X
- Definition Amount, before allowance for credit loss and fee, of financing receivable. Excludes financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 + Details
Name: | us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated more than five years prior to current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 + Details
Name: | us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated four years prior to current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 + Details
Name: | us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated in current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 + Details
Name: | us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated in fiscal year prior to current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated three years prior to current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 + Details
Name: | us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated two years prior to current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 + Details
Name: | us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of financing receivable that can be withdrawn, repaid and redrawn. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableRevolving
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialRealEstateOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialRealEstateInvestorMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ocfc_HomeEquityLinesAndOtherConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |