XML 51 R41.htm IDEA: XBRL DOCUMENT
v3.21.1

Loans Receivable, Net - Credit Grades and Risk Characteristics (Details) - USD ($) $ in Thousands | Mar. 31, 2021 | Dec. 31, 2020
--- | --- | ---
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | $ 617,030 | $ 1,496,628
2020 | 1,397,472 | 1,313,707
2019 | 1,246,775 | 817,607
2018 | 751,041 | 800,731
2017 | 759,695 | 620,952
2016 and prior | 2,697,286 | 2,340,571
Revolving lines of credit | 403,238 | 365,910
Total | 7,872,537 | 7,756,106
Commercial and industrial |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 68,908 | 137,993
2020 | 86,303 | 42,604
2019 | 38,761 | 30,036
2018 | 27,617 | 21,076
2017 | 16,034 | 34,914
2016 and prior | 90,749 | 61,163
Revolving lines of credit | 169,873 | 142,870
Total | 498,245 | 470,656
Commercial and industrial | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 68,908 | 137,262
2020 | 85,402 | 40,737
2019 | 35,616 | 27,967
2018 | 25,960 | 18,845
2017 | 13,952 | 33,568
2016 and prior | 88,010 | 59,339
Revolving lines of credit | 161,358 | 134,140
Total | 479,206 | 451,858
Commercial and industrial | Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 0 | 150
2020 | 334 | 583
2019 | 1,866 | 826
2018 | 776 | 1,422
2017 | 1,328 | 907
2016 and prior | 706 | 118
Revolving lines of credit | 2,029 | 1,429
Total | 7,039 | 5,435
Commercial and industrial | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 0 | 581
2020 | 567 | 1,284
2019 | 1,279 | 1,243
2018 | 881 | 809
2017 | 754 | 439
2016 and prior | 2,033 | 1,706
Revolving lines of credit | 6,486 | 7,301
Total | 12,000 | 13,363
Commercial real estate – owner occupied |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 20,780 | 96,888
2020 | 72,657 | 152,688
2019 | 137,930 | 140,203
2018 | 137,489 | 128,477
2017 | 120,749 | 125,056
2016 and prior | 565,792 | 481,743
Revolving lines of credit | 10,954 | 20,010
Total | 1,066,351 | 1,145,065
Commercial real estate – owner occupied | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 20,780 | 96,888
2020 | 72,657 | 114,506
2019 | 120,065 | 122,962
2018 | 122,007 | 124,050
2017 | 115,902 | 104,264
2016 and prior | 496,736 | 428,423
Revolving lines of credit | 10,127 | 18,932
Total | 958,274 | 1,010,025
Commercial real estate – owner occupied | Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 0 | 0
2020 | 0 | 3,512
2019 | 3,488 | 8,240
2018 | 6,556 | 1,023
2017 | 1,973 | 17,115
2016 and prior | 32,144 | 17,811
Revolving lines of credit | 278 | 439
Total | 44,439 | 48,140
Commercial real estate – owner occupied | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 0 | 0
2020 | 0 | 34,670
2019 | 14,377 | 9,001
2018 | 8,926 | 3,404
2017 | 2,874 | 3,677
2016 and prior | 36,912 | 35,509
Revolving lines of credit | 549 | 639
Total | 63,638 | 86,900
Commercial real estate – investor |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 399,267 | 640,241
2020 | 661,123 | 653,631
2019 | 658,527 | 336,148
2018 | 325,195 | 458,715
2017 | 453,256 | 297,584
2016 and prior | 1,086,610 | 904,260
Revolving lines of credit | 220,373 | 200,885
Total | 3,804,351 | 3,491,464
Commercial real estate – investor | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 399,267 | 635,930
2020 | 656,812 | 628,435
2019 | 603,104 | 317,104
2018 | 306,120 | 426,268
2017 | 420,926 | 281,876
2016 and prior | 997,722 | 812,062
Revolving lines of credit | 214,003 | 194,913
Total | 3,597,954 | 3,296,588
Commercial real estate – investor | Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 0 | 0
2020 | 0 | 15,979
2019 | 25,847 | 17,113
2018 | 17,113 | 15,225
2017 | 14,086 | 4,234
2016 and prior | 41,043 | 55,872
Revolving lines of credit | 0 | 149
Total | 98,089 | 108,572
Commercial real estate – investor | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 0 | 4,311
2020 | 4,311 | 9,217
2019 | 29,576 | 1,931
2018 | 1,962 | 17,222
2017 | 18,244 | 11,474
2016 and prior | 47,845 | 36,326
Revolving lines of credit | 6,370 | 5,823
Total | 108,308 | 86,304
Consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Total | 2,503,590 | 2,648,921
Consumer | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 122,744 | 596,552
2020 | 553,741 | 438,125
2019 | 387,481 | 227,924
2018 | 188,276 | 166,994
2017 | 146,061 | 146,683
2016 and prior | 791,045 | 733,181
Revolving lines of credit | 0 | 0
Total | 2,189,348 | 2,309,459
Consumer | Consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 5,331 | 24,954
2020 | 23,648 | 26,659
2019 | 24,076 | 83,296
2018 | 72,464 | 25,469
2017 | 23,595 | 16,715
2016 and prior | 163,090 | 160,224
Revolving lines of credit | 2,038 | 2,145
Total | 314,242 | 339,462
Consumer | Pass | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 122,744 | 595,982
2020 | 553,741 | 437,593
2019 | 387,283 | 226,435
2018 | 188,276 | 166,773
2017 | 145,840 | 146,237
2016 and prior | 789,192 | 729,037
Revolving lines of credit | 0 | 0
Total | 2,187,076 | 2,302,057
Consumer | Pass | Consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 5,331 | 24,954
2020 | 23,648 | 26,659
2019 | 24,022 | 83,296
2018 | 72,429 | 25,469
2017 | 23,595 | 16,565
2016 and prior | 159,762 | 156,276
Revolving lines of credit | 2,038 | 2,145
Total | 310,825 | 335,364
Consumer | Special Mention | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 0 | 0
2020 | 0 | 532
2019 | 198 | 0
2018 | 0 | 0
2017 | 0 | 446
2016 and prior | 335 | 2,186
Revolving lines of credit | 0 | 0
Total | 533 | 3,164
Consumer | Special Mention | Consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 0 | 0
2020 | 0 | 0
2019 | 54 | 0
2018 | 18 | 0
2017 | 0 | 150
2016 and prior | 49 | 382
Revolving lines of credit | 0 | 0
Total | 121 | 532
Consumer | Substandard | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 0 | 570
2020 | 0 | 0
2019 | 0 | 1,489
2018 | 0 | 221
2017 | 221 | 0
2016 and prior | 1,518 | 1,958
Revolving lines of credit | 0 | 0
Total | 1,739 | 4,238
Consumer | Substandard | Consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2021 | 0 | 0
2020 | 0 | 0
2019 | 0 | 0
2018 | 17 | 0
2017 | 0 | 0
2016 and prior | 3,279 | 3,566
Revolving lines of credit | 0 | 0
Total | $ 3,296 | $ 3,566

X
- Definition Amount, before allowance for credit loss and fee, of financing receivable. Excludes financing receivable covered under loss sharing agreement. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522 Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 + Details
Name: | us-gaap_FinancingReceivableBeforeAllowanceForCreditLossAndFee
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated more than five years prior to current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 + Details
Name: | us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated four years prior to current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 + Details
Name: | us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated in current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 + Details
Name: | us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated in fiscal year prior to current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated three years prior to current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 + Details
Name: | us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amount of financing receivable originated two years prior to current fiscal year. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 + Details
Name: | us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of financing receivable that can be withdrawn, repaid and redrawn. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI http://asc.fasb.org/extlink&oid=121599337&loc=SL82919232-210447 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=121647567&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableRevolving
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialRealEstateOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialRealEstateInvestorMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ocfc_HomeEquityLinesAndOtherConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |