XML 78 R66.htm IDEA: XBRL DOCUMENT
v3.22.4

Loans Receivable, Net - Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment and Based on Impairment Method Excluding PCI Loans (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2022 | Dec. 31, 2021
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at period start | $ 48,850 | $ 60,735
Credit loss (benefit) expense | 7,634 | (12,346)
Charge-offs | (573) | (1,031)
Recoveries | 913 | 1,492
Balance at period end | 56,824 | 48,850
Commercial Real Estate - Investor |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at period start | 25,504 | 26,703
Credit loss (benefit) expense | (4,481) | (974)
Charge-offs | (8) | (345)
Recoveries | 55 | 120
Balance at period end | 21,070 | 25,504
Commercial real estate – owner occupied |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at period start | 5,884 | 15,054
Credit loss (benefit) expense | (1,569) | (9,190)
Charge-offs | (62) | (65)
Recoveries | 170 | 85
Balance at period end | 4,423 | 5,884
Commercial and industrial |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at period start | 5,039 | 5,390
Credit loss (benefit) expense | 561 | (321)
Charge-offs | (60) | (154)
Recoveries | 155 | 124
Balance at period end | 5,695 | 5,039
Residential real estate |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at period start | 11,155 | 11,818
Credit loss (benefit) expense | 13,275 | (761)
Charge-offs | (56) | (254)
Recoveries | 156 | 352
Balance at period end | 24,530 | 11,155
Other consumer |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |
Balance at period start | 1,268 | 1,770
Credit loss (benefit) expense | (152) | (1,100)
Charge-offs | (387) | (213)
Recoveries | 377 | 811
Balance at period end | $ 1,106 | $ 1,268

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_AllowanceForLoanAndLeaseLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialRealEstateInvestorMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialRealEstateOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |