XML 54 R45.htm IDEA: XBRL DOCUMENT
v3.23.1

Loans Receivable, Net - Credit Grades and Risk Characteristics (Details) - USD ($) $ in Thousands | Mar. 31, 2023 | Dec. 31, 2022
--- | --- | ---
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | $ 194,791 | $ 2,268,186
2022 | 2,312,160 | 2,092,038
2021 | 2,081,588 | 1,070,645
2020 | 1,051,969 | 942,045
2019 | 922,379 | 465,426
2018 and prior | 2,485,342 | 2,131,413
Revolving lines of credit | 991,583 | 948,301
Total | 10,039,812 | 9,918,054
Commercial real estate – investor |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 78,614 | 1,144,763
2022 | 1,186,386 | 1,341,797
2021 | 1,337,662 | 556,129
2020 | 547,527 | 542,415
2019 | 535,875 | 220,999
2018 and prior | 1,094,692 | 912,342
Revolving lines of credit | 515,905 | 453,507
Total | 5,296,661 | 5,171,952
Commercial real estate – investor | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 78,614 | 1,144,763
2022 | 1,186,386 | 1,339,289
2021 | 1,335,178 | 555,937
2020 | 543,587 | 524,428
2019 | 515,939 | 220,999
2018 and prior | 1,048,169 | 881,344
Revolving lines of credit | 512,846 | 450,787
Total | 5,220,719 | 5,117,547
Commercial real estate – investor | Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 0 | 0
2022 | 0 | 2,508
2021 | 2,484 | 192
2020 | 190 | 17,094
2019 | 65 | 0
2018 and prior | 14,283 | 12,818
Revolving lines of credit | 2,188 | 2,188
Total | 19,210 | 34,800
Commercial real estate – investor | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 0 | 0
2022 | 0 | 0
2021 | 0 | 0
2020 | 3,750 | 893
2019 | 19,871 | 0
2018 and prior | 32,240 | 18,180
Revolving lines of credit | 871 | 532
Total | 56,732 | 19,605
Commercial real estate – owner occupied |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 36,361 | 119,912
2022 | 118,959 | 110,440
2021 | 109,499 | 63,702
2020 | 63,663 | 117,422
2019 | 111,671 | 93,769
2018 and prior | 530,001 | 477,190
Revolving lines of credit | 16,212 | 14,932
Total | 986,366 | 997,367
Commercial real estate – owner occupied | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 36,361 | 119,912
2022 | 118,959 | 110,440
2021 | 109,499 | 59,952
2020 | 63,663 | 115,385
2019 | 109,652 | 88,204
2018 and prior | 506,145 | 458,708
Revolving lines of credit | 16,212 | 14,932
Total | 960,491 | 967,533
Commercial real estate – owner occupied | Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 0 | 0
2022 | 0 | 0
2021 | 0 | 0
2020 | 0 | 0
2019 | 0 | 748
2018 and prior | 1,878 | 5,679
Revolving lines of credit | 0 | 0
Total | 1,878 | 6,427
Commercial real estate – owner occupied | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 0 | 0
2022 | 0 | 0
2021 | 0 | 3,750
2020 | 0 | 2,037
2019 | 2,019 | 4,817
2018 and prior | 21,978 | 12,803
Revolving lines of credit | 0 | 0
Total | 23,997 | 23,407
Commercial and industrial |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 27,482 | 60,078
2022 | 54,551 | 23,752
2021 | 22,710 | 14,148
2020 | 12,502 | 18,258
2019 | 16,803 | 11,293
2018 and prior | 61,659 | 49,832
Revolving lines of credit | 426,494 | 445,011
Total | 622,201 | 622,372
Commercial and industrial | Pass |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 27,482 | 60,078
2022 | 54,551 | 23,724
2021 | 22,682 | 14,072
2020 | 12,450 | 17,175
2019 | 15,762 | 10,992
2018 and prior | 59,487 | 47,370
Revolving lines of credit | 424,541 | 443,211
Total | 616,955 | 616,622
Commercial and industrial | Special Mention |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 0 | 0
2022 | 0 | 7
2021 | 7 | 0
2020 | 0 | 0
2019 | 0 | 0
2018 and prior | 223 | 250
Revolving lines of credit | 1,836 | 1,680
Total | 2,066 | 1,937
Commercial and industrial | Substandard |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 0 | 0
2022 | 0 | 21
2021 | 21 | 76
2020 | 52 | 1,083
2019 | 1,041 | 301
2018 and prior | 1,949 | 2,212
Revolving lines of credit | 117 | 120
Total | 3,180 | 3,813
Consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
Total | 252,773 | 264,372
Consumer | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 48,611 | 919,364
2022 | 928,497 | 591,938
2021 | 588,718 | 421,226
2020 | 413,922 | 248,247
2019 | 243,055 | 100,290
2018 and prior | 659,008 | 580,926
Revolving lines of credit | 0 | 0
Total | 2,881,811 | 2,861,991
Consumer | Other consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 3,723 | 24,069
2022 | 23,767 | 24,111
2021 | 22,999 | 15,440
2020 | 14,355 | 15,703
2019 | 14,975 | 39,075
2018 and prior | 139,982 | 111,123
Revolving lines of credit | 32,972 | 34,851
Total | 252,773 | 264,372
Consumer | Pass | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 48,611 | 919,364
2022 | 928,107 | 591,745
2021 | 588,525 | 419,712
2020 | 413,922 | 247,387
2019 | 243,055 | 99,945
2018 and prior | 658,129 | 577,392
Revolving lines of credit | 0 | 0
Total | 2,880,349 | 2,855,545
Consumer | Pass | Other consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 3,723 | 24,069
2022 | 23,767 | 24,111
2021 | 22,999 | 15,440
2020 | 14,355 | 15,471
2019 | 14,812 | 39,057
2018 and prior | 137,925 | 108,818
Revolving lines of credit | 32,972 | 34,851
Total | 250,553 | 261,817
Consumer | Special Mention | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 0 | 0
2022 | 390 | 193
2021 | 0 | 1,514
2020 | 0 | 204
2019 | 0 | 59
2018 and prior | 153 | 2,407
Revolving lines of credit | 0 | 0
Total | 543 | 4,377
Consumer | Special Mention | Other consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 0 | 0
2022 | 0 | 0
2021 | 0 | 0
2020 | 0 | 75
2019 | 96 | 0
2018 and prior | 187 | 598
Revolving lines of credit | 0 | 0
Total | 283 | 673
Consumer | Substandard | Residential real estate |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 0 | 0
2022 | 0 | 0
2021 | 193 | 0
2020 | 0 | 656
2019 | 0 | 286
2018 and prior | 726 | 1,127
Revolving lines of credit | 0 | 0
Total | 919 | 2,069
Consumer | Substandard | Other consumer |  |
Financing Receivable, Credit Quality Indicator [Line Items] |  |
2023 | 0 | 0
2022 | 0 | 0
2021 | 0 | 0
2020 | 0 | 157
2019 | 67 | 18
2018 and prior | 1,870 | 1,707
Revolving lines of credit | 0 | 0
Total | $ 1,937 | $ 1,882

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3B -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267963-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3B -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267963-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919232-210447 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable that can be withdrawn, repaid, and redrawn. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919232-210447 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3B -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267963-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestRevolving
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919232-210447 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3B -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267963-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919232-210447 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3B -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267963-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable originated in current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919232-210447 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3B -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267963-210447 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3B -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267963-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919232-210447 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 3B -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL120267963-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 6 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919232-210447 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialRealEstateInvestorMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialRealEstateOwnerOccupiedMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=ocfc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ResidentialMortgageMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=ocfc_HomeEquityLinesAndOtherConsumerLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |