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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Thousands, $ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest income:      
Loans $ 545,243 $ 521,865 $ 390,386
Debt securities 77,749 59,273 34,407
Equity investments and other 19,181 26,836 6,382
Total interest income 642,173 607,974 431,175
Interest expense:      
Deposits 242,133 172,018 31,021
Borrowed funds 66,005 66,225 22,677
Total interest expense 308,138 238,243 53,698
Net interest income 334,035 369,731 377,477
Provision for credit losses 7,689 17,678 7,768
Net interest income after provision for credit losses 326,346 352,053 369,709
Other income:      
Bankcard services revenue 6,197 5,912 9,219
Net gain on sales of loans 2,358 428 358
Net gain (loss) on equity investments 4,225 (3,732) 9,685
Net (loss) gain from other real estate operations (20) 0 48
Income from bank owned life insurance 7,905 5,280 6,578
Commercial loan swap income 879 741 7,065
Other 5,107 1,212 953
Total other income 50,187 33,624 59,094
Operating expenses:      
Compensation and employee benefits 138,341 135,802 131,915
Occupancy 20,811 21,188 20,817
Equipment 4,250 4,650 4,987
Marketing 5,165 4,238 2,947
Federal deposit insurance and regulatory assessments 10,955 11,157 7,359
Data processing 24,280 24,835 23,095
Check card processing 4,412 4,640 4,971
Professional fees 9,483 18,297 12,993
Amortization of intangibles 3,333 3,984 4,718
Branch consolidation expense, net 0 70 713
Merger related expenses 1,779 22 2,735
Other operating expense 23,068 20,029 17,631
Total operating expenses 245,877 248,912 234,881
Income before provision for income taxes 130,656 136,765 193,922
Provision for income taxes 30,266 32,700 46,565
Net income 100,390 104,065 147,357
Net income attributable to non-controlling interest 325 36 754
Net income attributable to OceanFirst Financial Corp. 100,065 104,029 146,603
Dividends on preferred shares 4,016 4,016 4,016
Net income available to common stockholders, basic 96,049 100,013 142,587
Net income available to common stockholders, diluted $ 96,049 $ 100,013 $ 142,587
Basic earnings per share (in dollars per share) $ 1.65 $ 1.70 $ 2.43
Diluted earnings per share (in dollars per share) $ 1.65 $ 1.70 $ 2.42
Average basic shares outstanding (in shares) 58,296 58,948 58,730
Average diluted shares outstanding (in shares) 58,297 58,957 58,878
Trust and asset management revenue      
Other income:      
Revenue $ 1,745 $ 2,529 $ 2,386
Fees and service charges      
Other income:      
Revenue $ 21,791 $ 21,254 $ 22,802