XML 68 R54.htm IDEA: XBRL DOCUMENT v3.25.0.1
Regulatory Matters - Schedule of Regulatory Capital Amounts and Ratios (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier 1 capital (to average assets), Actual Ratio 0.040  
Common equity Tier 1 (to risk-weighted assets), Actual Ratio 7.00%  
Tier 1 capital (to average assets), For capital adequacy purposes Ratio 0.085  
Total capital (to risk-weighted assets) For capital adequacy purposes Ratio 0.105  
Capital conservation buffer (as a percent) 0.0250 0.0250
OceanFirst Financial Corp.    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier 1 capital (to average assets), Actual Amount $ 1,235,832 $ 1,218,142
Common equity Tier 1 (to risk-weighted asset), Actual Amount 1,105,180 1,088,542
Tier 1 capital (to risk-weighted assets), Actual Amount 1,235,832 1,218,142
Total capital (to risk-weighted assets), Actual Amount $ 1,437,278 $ 1,413,400
Tier 1 capital (to average assets), Actual Ratio 0.0950 0.0931
Common equity Tier 1 (to risk-weighted assets), Actual Ratio 11.17% 10.86%
Tier 1 capital (to risk-weighted assets), Actual Ratio 0.1249 0.1215
Total capital (to risk-weighted assets), Actual Ratio 0.1452 0.1410
Tier 1 capital (to average assets), For capital adequacy purposes Amount $ 520,239 $ 523,588
Common equity Tier 1 (to risk-weighted asset), For capital adequacy purposes Amount 692,897 701,778
Tier 1 capital (to risk-weighted assets), For capital adequacy purposes Amount 841,375 852,159
Total capital (to risk-weighted assets), For capital adequacy purposes Amount $ 1,039,345 $ 1,052,667
Tier 1 capital (to average assets), For capital adequacy purposes Ratio 0.0400 0.0400
Common equity Tier 1 (to risk-weighted assets), For capital adequacy purposes Ratio 7.00% 7.00%
Tier 1 capital (to risk-weighted assets), For capital adequacy purposes Ratio 0.0850 0.0850
Total capital (to risk-weighted assets) For capital adequacy purposes Ratio 0.1050 0.1050
OceanFirst Bank    
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]    
Tier 1 capital (to average assets), Actual Amount $ 1,161,564 $ 1,155,896
Common equity Tier 1 (to risk-weighted asset), Actual Amount 1,161,564 1,155,896
Tier 1 capital (to risk-weighted assets), Actual Amount 1,161,564 1,155,896
Total capital (to risk-weighted assets), Actual Amount $ 1,238,011 $ 1,226,154
Tier 1 capital (to average assets), Actual Ratio 0.0899 0.0890
Common equity Tier 1 (to risk-weighted assets), Actual Ratio 11.83% 11.65%
Tier 1 capital (to risk-weighted assets), Actual Ratio 0.1183 0.1165
Total capital (to risk-weighted assets), Actual Ratio 0.1261 0.1236
Tier 1 capital (to average assets), For capital adequacy purposes Amount $ 516,798 $ 519,690
Common equity Tier 1 (to risk-weighted asset), For capital adequacy purposes Amount 687,383 694,620
Tier 1 capital (to risk-weighted assets), For capital adequacy purposes Amount with buffer 834,679 843,467
Total capital (to risk-weighted assets), For capital adequacy purposes Amount $ 1,031,074 $ 1,041,930
Tier 1 capital (to average assets), For capital adequacy purposes Ratio 0.0400 0.0400
Common equity Tier 1 (to risk-weighted assets), For capital adequacy purposes Ratio 7.00% 7.00%
Tier 1 capital (to risk-weighted assets), For capital adequacy purposes Ratio with buffer 0.0850 0.0850
Total capital (to risk-weighted assets) For capital adequacy purposes Ratio 0.1050 0.1050
Tier 1 capital (to average assets), To be well-capitalized under Prompt Corrective Action Amount $ 645,998 $ 649,612
Common equity Tier 1 (to risk-weighted asset), To be well-capitalized under Prompt Corrective Action Amount 638,284 645,004
Tier 1 capital (to risk-weighted assets), To be well-capitalized under Prompt Corrective Action Amount 785,580 793,852
Total capital (to risk-weighted assets), To be well-capitalized under Prompt Corrective Action Amount $ 981,975 $ 992,315
Tier 1 capital (to average assets), To be well-capitalized under Prompt Corrective Action Ratio 0.0500 0.0500
Common equity Tier 1 (to risk-weighted asset), To be well-capitalized under Prompt Corrective Action Ratio 6.50% 6.50%
Tier 1 capital (to risk-weighted assets), To be well-capitalized under Prompt Corrective Action Ratio 0.0800 0.0800
Total capital (to risk-weighted assets), To be well-capitalized under Prompt Corrective Action Ratio 0.1000 0.1000